{"id":3538,"date":"2026-01-20T13:43:26","date_gmt":"2026-01-20T12:43:26","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/ubezpieczenie-do-wizy-dlugoterminowej-d-wymagania\/"},"modified":"2026-09-30T03:44:13","modified_gmt":"2026-09-30T01:44:13","slug":"insurance-for-long-term-visa-d-requirements","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/en\/poradnik\/ubezpieczenie-wymagane-do-wizy-i-karty-pobytu\/ubezpieczenie-do-wizy-dlugoterminowej-d-wymagania\/","title":{"rendered":"Insurance for a long-term visa (D) - requirements"},"content":{"rendered":"
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Insurance for a D visa: why<\/h2>\n<\/p><\/div>\n
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A national visa (type D) allows you to legally stay in Poland usually more than 90 days. For many, it's the start of study, work, family reunification or a longer stay. In practice, one of the most common reasons for problems when applying is visa health insurance<\/strong>, which does not meet the requirements or is poorly documented.<\/p>\n

This guide explains how to approach the topic \u201elong-term visa insurance<\/strong>\u201d: what it should cover, how long it should be concluded for, and what elements of the policy are checked by the consulate or office. We also suggest how to avoid mistakes and how to select a health insurance for foreigners<\/strong> so that it is acceptable for the visa process and subsequent formalities.<\/p>\n<\/p><\/div>\n

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Insurance requirements for a visa<\/h2>\n<\/p><\/div>\n
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Requirements may vary depending on the country of application, the purpose of stay and the practice of the particular consulate. However, the common denominator is simple: the insurance is supposed to realistically cover medical costs during your stay and be evidenced by clear documents. Therefore, it is worth looking not only at the price, but at the coverage, limits and form of the certificate.<\/p>\n

The most common expectation is that the policy should be valid for the duration of the stay or at least for the start of the stay, cover the territory of Poland, and the sum insured should be sufficient for inpatient and outpatient treatment. In many products one encounters sums for medical expenses in the order of \u20ac30,000\u201360,000<\/strong> for medical events, and for foreign travel even higher limits (e.g., \u20ac100,000-250,000) - the key is to make the sum adequate to the requirement indicated in your procedure.<\/p>\n<\/p><\/div>\n

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What should be evident from the policy document<\/h3>\n<\/p><\/div>\n
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When the office evaluates policy for type D visa<\/strong>, specific information visible \u201ein black and white\u201d is what counts. If the policy is missing key data (e.g., territory, dates, totals), the application may be called for supplementation or denied.<\/p>\n<\/p><\/div>\n

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