{"id":3538,"date":"2026-01-20T13:43:26","date_gmt":"2026-01-20T12:43:26","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/ubezpieczenie-do-wizy-dlugoterminowej-d-wymagania\/"},"modified":"2026-09-30T03:44:13","modified_gmt":"2026-09-30T01:44:13","slug":"uzun-sureli%cc%87-kalis-vi%cc%87zesi%cc%87-i%cc%87ci%cc%87n-si%cc%87gorta-d-gereksi%cc%87ni%cc%87mleri%cc%87","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/tr\/poradnik\/ubezpieczenie-wymagane-do-wizy-i-karty-pobytu\/ubezpieczenie-do-wizy-dlugoterminowej-d-wymagania\/","title":{"rendered":"Uzun s\u00fcreli kal\u0131\u015f vizesi i\u00e7in sigorta (D) - Gereklilikler"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">D vizesi i\u00e7in sigorta: neden<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ulusal vize (D tipi) Polonya'da yasal olarak genellikle 90 g\u00fcnden fazla kalman\u0131za izin verir. Bir\u00e7ok ki\u015fi i\u00e7in bu, e\u011fitim, i\u015f, aile birle\u015fimi veya daha uzun s\u00fcreli bir kal\u0131\u015f\u0131n ba\u015flang\u0131c\u0131d\u0131r. Uygulamada, ba\u015fvuru s\u0131ras\u0131nda ya\u015fanan sorunlar\u0131n en yayg\u0131n nedenlerinden biri \u015fudur <strong>vi\u0307ze sa\u011flik si\u0307gortasi<\/strong>, Gereksinimleri kar\u015f\u0131lamayan veya yetersiz belgelendirilmi\u015f olan.<\/p>\n<p>Bu k\u0131lavuz konuya nas\u0131l yakla\u015f\u0131laca\u011f\u0131n\u0131 a\u00e7\u0131klamaktad\u0131r \u201e<strong>uzun s\u00fcreli\u0307 vi\u0307ze si\u0307gortasi<\/strong>\u201d: neleri kapsamas\u0131 gerekti\u011fi, ne kadar s\u00fcre i\u00e7in yapt\u0131r\u0131laca\u011f\u0131 ve poli\u00e7enin hangi unsurlar\u0131n\u0131n konsolosluk veya yetkili makam taraf\u0131ndan kontrol edilece\u011fi. Ayr\u0131ca size hatalardan nas\u0131l ka\u00e7\u0131naca\u011f\u0131n\u0131z ve nas\u0131l bir poli\u00e7e se\u00e7ece\u011finiz konusunda ipu\u00e7lar\u0131 veriyoruz. <strong>yabanc\u0131lar\u0131n sa\u011fl\u0131k sigortas\u0131<\/strong> b\u00f6ylece vize s\u00fcreci ve sonraki formaliteler i\u00e7in kabul edilebilir olacakt\u0131r.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Vize i\u00e7in sigorta gereklilikleri<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Gereklilikler, ba\u015fvuru yap\u0131lan \u00fclkeye, kal\u0131\u015f amac\u0131na ve ilgili konsoloslu\u011fun uygulamalar\u0131na ba\u011fl\u0131 olarak de\u011fi\u015febilir. Bununla birlikte, ortak payda basittir: sigorta, kal\u0131\u015f\u0131n\u0131z s\u0131ras\u0131nda tedavi masraflar\u0131n\u0131 ger\u00e7ek\u00e7i bir \u015fekilde kar\u015f\u0131lamal\u0131 ve a\u00e7\u0131k belgelerle kan\u0131tlanmal\u0131d\u0131r. Bu nedenle, sadece fiyata de\u011fil, sertifikan\u0131n kapsam\u0131na, limitlerine ve \u015fekline de bakmaya de\u011fer.