{"id":3890,"date":"2026-11-05T01:27:40","date_gmt":"2026-11-05T00:27:40","guid":{"rendered":"https:\/\/insurancevisa.com\/?p=3890"},"modified":"2026-11-05T01:27:40","modified_gmt":"2026-11-05T00:27:40","slug":"lehce-bilmediginizde-sigorta-policesini-nasil-kullanabilirsiniz","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/tr\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/jak-obslugiwac-polise-gdy-nie-mowi-sie-po-polsku\/","title":{"rendered":"Leh\u00e7e bilmiyorsan\u0131z sigorta poli\u00e7enizi nas\u0131l kullanabilirsiniz?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Leh\u00e7eye yeterince hakim olmamak, bir yabanc\u0131n\u0131n sa\u011fl\u0131k masraflar\u0131 sigortas\u0131n\u0131 sat\u0131n almas\u0131n\u0131 veya daha sonra bu poli\u00e7eyi kullanmas\u0131n\u0131 engellemek zorunda de\u011fildir. Ancak bu durum, uygun bir haz\u0131rl\u0131k gerektirir. S\u00f6zle\u015fmeyi imzalamadan \u00f6nce, yard\u0131m hatt\u0131, acil durum merkezi, formlar ve belgelerin hangi dilde oldu\u011funu kontrol etmekte fayda vard\u0131r; ayr\u0131ca bir olay bildirmeden \u00f6nce, poli\u00e7eyi ve sigortal\u0131n\u0131n durumunu tan\u0131mlamak i\u00e7in gerekli bilgileri toplamak \u00f6nemlidir. \u0130leti\u015fimde bir yak\u0131n\u0131n\u0131z\u0131n veya terc\u00fcman\u0131n yard\u0131m etmesi gerekiyorsa, bunlar\u0131n kat\u0131l\u0131m\u0131na ve bilgi aktar\u0131m\u0131na ili\u015fkin kurallar\u0131 \u00f6nceden sigorta \u015firketiyle kararla\u015ft\u0131rman\u0131z gerekir. <strong>Belirli bir dilin mevcut oldu\u011fu \u00f6nceden varsay\u0131lmamal\u0131d\u0131r<\/strong> \u2014 Bu, se\u00e7ilen \u00fcr\u00fcne, ileti\u015fim kanal\u0131na ve talebin yap\u0131ld\u0131\u011f\u0131 zamana ba\u011fl\u0131 olabilir. Sat\u0131n almadan \u00f6nce yap\u0131lacak birka\u00e7 basit haz\u0131rl\u0131k, acil yard\u0131ma ihtiya\u00e7 duyuldu\u011funda haz\u0131rl\u0131ks\u0131z kal\u0131nmas\u0131n\u0131 \u00f6nler.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\u0130\u00e7indekiler tablosu<\/p>\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#jak-sprawdzic-jezyk-obslugi-przed-zakupem\">Sat\u0131n almadan \u00f6nce kullan\u0131m dilini nas\u0131l kontrol edebilirim?<\/a><\/li>\n<li><a href=\"#pomoc-zaufanej-osoby-lub-tlumacza\">G\u00fcvenilir bir ki\u015finin veya terc\u00fcman\u0131n yard\u0131m\u0131<\/a><\/li>\n<li><a href=\"#co-przygotowac-przed-kontaktem-z-ubezpieczycielem\">Sigorta \u015firketiyle ileti\u015fime ge\u00e7meden \u00f6nce neleri haz\u0131rlamal\u0131?<\/a><\/li>\n<li><a href=\"#porownanie-cen-klc\">12 ayl\u0131k KLC poli\u00e7elerinin fiyat kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/a><\/li>\n<li><a href=\"#jak-przeprowadzic-rozmowe-krok-po-kroku\">Bir g\u00f6r\u00fc\u015fmeyi ad\u0131m ad\u0131m nas\u0131l y\u00fcr\u00fct\u00fcrs\u00fcn\u00fcz?<\/a><\/li>\n<li><a href=\"#faq\">En s\u0131k sorulan sorular<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-jezyk-obslugi-przed-zakupem\">Sat\u0131n almadan \u00f6nce kullan\u0131m dilini nas\u0131l kontrol edebilirim?