{"id":3472,"date":"2025-12-09T16:27:14","date_gmt":"2025-12-09T15:27:14","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/czy-moge-zmienic-ubezpieczenie-w-trakcie-pobytu-na-inny-plan\/"},"modified":"2026-09-30T03:33:03","modified_gmt":"2026-09-30T01:33:03","slug":"toi-co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-sang-mot-goi-khac-khong","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/czy-moge-zmienic-ubezpieczenie-w-trakcie-pobytu-na-inny-plan\/","title":{"rendered":"T\u00f4i c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m sang m\u1ed9t g\u00f3i kh\u00e1c trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Gi\u1edbi thi\u1ec7u v\u1ec1 ch\u1ee7 \u0111\u1ec1<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng? C\u00f3, nh\u01b0ng ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 th\u1eddi h\u1ea1n c\u1ee5 th\u1ec3. Trong h\u01b0\u1edbng d\u1eabn n\u00e0y, ch\u00fang t\u00f4i gi\u1ea3i th\u00edch c\u00e1ch chuy\u1ec3n t\u1eeb g\u00f3i b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i sang g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m.<\/p>\n<p>B\u1ea1n s\u1ebd bi\u1ebft khi n\u00e0o v\u00e0 theo nh\u1eefng nguy\u00ean t\u1eafc n\u00e0o c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n nh\u1eefng thay \u0111\u1ed5i c\u00f3 th\u1ec3 c\u00f3 \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m, ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec, nh\u1eefng chi ph\u00ed v\u00e0 th\u1eddi gian ch\u1edd \u0111\u1ee3i c\u00f3 th\u1ec3 ph\u00e1t sinh l\u00e0 g\u00ec, v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng vi\u1ec7c thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a th\u1ecb th\u1ef1c ho\u1eb7c th\u1ebb c\u01b0 tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch th\u01b0\u1eddng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n v\u00e0o ng\u00e0y k\u1ef7 ni\u1ec7m h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u01a1n xin thay \u0111\u1ed5i ph\u1ea3i \u0111\u01b0\u1ee3c n\u1ed9p tr\u01b0\u1edbc, th\u01b0\u1eddng l\u00e0 tr\u01b0\u1edbc 30 ng\u00e0y so v\u1edbi ng\u00e0y k\u1ef7 ni\u1ec7m. C\u00e1c thay \u0111\u1ed5i ph\u1ea3i \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn b\u1eb1ng v\u0103n b\u1ea3n, d\u01b0\u1edbi d\u1ea1ng ph\u1ee5 l\u1ee5c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ng\u00e0y k\u1ef7 ni\u1ec7m h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 quy \u0111\u1ecbnh c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ed5 sung cho vi\u1ec7c thay \u0111\u1ed5i, bao g\u1ed3m c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n cung c\u1ea5p. Trong tr\u01b0\u1eddng h\u1ee3p t\u0103ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh \u0111\u00e1nh gi\u00e1 r\u1ee7i ro c\u00e1 nh\u00e2n. Chi ti\u1ebft c\u00f3 th\u1ec3 tham kh\u1ea3o t\u1ea1i m\u1ee5c <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Th\u1eddi gian ch\u1edd v\u00e0 m\u1edf r\u1ed9ng b\u1ea3o hi\u1ec3m<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m b\u1eb1ng c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ed5 sung m\u1edbi c\u00f3 th\u1ec3 k\u00edch ho\u1ea1t th\u1eddi gian ch\u1edd, t\u1ee9c l\u00e0 th\u1eddi gian t\u1ea1m th\u1eddi h\u1ea1n ch\u1ebf vi\u1ec7c chi tr\u1ea3 c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p. C\u00e1c s\u1ef1 ki\u1ec7n do tai n\u1ea1n b\u1ea5t h\u1ea1nh g\u00e2y ra th\u01b0\u1eddng \u0111\u01b0\u1ee3c mi\u1ec5n tr\u1eeb kh\u1ecfi th\u1eddi gian ch\u1edd n\u00e0y. H\u00e3y nh\u1edb r\u1eb1ng c\u00e1c thay \u0111\u1ed5i ph\u1ea3i \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn b\u1eb1ng v\u0103n b\u1ea3n b\u1ed5 sung v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p>Tr\u01b0\u1edbc khi thay \u0111\u1ed5i, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng k\u1ebf ho\u1ea1ch m\u1edbi \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u01b0 tr\u00fa. Ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u trong ph\u1ea7n <a href=\"https:\/\/insurancevisa.com\/vi\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/\">b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c<\/a>.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Th\u1ee7 t\u1ee5c, ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng v\u00e0 chi ph\u00ed<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u01a1n xin thay \u0111\u1ed5i bao g\u1ed3m vi\u1ec7c l\u1ef1a ch\u1ecdn ph\u1ea1m vi b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 t\u1ea7n su\u1ea5t \u0111\u00f3ng ph\u00ed. C\u00e1c thay \u0111\u1ed5i th\u01b0\u1eddng c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y k\u1ef7 ni\u1ec7m g\u1ea7n nh\u1ea5t c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u00e0y kh\u00e1c \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i thay \u0111\u1ed5i n\u1ebfu r\u1ee7i ro qu\u00e1 cao.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">T\u00e0i li\u1ec7u v\u00e0 th\u1eddi h\u1ea1n<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi t\u0103ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u cung c\u1ea5p t\u00e0i li\u1ec7u y t\u1ebf ho\u1eb7c k\u1ebft qu\u1ea3 kh\u00e1m s\u1ee9c kh\u1ecfe. H\u00e3y n\u1ed9p \u0111\u01a1n tr\u01b0\u1edbc \u0111\u1ec3 tr\u00e1nh gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m. N\u1ebfu c\u00f3 th\u1eafc m\u1eafc, h\u00e3y truy c\u1eadp trang web <a href=\"https:\/\/insurancevisa.com\/vi\/lien-he\/\">Li\u00ean h\u1ec7<\/a> v\u00e0 h\u1ecfi c\u1ed1 v\u1ea5n v\u1ec1 th\u1ee7 t\u1ee5c.