{"id":3887,"date":"2026-11-02T17:53:41","date_gmt":"2026-11-02T16:53:41","guid":{"rendered":"https:\/\/insurancevisa.com\/?p=3887"},"modified":"2026-11-02T17:53:41","modified_gmt":"2026-11-02T16:53:41","slug":"moving-to-another-city-and-using-health-insurance","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/en\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/przeprowadzka-do-innego-miasta-a-korzystanie-z-polisy-medycznej\/","title":{"rendered":"Moving to Another City and Using Health Insurance"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Moving to another city does not automatically mean that your health insurance policy stops being valid or begins to operate under new terms. Nor does it guarantee that the same healthcare facility or identical care pathway will be available in your new location. These are two separate issues: territorial coverage is determined by the contract, while the process for receiving care may depend on the terms of the specific policy. Therefore, after changing your place of residence, it\u2019s a good idea to review your policy document, the General Terms and Conditions, and the instructions on what to do in the event of a sudden illness or accident. You also need to determine whether your new address must be reported and how to obtain assistance in your new city. The procedure below allows you to do this without guesswork and without applying the rules of one policy to all others.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Table of contents<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#co-zmienia-przeprowadzka\">What a Move Really Changes<\/a><\/li>\n\n\n\n<li><a href=\"#zgloszenie-nowego-adresu\">Do I need to report my new address?<\/a><\/li>\n\n\n\n<li><a href=\"#terytorium-a-placowka\">Protected Area vs. Local Facility<\/a><\/li>\n\n\n\n<li><a href=\"#organizacja-pomocy\">How to Prepare to Seek Help<\/a><\/li>\n\n\n\n<li><a href=\"#lista-kontrolna\">What to Check in the First Few Days After Moving<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">Frequently asked questions<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zmienia-przeprowadzka\">What a Move Really Changes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The most important rule is: <strong>Do not assume that coverage will be lost or extended<\/strong> simply because the city has changed. The answer must be determined by reviewing the specific contract documents. Factors that may be relevant include, among others: the coverage area, the selected option or clause, the insurance period, and the procedure for organizing assistance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In practice, three questions should be distinguished:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa95d-list-1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-a95d-list-1-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-1-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-1-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Do I need to provide my new address to the insurance company?;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-1-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-1-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-1-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Does the event at the new location fall within the territory and scope of protection?;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-1-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-1-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-1-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Do you need to take specific organizational steps before seeking assistance?.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This distinction helps avoid two common mistakes. The first is the belief that a policy valid in Poland provides access to any facility. The second is the assumption that the absence of a designated facility nearby means there is no coverage. <strong>The scope of the contract and the availability of a local branch are not the same thing.<\/strong> You should not draw any of these conclusions without first reviewing the product guidelines.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A medical expense insurance policy for a foreign national may cover assistance in the event of a sudden illness or accident\u2014always within the limits of the selected coverage. It should not be viewed as a promise of unrestricted access to any healthcare provider.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you're also considering changing the policy itself\u2014not just your address\u2014read the guide on <a href=\"https:\/\/insurancevisa.com\/en\/guide\/foreigners-most-frequent-questions-and-problems\/changing-insurance-during-your-stay-how-to-do-it-safely\/\">a smooth transition to new insurance coverage during your stay<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"zgloszenie-nowego-adresu\">Do I need to report my new address?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There is no single answer that applies to every contract. <strong>Please check your General Terms and Conditions and your policy for the reporting requirement.<\/strong> Rules can be stated explicitly, but they differ in scope and how they are implemented.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the General Terms and Conditions of TUZ Ubezpieczenia, approved by a resolution dated January 14, 2026, and applicable to contracts entered into on or after February 13, 2026, the policyholder is required to notify TUZ Ubezpieczenia of any change of address or registered office. However, this provision refers to another paragraph concerning the forms of notification. This means that <strong>Don't guess which channel to use when reporting to TUZ<\/strong> \u2014 It should be taken from the full text of your own contract.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compensa\u2019s General Terms and Conditions of 2026 also require that Compensa be notified of any change in residential address or registered office. Under these terms, statements regarding the contract should be submitted in writing for evidentiary purposes\u2014either in document form, such as via email from a personal account, or electronically\u2014unless the contract, General Terms and Conditions, or specific clauses specify otherwise. <strong>Exceptions set forth in the contract documents take precedence<\/strong> Before the general instructions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Both documents also address the issue of changes in circumstances that the insurer inquired about prior to the conclusion of the contract. According to the TUZ General Terms and Conditions, any changes that may increase the likelihood of a loss must be reported immediately. Compensa\u2019s General Terms and Conditions, on the other hand, require immediate notification of changes in circumstances previously indicated in the application form or other correspondence. <strong>Not every life change automatically meets these conditions.