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dil bilgisini kontrol et <strong>her ileti\u015fim y\u00f6ntemi i\u00e7in ayr\u0131 ayr\u0131<\/strong>. \u00c7ok dilli sat\u0131\u015f sayfas\u0131, daha sonra acil durum merkeziyle yap\u0131lacak g\u00f6r\u00fc\u015fmenin dilini belirlemez. Sat\u0131n alma s\u00fcrecinde yard\u0131mc\u0131 olan dan\u0131\u015fman da, olay\u0131 bildiren ki\u015fiyle ayn\u0131 dilleri bilmek zorunda de\u011fildir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sat\u0131n almadan \u00f6nce \u015funlar\u0131 sorun:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items6e5180d4-check-1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-6e5180d4-check-1-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-1-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-1-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>acil durum merkezinin dili<\/strong> ve \u00e7al\u0131\u015fma saatleri;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-1-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-1-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-1-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">halihaz\u0131rda imzalanm\u0131\u015f bir s\u00f6zle\u015fmenin y\u00f6netimi i\u00e7in kullan\u0131lan yard\u0131m hatt\u0131n\u0131n dili;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-1-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-1-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-1-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ba\u015fvuru formunun dili;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-1-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-1-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-1-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">poli\u00e7e belgelerinin dili; buna sigorta \u015fartlar\u0131 ve olay sonras\u0131 izlenecek prosed\u00fcrler de dahildir;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-1-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-1-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-1-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Anla\u015f\u0131lmayan bir i\u00e7eri\u011fin a\u00e7\u0131klanmas\u0131n\u0131 isteyebilece\u011finiz bir kanal.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Soru net olmal\u0131: \u201eOlay\u0131 hangi dilde bildirebilirim ve talimatlar\u0131 hangi dilde alabilirim?\u201d. Ard\u0131ndan, verilen cevab\u0131n telefon, form veya belgelerde belirtilen ba\u015fka bir kanal ile ilgili olup olmad\u0131\u011f\u0131n\u0131 kontrol edin. Cevab\u0131 yaz\u0131l\u0131 olarak al\u0131rsan\u0131z, <strong>cevab\u0131 poli\u00e7eyle birlikte saklay\u0131n<\/strong>. Kontrol tarihini ve \u00fcr\u00fcn ad\u0131n\u0131 da not edin. Bu bilgiyi, kurallar\u0131n asla de\u011fi\u015fmeyece\u011fine dair bir garanti olarak g\u00f6rmeyin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2020 tarihli UNIQA Genel Sigorta Ko\u015fullar\u0131\u2019nda, acil durum merkezinin bilgilerinin Leh\u00e7e dilinde verildi\u011fi belirtilmi\u015ftir. Bu \u00f6rnek, bir poli\u00e7edeki varsay\u0131mlar\u0131n neden t\u00fcm \u00fcr\u00fcnlere genelle\u015ftirilmemesi gerekti\u011fini g\u00f6stermektedir. Acil bir durumda ileti\u015fime ge\u00e7meden \u00f6nce, her zaman kendi s\u00f6zle\u015fmenizin belgelerinde belirtilen g\u00fcncel bilgileri kullan\u0131n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eartlar metni h\u00e2l\u00e2 anla\u015f\u0131lmas\u0131 zor geliyorsa, \u015funu da kontrol edin <a href=\"https:\/\/insurancevisa.com\/tr\/rehber\/yabancilarin-en-sik-sordugu-sorular-ve-sorunlari\/police-sartlarini-anlamadigimda-ne-yapmaliyim\/\">Poli\u00e7e ko\u015fullar\u0131 anla\u015f\u0131lmazsa ne yapmal\u0131?