<\/p>\n<p>En yayg\u0131n beklenti, poli\u00e7enin kal\u0131\u015f s\u00fcresi boyunca veya en az\u0131ndan kal\u0131\u015f\u0131n ba\u015flang\u0131c\u0131 i\u00e7in ge\u00e7erli olmas\u0131, Polonya topraklar\u0131n\u0131 kapsamas\u0131 ve sigorta bedelinin yatarak ve ayakta tedavi i\u00e7in yeterli olmas\u0131d\u0131r. Bir\u00e7ok \u00fcr\u00fcnde, t\u0131bbi harcamalar i\u00e7in a\u015fa\u011f\u0131daki mebla\u011flarla kar\u015f\u0131la\u015f\u0131lmaktad\u0131r <strong>30.000\u201360.000 EUR<\/strong> t\u0131bbi olaylar i\u00e7in ve yurt d\u0131\u015f\u0131 seyahatler i\u00e7in daha da y\u00fcksek limitler (\u00f6rne\u011fin 100.000-250.000 EUR) - mebla\u011f\u0131n prosed\u00fcr\u00fcn\u00fczde belirtilen gereksinim i\u00e7in yeterli olmas\u0131 \u00e7ok \u00f6nemlidir.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Politika belgesinden anla\u015f\u0131lmas\u0131 gerekenler<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ofis de\u011ferlendirme yapt\u0131\u011f\u0131nda <strong>D tipi vize i\u00e7in politika<\/strong>, \u00d6nemli olan \u201esiyah ve beyaz\u201d olarak g\u00f6r\u00fclebilen belirli bilgilerdir. Poli\u00e7ede temel veriler (\u00f6rne\u011fin b\u00f6lge, tarihler, mebla\u011flar) eksikse, ba\u015fvuru ya istenebilir ya da reddedilebilir.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Sigortal\u0131n\u0131n bilgileri:<\/strong> ad, soyad, do\u011fum tarihi (pasaport iste\u011fe ba\u011fl\u0131)<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Koruma s\u00fcresi:<\/strong> planlanan konaklama ile tutarl\u0131 olarak nereden nereye<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u00f6lge:<\/strong> Polonya veya Polonya'y\u0131 i\u00e7eren bir b\u00f6lge<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Sigorta tutar\u0131:<\/strong> tedavi maliyetleri i\u00e7in a\u00e7\u0131k\u00e7a belirtilmi\u015ftir<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Kapsam:<\/strong> tedavi masraflar\u0131, hastaneye yat\u0131\u015f, ek yard\u0131mlar<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Belgeler:<\/strong> poli\u00e7e + T&amp;Cs veya sertifika<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 \u0130pucu<\/h4>\n<p class=\"kt-blocks-info-box-text\">Poli\u00e7eniz i\u00e7in \u00f6deme yapmadan \u00f6nce, tarihleri, b\u00f6lgeyi ve toplam tedavi maliyetini i\u00e7eren Leh\u00e7e veya \u0130ngilizce bir sertifika ald\u0131\u011f\u0131n\u0131zdan emin olun. Bu, konsolosluktaki do\u011frulama s\u00fcrecini k\u0131salt\u0131r.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Kapsam: Vize neleri kaps\u0131yor?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Uygulamada, ofisler Polonya'daki ger\u00e7ek tedavi masraflar\u0131n\u0131 kar\u015f\u0131layacak bir teminat beklemektedir: t\u0131bbi ziyaretler, te\u015fhis, ayakta ve yatarak tedavi. Yabanc\u0131lara y\u00f6nelik \u00fcr\u00fcnlerde, genellikle fayda organizasyonu ve nakitsiz \u00f6deme ile kar\u015f\u0131la\u015f\u0131rs\u0131n\u0131z, yani sigortac\u0131 ziyareti d\u00fczenler ve masraflar\u0131 limite g\u00f6re kar\u015f\u0131lar.<\/p>\n<p>T&amp;C'lerdeki s\u0131n\u0131rlamalar\u0131 ve istisnalar\u0131 ak\u0131lda tutmakta fayda vard\u0131r. Tipik istisnalar aras\u0131nda planl\u0131 tedavi (\u201etedavi sonras\u0131\u201d seyahat), sanatoryumlar, baz\u0131 di\u015f yard\u0131mlar\u0131 veya belirli hamilelik durumlar\u0131 yer alabilir. Bu nedenle, D Teklifi i\u00e7in sigorta se\u00e7erken, resmi olarak var olan ancak uygulamada \u00e7ok dar bir kapsama sahip olan \u201eminimum\u201d poli\u00e7elerden ka\u00e7\u0131nmak daha iyidir.