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ee5 ph\u00ed<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u01b0\u1eddng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ph\u1ea3i tr\u1ea3 th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m. Thu h\u1eb9p ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m ph\u00ed b\u1ea3o hi\u1ec3m t\u1eeb k\u1ef3 thanh to\u00e1n ti\u1ebfp theo. Th\u1eddi gian ch\u1edd sau khi thay \u0111\u1ed5i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c chi tr\u1ea3 quy\u1ec1n l\u1ee3i trong nh\u1eefng tu\u1ea7n ho\u1eb7c th\u00e1ng \u0111\u1ea7u ti\u00ean, t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU).<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">K\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m m\u1edbi hay h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea1n c\u00f3 hai l\u1ef1a ch\u1ecdn: thay \u0111\u1ed5i c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng v\u00e0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng m\u1edbi. Thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i \u0111\u1ea3m b\u1ea3o s\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m. H\u1ee3p \u0111\u1ed3ng m\u1edbi c\u00f3 th\u1ec3 y\u00eau c\u1ea7u \u0111\u00e1nh gi\u00e1 l\u1ea1i r\u1ee7i ro v\u00e0 c\u00f3 th\u1ec3 c\u00f3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ec7nh \u0111\u00e3 c\u00f3 t\u1eeb tr\u01b0\u1edbc.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>So s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m, t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, th\u1eddi gian ch\u1edd v\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m. \u0110\u1ea3m b\u1ea3o r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c r\u1ee7i ro ch\u00ednh, bao g\u1ed3m c\u1ea3 chi ph\u00ed. <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/bao-hiem-dieu-tri-noi-tru-cho-nguoi-nuoc-ngoai-pham-vi-bao-hiem\/\">\u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa<\/a>. Tr\u00e1nh gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m b\u1eb1ng c\u00e1ch \u0111\u1ed3ng b\u1ed9 h\u00f3a ng\u00e0y k\u1ebft th\u00fac v\u00e0 ng\u00e0y b\u1eaft \u0111\u1ea7u c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 1:<\/strong> Ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) v\u00e0 ng\u00e0y k\u1ef7 ni\u1ec7m h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 2:<\/strong> \u0110\u00e1nh gi\u00e1 nhu c\u1ea7u v\u00e0 r\u1ee7i ro m\u1edbi<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 3:<\/strong> \u0110\u0103ng k\u00fd thay \u0111\u1ed5i<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 4:<\/strong> Chu\u1ea9n b\u1ecb c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 5:<\/strong> X\u00e1c nh\u1eadn ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span> <\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 \u0110\u1ec3 thu\u1eadn ti\u1ec7n cho b\u1ea1n<\/h4>\n<p>N\u1ebfu b\u1ea1n \u0111ang c\u00e2n nh\u1eafc thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa, h\u00e3y t\u00ecm hi\u1ec3u v\u1ec1 c\u00f4ng ty v\u00e0 c\u00e1ch ti\u1ebfp c\u1eadn trong ph\u1ea7n <a href=\"https:\/\/insurancevisa.com\/vi\/ve-chung-toi\/\">v\u1ec1 ch\u00fang t\u00f4i<\/a>. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn g\u00f3i c\u01b0\u1edbc h\u01a1n.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u00f3m t\u1eaft \u2013 k\u1ebft lu\u1eadn ch\u00ednh<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p>Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa l\u00e0 kh\u1ea3 thi v\u00e0 an to\u00e0n khi \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo th\u1eddi h\u1ea1n, quy\u1ebft \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a OWU. H\u00e3y nh\u1edb v\u1ec1 th\u1eddi gian ch\u1edd \u0111\u1ee3i khi m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ee5 l\u1ee5c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, trong \u0111\u00f3 x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u1edbi.<\/p>\n<p>B\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 trong vi\u1ec7c l\u1ef1a ch\u1ecdn? H\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u1ed1 v\u1ea5n \u0111\u1ec3 so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 l\u00ean k\u1ebf ho\u1ea1ch chuy\u1ec3n \u0111\u1ed5i g\u00f3i b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Gi\u1edbi thi\u1ec7u v\u1ec1 ch\u1ee7 \u0111\u1ec1 C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng? C\u00f3, nh\u01b0ng ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 th\u1eddi h\u1ea1n c\u1ee5 th\u1ec3. Trong \u0111\u00f3\u2026<\/p>","protected":false},"author":2,"featured_media":3471,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[52,63,56,58,54],"class_list":["post-3472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-problemy-cudzoziemcow","tag-koszt-ubezpieczenia","tag-owu","tag-polisa-medyczna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Czy mog\u0119 zmieni\u0107 ubezpieczenie w trakcie pobytu na inny plan? - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Zmiana ubezpieczenia w trakcie pobytu \u2014 kiedy mo\u017cliwa, aneks do polisy, koszty i karencje. 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