<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pomoc-zaufanej-osoby-lub-tlumacza\">G\u00fcvenilir bir ki\u015finin veya terc\u00fcman\u0131n yard\u0131m\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00fcvendi\u011finiz bir ki\u015fi, sorular\u0131 anlaman\u0131za, ger\u00e7ekleri netle\u015ftirmenize ve konu\u015fmay\u0131 terc\u00fcme etmenize yard\u0131mc\u0131 olabilir. Ancak bu ki\u015finin haz\u0131r bulunmas\u0131, sigorta \u015firketinin poli\u00e7e veya sa\u011fl\u0131k durumunuzla ilgili bilgileri otomatik olarak ona aktaraca\u011f\u0131 anlam\u0131na gelmez. <strong>\u00d6ncelikle, sigortal\u0131n\u0131n temsiline ili\u015fkin kurallar\u0131 belirleyin<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f6r\u00fc\u015fmeden \u00f6nce \u015funu sor:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-2 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items6e5180d4-check-2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-6e5180d4-check-2-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-2-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-2-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">di\u011fer ki\u015fi, terc\u00fcman olarak g\u00f6r\u00fc\u015fmeye kat\u0131labilir mi;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-2-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-2-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-2-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">sigortal\u0131, kimli\u011fini ve kat\u0131l\u0131m\u0131na ili\u015fkin r\u0131zas\u0131n\u0131 nas\u0131l teyit etmelidir;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-2-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-2-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-2-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Vekaletname gerekli mi, ve e\u011fer \u00f6yleyse \u2014 hangi bi\u00e7imde;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-2-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-2-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-2-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">yard\u0131m eden ki\u015fiye hangi bilgiler verilebilir;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-2-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-2-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-2-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Sigorta \u015firketi, belirtilen numaradan sigortal\u0131yla veya onun temsilcisiyle ileti\u015fime ge\u00e7ebilir mi?.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">2020 tarihli UNIQA Genel Sigorta \u015eartlar\u0131, acil durum merkezinin sigortal\u0131 veya temsilcisiyle ileti\u015fime ge\u00e7ebilece\u011fi bir telefon numaras\u0131n\u0131n belirtilmesini ve gerekli vekaletlerin verilmesini \u00f6ng\u00f6rmektedir. Bu, bir terc\u00fcman\u0131n g\u00f6revlendirilece\u011fine dair bir taahh\u00fct de\u011fildir. Bunun yerine, \u015funu g\u00f6stermektedir ki <strong>onay ve vekaletname istenebilir<\/strong> davan\u0131n y\u00fcr\u00fct\u00fclme \u015fekline ba\u011fl\u0131 olarak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130leti\u015fime ge\u00e7meden \u00f6nce \u015funlar\u0131 da belirleyin: <strong>payla\u015f\u0131lan verilerin kapsam\u0131<\/strong>. Yard\u0131mc\u0131 ki\u015finin, rol\u00fc sadece o anki konu\u015fmay\u0131 terc\u00fcme etmekle s\u0131n\u0131rl\u0131ysa, t\u00fcm hikayeyi bilmesi gerekmez. Hangi bilgileri aktarabilece\u011fini ve sigortal\u0131 ad\u0131na cevap verip vermeyece\u011fini netle\u015ftirin. Bu t\u00fcr bir anla\u015fma, zaman bask\u0131s\u0131 alt\u0131nda g\u00f6r\u00fc\u015fmenin amac\u0131yla ilgisi olmayan bilgilerin if\u015fa edilme riskini en aza indirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u0131bbi bilgiler s\u00f6z konusu oldu\u011funda ek formaliteler ortaya \u00e7\u0131kabilir. \u00d6rne\u011fin, Compensa\u2019n\u0131n 2026 tarihli Genel Sigorta \u015eartlar\u0131 (OWU), tazminat talebinin de\u011ferlendirilmesi i\u00e7in gerekli oldu\u011fu durumlarda, hizmet sunan kurulu\u015flardan bilgi al\u0131nmas\u0131 i\u00e7in yaz\u0131l\u0131 izin talep edilmesini \u00f6ng\u00f6rmektedir. Kesin \u015fartlar, kendi poli\u00e7enizin belgelerinde kontrol edilmelidir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-przygotowac-przed-kontaktem-z-ubezpieczycielem\">Sigorta \u015firketiyle ileti\u015fime ge\u00e7meden \u00f6nce neleri haz\u0131rlamal\u0131?