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ulusal sa\u011fl\u0131k sigortas\u0131na kar\u015f\u0131 \u00f6zel sigorta - hangisini se\u00e7meli<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Bir\u00e7ok ki\u015fi NFZ'nin vize i\u00e7in yeterli olup olmad\u0131\u011f\u0131n\u0131 soruyor. Bu sizin durumunuza (\u00f6rne\u011fin i\u015f, e\u011fitim, aile) ve evrak i\u015flerinin hangi a\u015famada oldu\u011funa ba\u011fl\u0131d\u0131r. Kal\u0131\u015f\u0131n\u0131z\u0131n ba\u015flang\u0131c\u0131nda, \u00f6zel bir <strong>yabanc\u0131lar\u0131n sa\u011fl\u0131k sigortas\u0131<\/strong>, \u00e7\u00fcnk\u00fc ba\u015fvuru i\u00e7in an\u0131nda bir belge ve tesis a\u011f\u0131na eri\u015fim sa\u011flar. Ulusal Sa\u011fl\u0131k Hizmeti bir hedef \u00e7\u00f6z\u00fcm olabilir, ancak sigorta ve giri\u015ften \u00f6nce her zaman m\u00fcmk\u00fcn olmayan prosed\u00fcrler i\u00e7in bir unvan gerektirir.<\/p>\n<p>\u00c7\u00f6z\u00fcmler aras\u0131ndaki farklar\u0131 anlamak istiyorsan\u0131z, \u015fu konudaki materyalimize de bak\u0131n <a href=\"https:\/\/insurancevisa.com\/tr\/rehber\/polonyada-saglik-sigortasinin-temelleri\/\">sa\u011fl\u0131k sigortas\u0131 i\u00e7in gerek\u00e7eler<\/a> ve e\u011fer ilgileniyorsan\u0131z bir rehber <a href=\"https:\/\/insurancevisa.com\/tr\/yabanci-uyruklular-icin-ozel-sigorta\/\">yabanc\u0131 uyruklular i\u00e7in \u00f6zel sigorta<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 \u0130pucu<\/h4>\n<p class=\"kt-blocks-info-box-text\">Daha sonra bir ikamet kart\u0131 almay\u0131 planl\u0131yorsan\u0131z, yenilenmesi kolay ve \u015fartlar\u0131 net olan bir poli\u00e7e se\u00e7in. Bu, sonraki ba\u015fvurularda zaman kazand\u0131r\u0131r.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">D vizesi i\u00e7in poli\u00e7e nas\u0131l se\u00e7ilir<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>D vizesi i\u00e7in iyi bir poli\u00e7e, a\u015fa\u011f\u0131daki resmi \u015fartlar\u0131 kar\u015f\u0131layan bir poli\u00e7edir <strong>vize i\u00e7in sigorta gereklilikleri<\/strong>, ama ayn\u0131 zamanda hastal\u0131k durumunda ger\u00e7ek\u00e7i bir \u015fekilde yard\u0131mc\u0131 olur. D\u00f6rt parametreye odaklan\u0131n: b\u00f6lge (Polonya), koruma s\u00fcresi (kal\u0131\u015f\u0131n\u0131zla tutarl\u0131), tedavi masraflar\u0131n\u0131n miktar\u0131 (gereklilikle tutarl\u0131) ve yard\u0131mlar\u0131n \u00f6denme y\u00f6ntemi (tercihen nakitsiz veya net bir geri \u00f6deme prosed\u00fcr\u00fc ile).