<\/strong> The significance of the move depends on the questions asked when entering into a specific contract.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"jak-sprawdzic-obowiazek-bez-pomylki\">How to Check Your Tax Liability Without Making a Mistake<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Find the version of the General Insurance Terms and Conditions assigned to your policy. Search for the terms \u201eaddress,\u201d \u201echange of information,\u201d \u201eobligations of the policyholder,\u201d \u201erepresentations,\u201d and \u201enotices.\u201d Also check the application form on which the contract was based. If an address was provided in it, <strong>Review the rules for updating it<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep a record of the confirmation that the information was sent. Don't assume on your own that sending a message through any channel is enough: <strong>What matters is the form permitted for a given contract<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"terytorium-a-placowka\">Protected Area vs. Local Facility<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The coverage area defines where an incident must occur in order for it to be processed in accordance with the policy terms. The network or the way assistance is organized, on the other hand, answers a different question: where and under what conditions can you receive benefits in a specific location. Nationwide coverage does not mean that the same network of services will be available in every city.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">An example of the scope of coverage is provided by Compensa Clause No. 1 from 2026, provided it was selected in the contract. It covers the costs of medical treatment for an illness or the consequences of an accident that occurred in Poland, limited to treatment that is medically necessary and requires immediate attention during the insured\u2019s stay in Poland. This provision confirms the territorial scope and nature of the coverage provided by this specific clause. <strong>Does not confirm the availability of a specific facility<\/strong> nor is there a single, identical way of organizing aid in every city.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After you move, be sure to check the following items separately:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-2 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa95d-list-2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-a95d-list-2-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-2-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-2-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">provisions regarding the territory in the policy and the General Terms and Conditions;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-2-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-2-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-2-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">a definition of an insured event;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-2-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-2-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-2-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">the procedure for reporting a sudden illness or accident;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-2-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-2-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-2-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">guidelines for obtaining information about the appropriate place to seek assistance;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-2-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-2-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-2-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Required consents, documents, and confirmations, if provided for in the contract.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Don't choose a facility based solely on an online map or the fact that it works with a particular insurer. That information alone does not determine whether a specific incident or service is covered under your policy. <strong>First, determine the path specified for the product in question.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to better understand what provisions may be relevant during a hospital stay, please review the overview <a href=\"https:\/\/insurancevisa.com\/en\/guide\/foreigners-most-frequent-questions-and-problems\/what-type-of-insurance-covers-inpatient-treatment\/\">scope of hospital treatment coverage<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"organizacja-pomocy\">How to Prepare to Seek Help<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Don't wait until an incident occurs to organize your documents. After you move, write down the policy number, coverage period, insurer's name, the selected option or clause, and the instructions for what to do in one place. <strong>The policy number and the appropriate procedure should be easily accessible.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the event of a sudden illness or accident, follow the instructions in your current policy. Do not use the instructions from a previous policy or another person\u2019s policy. If you are required to report the incident in advance or arrange for assistance, follow the instructions provided and keep the confirmation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gather the information identifying the contract and details about the incident. Determine:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-3 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa95d-list-3 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-a95d-list-3-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-3-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-3-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">What is the procedure in the new city?;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-3-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-3-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-3-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">where to get help and whether prior confirmation is required;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-3-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-3-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-3-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">What documents should you keep;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-3-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-3-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-3-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">What to do if the indicated location is unavailable.