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">K\u0131sa ve d\u00fczenli bir not, \u00e7eviri s\u0131ras\u0131nda \u00f6nemli bilgilerin kaybolma riskini azalt\u0131r. Bu not, poli\u00e7eyi, durumu ve beklenen yard\u0131m\u0131 tan\u0131mlamak i\u00e7in gerekli olan ger\u00e7ekleri i\u00e7ermelidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Haz\u0131rlay\u0131n:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items6e5180d4-check-3 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items6e5180d4-check-3 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-6e5180d4-check-3-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-3-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-3-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>poli\u00e7e numaras\u0131<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-3-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-3-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-3-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">sigortal\u0131n\u0131n ad\u0131 ve soyad\u0131;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-3-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-3-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-3-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ileti\u015fim i\u00e7in telefon numaras\u0131;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-3-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-3-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-3-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>olay\u0131n k\u0131sa a\u00e7\u0131klamas\u0131<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-6e5180d4-check-3-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-6e5180d4-check-3-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6e5180d4-check-3-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">sigortal\u0131n\u0131n hangi yard\u0131ma ihtiyac\u0131 oldu\u011fu bilgisi.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Bu prosed\u00fcr, 2020 tarihli UNIQA Genel Sigorta Ko\u015fullar\u0131\u2019nda belirtilen bilgilere uygundur. Acil durum merkeziyle ileti\u015fime ge\u00e7ti\u011finizde, olay\u0131n ayr\u0131nt\u0131lar\u0131n\u0131 a\u00e7\u0131klamal\u0131, ihtiya\u00e7 duyulan yard\u0131m\u0131 belirtmeli ve sigorta ile sigortal\u0131ya ait temel bilgileri vermelisiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A\u00e7\u0131klamay\u0131 \u015fu s\u0131rayla haz\u0131rlay\u0131n: ne oldu\u011fu, olay\u0131n ne zaman ve nerede meydana geldi\u011fi, ne t\u00fcr bir yard\u0131ma ihtiya\u00e7 duyuldu\u011fu ve sigortal\u0131ya veya temsilcisine hangi numaradan ula\u015f\u0131labilece\u011fi. Tahminlerde bulunmay\u0131n. Bir terc\u00fcman kullan\u0131yorsan\u0131z, ayn\u0131 k\u0131sa notu hem Leh\u00e7e hem de ak\u0131c\u0131 bir \u015fekilde konu\u015ftu\u011funuz dilde haz\u0131rlayabilirsiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tazminat talebinin daha sonra yap\u0131lmas\u0131 durumunda, olay\u0131n ayr\u0131nt\u0131l\u0131 