<\/p>\n<p>Yetkili makam belirli bir standart bekliyorsa ve poli\u00e7enizin bunu kar\u015f\u0131lay\u0131p kar\u015f\u0131lamad\u0131\u011f\u0131ndan emin de\u011filseniz, kontrol listesi ile kar\u015f\u0131la\u015ft\u0131r\u0131n ve sat\u0131n almadan \u00f6nce se\u00e7iminize dan\u0131\u015f\u0131n. Sigortay\u0131 belgelerle e\u015fle\u015ftirirken s\u0131k yap\u0131lan hatalara da g\u00f6z atmaya de\u011fer. Makalemizi faydal\u0131 bulacaks\u0131n\u0131z: <a href=\"https:\/\/insurancevisa.com\/tr\/rehber\/vize-ve-oturma-izni-icin-gerekli-sigorta\/vize-icin-sigorta-secimi-10-tuzak\/\">vize i\u00e7in sigorta se\u00e7iminde hatalar<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Bir ba\u015fvuruyu engelleyen en yayg\u0131n hatalar<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Yanl\u0131\u015f tarihler:<\/strong> poli\u00e7e t\u00fcm konaklama plan\u0131n\u0131 kapsamamaktad\u0131r<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u00f6lge yok:<\/strong> Polonya yok veya belirsiz<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u00c7ok d\u00fc\u015f\u00fck bir miktar:<\/strong> konsolosluk prosed\u00fcr\u00fc e\u015fi\u011fini kar\u015f\u0131lamamaktad\u0131r<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Okunaks\u0131z belge:<\/strong> sertifika yok veya k\u00f6t\u00fc \u00e7eviri<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Dar kapsam:<\/strong> Polonya'da tedavi olmadan seyahat\u201e politikas\u0131<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">\u00d6zet: Vize i\u00e7in sigorta<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p><strong>Uzun s\u00fcreli vize sigortas\u0131<\/strong> bir formalite de\u011fil, Polonya'daki tedavi masraflar\u0131 i\u00e7in ger\u00e7ek bir g\u00fcvencedir. A\u00e7\u0131k\u00e7a g\u00f6steren bir poli\u00e7e se\u00e7mek en g\u00fcvenlisidir: s\u00fcre, b\u00f6lge, tedavi masraflar\u0131n\u0131n miktar\u0131 ve yard\u0131mlar\u0131n kapsam\u0131. Ayr\u0131ca a\u00e7\u0131k bir sertifika ve bir dizi belgeye sahip oldu\u011funuzdan emin olun.<\/p>\n<p>Se\u00e7iminize yard\u0131mc\u0131 olmam\u0131z\u0131 isterseniz <strong>vi\u0307ze sa\u011flik si\u0307gortasi<\/strong> Kal\u0131\u015f amac\u0131n\u0131za (i\u015f, e\u011fitim, aile) ve konsoloslu\u011fun gerekliliklerine g\u00f6re kategoriyi kontrol edin <a href=\"https:\/\/insurancevisa.com\/tr\/vize-ve-oturma-izni-icin-gerekli-sigorta\/\">Vize ve oturma izni i\u00e7in gerekli sigorta<\/a> veya web sitesindeki form arac\u0131l\u0131\u011f\u0131yla bizimle ileti\u015fime ge\u00e7in.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>D tipi vize i\u00e7in sigorta: neden Ulusal vize (D tipi) Polonya'da genellikle 90 g\u00fcnden fazla yasal olarak kalman\u0131za izin verir. Bunun i\u00e7in...<\/p>","protected":false},"author":2,"featured_media":3537,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[62,57,58,54,53],"class_list":["post-3538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-wymagane-do-wizy-i-karty-pobytu","tag-certyfikat-ubezpieczenia","tag-formalnosci-wizowe","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-wiza-do-polski"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do wizy d\u0142ugoterminowej (D) \u2013 wymagania - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie wymagania spe\u0142nia wiza ubezpieczenie zdrowotne do wizy typu D. 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