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Do not assume you have the right to choose any facility you want<\/strong>, unless your documents indicate otherwise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also, don't assume that information you obtained earlier for your previous place of residence remains current after you move. You may need to recheck local availability, even if the territorial provisions haven't changed.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"przyklad-bez-ryzykownego-uogolnienia\">An example without a risky generalization<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After moving, the insured person should verify whether they are required to update their address and determine the proper way to report the change. Next, they should find the procedure for handling an emergency. They should not choose any branch on their own, nor should they assume that the move has terminated their coverage. <strong>He bases his decision on his own policy and the current instructions<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lista-kontrolna\">What to Check in the First Few Days After Moving<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Focus on the information that may be important after you change your address:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa95d-list-4 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa95d-list-4 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-a95d-list-4-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Data on the policy:<\/strong> Check the address, personal information, document number, and coverage period.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Obligation to update:<\/strong> Find the entry regarding the change of address and the deadline for reporting it, if one was specified.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Acceptable form:<\/strong> Determine whether the documents require a written, documented, electronic, or other form.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Protection Territory:<\/strong> Read about where the event covered by the contract must occur.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Organization of assistance:<\/strong> Check the steps to take in the event of a sudden illness or accident.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Event documentation:<\/strong> Determine what needs to be retained and disclosed in accordance with the terms of the agreement.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-a95d-list-4-7 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-a95d-list-4-7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a95d-list-4-7 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>New place of residence:<\/strong> Make sure you know how to get up-to-date information on the appropriate support services in this city.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If the documents do not provide a clear answer, ask for a reference to the relevant provision and keep a record of the response. <strong>Written confirmation reduces the risk of misunderstandings.<\/strong> Instructions received by someone else do not determine the terms of your policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you need a medical expense insurance policy for a foreign national after moving, please use our online purchase form.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancevisa.com\/en\/\">BUY INSURANCE FOR A FOREIGN NATIONAL<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This form is intended for purchasing insurance, not for confirming the availability of a specific location or for interpreting a contract that has already been entered into.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">Frequently asked questions<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-po-przeprowadzce-moja-polisa-automatycznie-przestaje-dzialac\">Does my policy automatically expire after I move?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You cannot determine this based solely on a change of city. Check the coverage area, the term, and the terms of your own policy. Moving does not provide grounds for either confirming or ruling out coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-musze-zglosic-ubezpieczycielowi-nowy-adres\">Do I need to notify my insurance company of my new address?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It depends on the contract. In the General Terms and Conditions of TUZ Ubezpieczenia and Compensa from 2026 cited above, this obligation is specified. For other products, check your own policy, the General Terms and Conditions, and the application form.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-moge-zglosic-zmiane-adresu-e-mailem\">Can I report a change of address by email?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The relevant Compensa General Terms and Conditions permit the use of a written form\u2014such as an email from a personal account\u2014subject to any other provisions in the contract, the General Terms and Conditions, or the clauses. The cited provision of the TUZ General Terms and Conditions does not specify the forms of notification. Therefore, please review the documents of your own contract.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-polisa-dzialajaca-w-polsce-zapewnia-placowke-w-kazdym-miescie\">Does an insurance policy valid in Poland provide a branch in every city?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The territorial coverage provision alone does not constitute proof. You must verify the local availability of medical care in accordance with your policy\u2019s procedures. Do not assume that the same medical facilities are available in every city.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-zrobic-jesli-w-nowym-miescie-nie-wiem-gdzie-uzyskac-pomoc\">What should I do if I don't know where to get help in a new city?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Find the instructions on how to get help in the event of a sudden illness or accident. Use the channel specified for your policy and determine the current procedure in effect at your new location.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-przeprowadzka-automatycznie-zmienia-skladke-albo-rozwiazuje-umowe\">Does moving automatically change the premium or terminate the contract?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The provisions cited do not establish such a rule. The terms of the specific policy and the response regarding that contract are decisive.<\/p>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Moving to another city does not automatically mean that your health insurance policy stops being valid or begins to operate under new terms. 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