a\u00e7\u0131klamas\u0131, t\u0131bbi belgeler, faturalar, makbuzlar ve \u00f6deme belgeleri gerekebilir. <strong>Davan\u0131n ba\u015flang\u0131c\u0131ndan itibaren belgeleri saklay\u0131n<\/strong>, ancak her poli\u00e7ede ayn\u0131 listenin ge\u00e7erli oldu\u011funu varsaymay\u0131n. <strong>Tam set, \u00fcr\u00fcne ve duruma g\u00f6re de\u011fi\u015fir<\/strong> ve kendi s\u00f6zle\u015fmesinin \u015fartlar\u0131 ile sigortac\u0131n\u0131n talimatlar\u0131na uygun olmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Formu g\u00f6ndermeden \u00f6nce soyad\u0131n\u0131z\u0131n ve poli\u00e7e numaran\u0131z\u0131n yaz\u0131m\u0131n\u0131 kontrol edin. Bir alan\u0131n anlam\u0131n\u0131 anlayam\u0131yorsan\u0131z, bunun ne anlama geldi\u011fini a\u00e7\u0131klamas\u0131n\u0131 isteyin. <strong>Olay veya belgelere ili\u015fkin cevaplar\u0131 tahmin etmeye \u00e7al\u0131\u015fmay\u0131n<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"porownanie-cen-klc\">12 ayl\u0131k KLC poli\u00e7elerinin fiyat kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fiyatlar, sat\u0131c\u0131lar\u0131n \u00e7evrimi\u00e7i hesaplay\u0131c\u0131lar\u0131ndan al\u0131nm\u0131\u015f olup 26 Ekim 2026 tarihinde okunmu\u015ftur. Belirtilen sigortal\u0131 profilleri kar\u015f\u0131la\u015ft\u0131r\u0131lm\u0131\u015ft\u0131r; her birinde Polisarium, incelenen teklifler aras\u0131nda en ucuz se\u00e7enek olmu\u015ftur. Teklif tablolar\u0131 bu paragraf\u0131n hemen alt\u0131nda yer alacakt\u0131r.<\/p>\n\n\n\n<div class=\"wp-block-group klc-porownanie\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"klc-porownanie__profil wp-block-paragraph\">Profil 1: 30 ya\u015f\u0131ndaki bir ki\u015fi, Polonya\u2019da 12 ayl\u0131k koruma, 30.000 EUR tutar\u0131nda tedavi masraflar\u0131, fiziksel i\u015f kapsam\u0131 hari\u00e7<\/p>\n\n\n\n<div class=\"wp-block-group klc-porownanie__oferty\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group klc-oferta klc-oferta--najtansza\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"klc-oferta__etykieta wp-block-paragraph\">En d\u00fc\u015f\u00fck fiyat<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__sprzedawca wp-block-paragraph\">Polisarium<\/p>\n\n\n\n<p class=\"klc-oferta__polisa wp-block-paragraph\">Europ Assistance poli\u00e7esi<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__cena wp-block-paragraph\">481 z\u0142<\/p>\n\n\n\n<p class=\"klc-oferta__okres wp-block-paragraph\">12 ay sonra<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group klc-oferta\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__sprzedawca wp-block-paragraph\">iExpert<\/p>\n\n\n\n<p class=\"klc-oferta__polisa wp-block-paragraph\">Colonnade poli\u00e7esi<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__cena wp-block-paragraph\">556 z\u0142<\/p>\n\n\n\n<p class=\"klc-oferta__okres wp-block-paragraph\">12 ay sonra<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group klc-oferta\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__sprzedawca wp-block-paragraph\">Wiener<\/p>\n\n\n\n<p class=\"klc-oferta__polisa wp-block-paragraph\">Wiener poli\u00e7esi<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__cena wp-block-paragraph\">691 z\u0142<\/p>\n\n\n\n<p class=\"klc-oferta__okres wp-block-paragraph\">12 ay sonra<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"klc-porownanie__profil wp-block-paragraph\">Profil 2: 30 ya\u015f\u0131ndaki bir ki\u015fi, Polonya ve Schengen B\u00f6lgesi\u2019nde 12 ayl\u0131k koruma, 30.000 EUR tutar\u0131nda tedavi masraflar\u0131, fiziksel