{"id":3884,"date":"2026-10-28T20:00:39","date_gmt":"2026-10-28T19:00:39","guid":{"rendered":"https:\/\/insurancevisa.com\/?p=3884"},"modified":"2026-10-28T20:00:39","modified_gmt":"2026-10-28T19:00:39","slug":"error-in-the-policy-information","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/en\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/blad-w-danych-polisy\/","title":{"rendered":"There's a mistake in the name or passport number on the policy\u2014what should I do?"},"content":{"rendered":"

It\u2019s best to spot an error in your first name, last name, or passport number right after you purchase the insurance, rather than waiting until you need the policy. Open the insurance document next to your passport or another document used during the purchase and compare the information character by character. The information on the policy should match the information in the document<\/strong>, ...that you are using in this particular case. If you notice a discrepancy, report it to the broker or the insurer and ask them to advise you on the proper course of action. However, do not assume in advance that every change will be free of charge, immediate, or possible in the same form. The rules depend on the specific contract, the type of error, and the stage of the contract\u2019s execution.<\/p>\n\n\n\n

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Table of contents<\/p>\n\n\n\n

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  1. Why It's Important to Check the Data Right Away<\/a><\/li>\n\n\n\n
  2. What to use as proof of identity<\/a><\/li>\n\n\n\n
  3. A Typo vs. a Change in the Insured Person<\/a><\/li>\n\n\n\n
  4. How to Submit a Request for Correction<\/a><\/li>\n\n\n\n
  5. What to Do After Submitting a Report<\/a><\/li>\n\n\n\n
  6. Frequently asked questions<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n

    Why It's Important to Check the Data Right Away<\/h2>\n\n\n\n

    The policy is a document confirming the conclusion of the contract. The General Insurance Terms and Conditions of TUZ Ubezpieczenia from 2026 state that the contract is concluded based on the information provided in the application, including the policyholder\u2019s details and the details of a third party, if the contract was concluded on that party\u2019s behalf. The conclusion of the contract is then confirmed by an insurance policy. This is a good reason to compare the document you receive with the information you entered during the purchase.<\/p>\n\n\n\n

    Verifying the information right after purchase is also easier from a practical standpoint. You still remember what information was provided, you have the confirmation email on hand, and you can quickly determine whether the discrepancy is only on the policy or if it was already present in the application. Don't assume the error will correct itself<\/strong> nor that another person will interpret the inconsistent data in accordance with your intention.<\/p>\n\n\n\n

    However, simply noticing a typo does not necessarily determine the consequences for coverage. There is no basis for claiming that every error automatically invalidates the policy. On the other hand, it should not be taken lightly. Uniqa\u2019s 2020 General Terms and Conditions link the duty to disclose to the circumstances about which the insurer inquired prior to the conclusion of the contract, and the consequences of a breach of this duty apply to undisclosed or false circumstances. Assessing a specific discrepancy therefore requires reference to the specific contract in question, rather than to a universal rule.<\/p>\n\n\n\n

    What to use as proof of identity<\/h2>\n\n\n\n

    First, determine which document was used at the time of purchase. Use this exact document as a reference<\/strong>. If the form required passport information, compare the insurance policy with the passport, not with the spelling of the last name in another document, a commonly used transliteration, or an online profile.<\/p>\n\n\n\n

    Check the following one by one:<\/p>\n\n\n