i\u015f kapsam\u0131 hari\u00e7<\/p>\n\n\n\n<div class=\"wp-block-group klc-porownanie__oferty\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group klc-oferta klc-oferta--najtansza\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"klc-oferta__etykieta wp-block-paragraph\">En d\u00fc\u015f\u00fck fiyat<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__sprzedawca wp-block-paragraph\">Polisarium<\/p>\n\n\n\n<p class=\"klc-oferta__polisa wp-block-paragraph\">Europ Assistance poli\u00e7esi<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__cena wp-block-paragraph\">609 zloty<\/p>\n\n\n\n<p class=\"klc-oferta__okres wp-block-paragraph\">12 ay sonra<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group klc-oferta\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__sprzedawca wp-block-paragraph\">iExpert<\/p>\n\n\n\n<p class=\"klc-oferta__polisa wp-block-paragraph\">Colonnade poli\u00e7esi<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"klc-oferta__cena wp-block-paragraph\">612 z\u0142<\/p>\n\n\n\n<p class=\"klc-oferta__okres wp-block-paragraph\">12 ay sonra<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"klc-porownanie__uwaga wp-block-paragraph\">Sat\u0131c\u0131lar\u0131n \u00e7evrimi\u00e7i hesaplay\u0131c\u0131lar\u0131ndaki fiyatlar, 26.10.2026 tarihi itibar\u0131yla. Prim tutar\u0131, ya\u015fa, sigorta s\u00fcresine ve teminat kapsam\u0131na g\u00f6re de\u011fi\u015fir.<\/p>\n<\/div><\/div>\n\n\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\u00d6nemli:<\/strong><\/p>\n\n\n<p class=\"wp-block-paragraph\">Fiyatlar, ya\u015fa, sigorta s\u00fcresine ve teminat kapsam\u0131na g\u00f6re de\u011fi\u015fir; ayr\u0131ca her bir teklifin farkl\u0131 limitleri ve istisnalar\u0131 olabilir. Bir g\u00fcn\u00fcn verileri, gelecekte fiyat avantaj\u0131 sa\u011flayaca\u011f\u0131n\u0131 garanti etmez ve sigortal\u0131 ki\u015finin ger\u00e7ek verileri i\u00e7in g\u00fcncel ko\u015fullar\u0131n kontrol edilmesinin yerini tutmaz.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-przeprowadzic-rozmowe-krok-po-kroku\">Bir g\u00f6r\u00fc\u015fmeyi ad\u0131m ad\u0131m nas\u0131l y\u00fcr\u00fct\u00fcrs\u00fcn\u00fcz?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eununla ba\u015flay\u0131n: <strong>dil ve yard\u0131m eden ki\u015finin rol\u00fcn\u00fcn belirlenmesi<\/strong>. Sigortal\u0131n\u0131n orada oldu\u011funu, ancak dil deste\u011fine ihtiyac\u0131 oldu\u011funu bildirin. Kimli\u011fini nas\u0131l do\u011frulayabilece\u011finizi ve g\u00f6r\u00fc\u015fmeye ikinci bir ki\u015finin kat\u0131lmas\u0131na ili\u015fkin r\u0131zas\u0131n\u0131 nas\u0131l alabilece\u011finizi sorun. <strong>\u00d6nceden kurallar\u0131 belirlemeden \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slar arac\u0131l\u0131\u011f\u0131yla hi\u00e7bir veri aktarmay\u0131n<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ard\u0131ndan poli\u00e7e numaran\u0131z\u0131, ad\u0131n\u0131z\u0131 ve soyad\u0131n\u0131z\u0131 ile telefon numaran\u0131z\u0131 belirtin. Olay\u0131n ayr\u0131nt\u0131lar\u0131n\u0131 ve ihtiyac\u0131n\u0131z olan yard\u0131m\u0131n t\u00fcr\u00fcn\u00fc k\u0131saca a\u00e7\u0131klay\u0131n. Dan\u0131\u015fman\u0131n sorusu belirsizse, daha basit kelimelerle tekrar etmesini isteyin. Terc\u00fcman, s\u00f6zleri \u00e7evirmeli, kendi varsay\u0131mlar\u0131yla tamamlamamal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Son olarak, ald\u0131\u011f\u0131n\u0131z talimatlar\u0131 not al\u0131n. Bunlar\u0131 kendi kelimelerinizle tekrarlay\u0131n ve do\u011fru anlad\u0131\u011f\u0131n\u0131z\u0131 teyit etmelerini isteyin. Hangi belgelerin hangi yolla iletilmesi gerekti\u011fini ve ek bir onay veya vekaletnamenin gerekip gerekmedi\u011fini not edin. <strong>Sigorta \u015firketinin talimatlar\u0131n\u0131 kendi notlar\u0131n\u0131zdan ay\u0131r\u0131n<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f6r\u00fc\u015fmenin pratik ak\u0131\u015f\u0131:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>kullan\u0131labilir dilin belirlenmesi;<\/li>\n<li>sigortal\u0131n\u0131n kimli\u011finin do\u011frulanmas\u0131;<\/li>\n<li>\u00e7evirmen veya temsilcinin kat\u0131l\u0131m\u0131n\u0131n kararla\u015ft\u0131r\u0131lmas\u0131;<\/li>\n<li>poli\u00e7e bilgilerinin ve durumun a\u00e7\u0131klamas\u0131n\u0131n verilmesi;<\/li>\n<li>talimatlar\u0131n ve gerekli belgelerin listesinin kaydedilmesi.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">En s\u0131k sorulan sorular<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-ubezpieczyciel-musi-obsluzyc-mnie-po-angielsku\">Sigorta \u015firketi benimle \u0130ngilizce ileti\u015fim kurmak zorunda m\u0131?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Bunu varsaymamak gerekir. Kullan\u0131labilir dil, ilgili \u00fcr\u00fcn ve ileti\u015fim kanal\u0131 i\u00e7in ayr\u0131 ayr\u0131 kontrol edilmelidir. Sat\u0131n almadan \u00f6nce edinilen bilgi yararl\u0131d\u0131r, ancak <strong>Se\u00e7ilen dilin her zaman mevcut olaca\u011f\u0131n\u0131 garanti etmez<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-bliska-osoba-moze-tlumaczyc-rozmowe\">Yak\u0131n bir ki\u015fi g\u00f6r\u00fc\u015fmeyi terc\u00fcme edebilir mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Sigorta \u015firketi bu ileti\u015fim y\u00f6ntemini kabul ederse ve sigortal\u0131n\u0131n kimlik do\u011frulama ile r\u0131za \u015fartlar\u0131 yerine getirilirse, bu durum yard\u0131mc\u0131 olabilir. <strong>Verileri iletmeden \u00f6nce gerekli formaliteleri teyit edin<\/strong>, buna olas\u0131 bir vekaletname de dahildir.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"co-przygotowac-przed-kontaktem-z-centrum-alarmowym\">Acil durum merkeziyle ileti\u015fime ge\u00e7meden \u00f6nce neleri haz\u0131rlamal\u0131?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Poli\u00e7e numaran\u0131z\u0131, sigortal\u0131n\u0131n ad\u0131n\u0131 ve soyad\u0131n\u0131, telefon numaran\u0131z\u0131, olay\u0131n k\u0131sa bir a\u00e7\u0131klamas\u0131n\u0131 ve ihtiya\u00e7 duydu\u011funuz yard\u0131ma ili\u015fkin bilgileri haz\u0131rlay\u0131n. \u0130ki dilli bir not, bu bilgilerin hatas\u0131z bir \u015fekilde iletilmesini kolayla\u015ft\u0131rabilir.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-dokumenty-moga-byc-potrzebne-przy-zgloszeniu\">Ba\u015fvuru s\u0131ras\u0131nda hangi belgeler gerekebilir?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">\u00dcr\u00fcne ve olaya ba\u011fl\u0131 olarak bunlar, olay\u0131n a\u00e7\u0131klanmas\u0131, t\u0131bbi belgeler, faturalar, makbuzlar ve \u00f6deme belgeleri olabilir. <strong>Kendi sigorta \u015fartlar\u0131n\u0131zda gereklilikleri kontrol edin<\/strong>, \u00e7\u00fcnk\u00fc liste her poli\u00e7e i\u00e7in ayn\u0131 de\u011fildir.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-ubezpieczyciel-moze-poprosic-o-zgode-dotyczaca-danych-medycznych\">Sigorta \u015firketi, t\u0131bbi verilerle ilgili izin isteyebilir mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Baz\u0131 sigorta \u015fartlar\u0131nda bu imk\u00e2n \u00f6ng\u00f6r\u00fclmektedir. \u00d6rne\u011fin, 2026 tarihli Compensa Genel Sigorta \u015eartlar\u0131\u2019nda, tazminat talebinin de\u011ferlendirilmesi i\u00e7in gerekli oldu\u011fu durumlarda, hizmet sunan kurulu\u015flardan bilgi al\u0131nmas\u0131 i\u00e7in yaz\u0131l\u0131 izin talep edilebilece\u011fi belirtilmektedir. \u0130znin kapsam\u0131, s\u00f6z konusu davan\u0131n gerekliliklerine uygun olmal\u0131d\u0131r.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Leh\u00e7eye ak\u0131c\u0131 bir \u015fekilde hakim olmadan poli\u00e7e i\u015flemlerine, poli\u00e7eyi sat\u0131n almadan \u00f6nce ba\u015flan\u0131r. <strong>\u00d6ncelikle dili ve ileti\u015fim kurallar\u0131n\u0131 kontrol edin<\/strong> sigorta \u015firketiyle ileti\u015fime ge\u00e7in; ard\u0131ndan gerekli poli\u00e7e bilgilerini, durumun a\u00e7\u0131klamas\u0131n\u0131 ve ileti\u015fimde yard\u0131mc\u0131 olacak ki\u015fiyi haz\u0131rlay\u0131n; ancak bu ki\u015finin kat\u0131l\u0131m\u0131 ve bilgi aktar\u0131m\u0131 ile ilgili kurallar\u0131 \u00f6nceden sigorta \u015firketiyle mutab\u0131k kal\u0131n. Yabanc\u0131 uyruklu bir ki\u015fi i\u00e7in sa\u011fl\u0131k masraflar\u0131 poli\u00e7esi ar\u0131yorsan\u0131z, insurancevisa.com web sitesinde bulunan onaylanm\u0131\u015f sat\u0131n alma formunu kullan\u0131n.<\/p>\n\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancevisa.com\/tr\/\">S\u0130GORTANIZI \u00c7EVR\u0130M\u0130\u00c7\u0130 SATIN ALIN<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Leh\u00e7eye yeterince hakim olmamak, bir yabanc\u0131n\u0131n sa\u011fl\u0131k masraflar\u0131 sigortas\u0131n\u0131 sat\u0131n alman\u0131z\u0131 veya daha sonra bu poli\u00e7eyi y\u00f6netmenizi engellemek zorunda de\u011fildir. Ancak bu, uygun bir haz\u0131rl\u0131k gerektirir. \u00d6ncelikle\u2026<\/p>","protected":false},"author":1,"featured_media":3889,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[108,106,105,109,107],"class_list":["post-3890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-problemy-cudzoziemcow","tag-jezyk-centrum-alarmowego","tag-kontakt-z-ubezpieczycielem-po-angielsku","tag-obsluga-polisy-bez-polskiego","tag-pelnomocnik-do-kontaktu-z-ubezpieczycielem","tag-tlumaczenie-podczas-zglaszania-leczenia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Obs\u0142uga polisy bez polskiego \u2013 praktyczny poradnik<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jak ustali\u0107 j\u0119zyk obs\u0142ugi polisy, przygotowa\u0107 dane przed kontaktem z ubezpieczycielem i bezpiecznie skorzysta\u0107 z pomocy t\u0142umacza.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancevisa.com\/tr\/rehber\/yabancilarin-en-sik-sordugu-sorular-ve-sorunlari\/lehce-bilmediginizde-sigorta-policesini-nasil-kullanabilirsiniz\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Obs\u0142uga polisy bez polskiego \u2013 praktyczny poradnik\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, jak ustali\u0107 j\u0119zyk obs\u0142ugi polisy, przygotowa\u0107 dane przed kontaktem z ubezpieczycielem i bezpiecznie skorzysta\u0107 z pomocy t\u0142umacza.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurancevisa.com\/tr\/rehber\/yabancilarin-en-sik-sordugu-sorular-ve-sorunlari\/lehce-bilmediginizde-sigorta-policesini-nasil-kullanabilirsiniz\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance VISA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-05T00:27:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/11\/ai-1e696b009284e475f110f38af91318429a30035a0fee4cb4e5fa776bd6a7808a.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta 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