{"id":3510,"date":"2025-12-22T23:35:41","date_gmt":"2025-12-22T22:35:41","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/"},"modified":"2026-09-30T03:34:39","modified_gmt":"2026-09-30T01:34:39","slug":"thay-doi-bao-hiem-trong-thoi-gian-luu-tru-lam-the-nao-de-thuc-hien-mot-cach-an-toan","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/","title":{"rendered":"Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa \u2013 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch an to\u00e0n"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u00f3 th\u1ec3 thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e2u h\u1ecfi n\u00e0y th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c \u0111\u1eb7t ra v\u00ec t\u00ecnh h\u00ecnh \u1edf Ba Lan c\u00f3 th\u1ec3 thay \u0111\u1ed5i nhanh ch\u00f3ng: b\u1ea1n t\u00ecm \u0111\u01b0\u1ee3c vi\u1ec7c l\u00e0m, gia h\u1ea1n th\u1eddi gian l\u01b0u tr\u00fa, gia \u0111\u00ecnh \u0111\u1ebfn \u0111o\u00e0n t\u1ee5 ho\u1eb7c c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u c\u00e1c \u0111i\u1ec1u ki\u1ec7n kh\u00e1c cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Tin t\u1ed1t l\u00e0 <strong>thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m l\u01b0u tr\u00fa<\/strong> \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 x\u1ea3y ra, nh\u01b0ng h\u1ea7u nh\u01b0 kh\u00f4ng bao gi\u1edd ho\u1ea1t \u0111\u1ed9ng nh\u01b0 \u201enh\u1ea5p chu\u1ed9t\u201d trong \u1ee9ng d\u1ee5ng. B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t h\u1ee3p \u0111\u1ed3ng, v\u00e0 vi\u1ec7c s\u1eeda \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng ph\u1ea3i d\u1ef1a tr\u00ean \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) v\u00e0 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<p>Trong th\u1ef1c t\u1ebf, b\u1ea1n s\u1ebd g\u1eb7p hai tr\u01b0\u1eddng h\u1ee3p: thay \u0111\u1ed5i \u0111i\u1ec1u ki\u1ec7n trong c\u00f9ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m (v\u00ed d\u1ee5: t\u0103ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed5 sung ph\u1ea1m vi b\u1ea3o hi\u1ec3m) ho\u1eb7c mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 thi\u1ebft l\u1eadp th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u \u0111\u1ec3 duy tr\u00ec t\u00ednh li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m. Trong b\u00e0i vi\u1ebft n\u00e0y, t\u00f4i s\u1ebd gi\u1ea3i th\u00edch nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3 l\u00e0 g\u00ec. <strong>c\u00e1c thay \u0111\u1ed5i c\u00f3 th\u1ec3 x\u1ea3y ra \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m<\/strong>, khi c\u1ea7n thi\u1ebft <strong>ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ti\u1ebfp c\u1eadn v\u1ea5n \u0111\u1ec1 n\u00e0y m\u00e0 kh\u00f4ng t\u1ea1o ra \u201el\u1ed7 h\u1ed5ng\u201d trong b\u1ea3o v\u1ec7.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n n\u00f3i g\u00ec v\u1ec1 c\u00e1c thay \u0111\u1ed5i v\u00e0 ph\u1ee5 l\u1ee5c?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) th\u01b0\u1eddng quy \u0111\u1ecbnh r\u1eb1ng c\u00e1c thay \u0111\u1ed5i trong h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo y\u00eau c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 sau khi \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p thu\u1eadn. Th\u01b0\u1eddng c\u00f3 quy t\u1eafc r\u1eb1ng <strong>thay \u0111\u1ed5i h\u00ecnh th\u1ee9c ho\u1eb7c bi\u1ebfn th\u1ec3<\/strong> \u0110i\u1ec1u n\u00e0y th\u01b0\u1eddng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n v\u00e0o ng\u00e0y k\u1ef7 ni\u1ec7m h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, v\u00e0 v\u00e0o th\u1eddi \u0111i\u1ec3m kh\u00e1c ch\u1ec9 \u201ev\u1edbi s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m\u201d sau khi n\u1ed9p \u0111\u01a1n. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng v\u00ec n\u00f3 gi\u1ea3i th\u00edch l\u00fd do t\u1ea1i sao m\u1ed9t s\u1ed1 c\u00f4ng ty kh\u00f4ng th\u1ef1c hi\u1ec7n thay \u0111\u1ed5i \u201et\u1eeb ng\u00e0y mai\u201d.<\/p>\n<p>N\u1ebfu thay \u0111\u1ed5i \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd x\u00e1c nh\u1eadn b\u1eb1ng v\u0103n b\u1ea3n. Trong \u0110i\u1ec1u kho\u1ea3n chung, b\u1ea1n s\u1ebd th\u1ea5y quy \u0111\u1ecbnh r\u1eb1ng c\u00e1c thay \u0111\u1ed5i \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn s\u1ebd d\u1eabn \u0111\u1ebfn vi\u1ec7c ph\u00e1t h\u00e0nh <strong>ph\u1ee5 l\u1ee5c<\/strong>, x\u00e1c nh\u1eadn ph\u1ea1m vi m\u1edbi. \u0110i\u1ec1u n\u00e0y c\u1ea7n \u0111\u01b0\u1ee3c hi\u1ec3u m\u1ed9t c\u00e1ch th\u1ef1c t\u1ebf: cho \u0111\u1ebfn khi b\u1ea1n c\u00f3 ph\u1ee5 l\u1ee5c ho\u1eb7c h\u1ee3p \u0111\u1ed3ng m\u1edbi tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n l\u01b0u tr\u1eef b\u1ec1n v\u1eefng, \u0111\u1eebng gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng ph\u1ea1m vi \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 nh\u1eefng thay \u0111\u1ed5i<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> \u0110\u00e2y l\u00e0 t\u00e0i li\u1ec7u m\u00f4 t\u1ea3 nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0o c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 thay \u0111\u1ed5i: bi\u1ebfn th\u1ec3, t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, m\u1edf r\u1ed9ng, d\u1eef li\u1ec7u c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c th\u1eddi gian b\u1ea3o hi\u1ec3m. Ph\u1ee5 l\u1ee5c c\u0169ng c\u00f3 th\u1ec3 l\u00e0 b\u1eb1ng ch\u1ee9ng cho c\u01a1 quan ch\u1ee9c n\u0103ng ho\u1eb7c nh\u00e0 tuy\u1ec3n d\u1ee5ng r\u1eb1ng t\u1eeb m\u1ed9t ng\u00e0y c\u1ee5 th\u1ec3, b\u1ea1n c\u00f3 c\u00e1c th\u00f4ng s\u1ed1 b\u1ea3o hi\u1ec3m kh\u00e1c. N\u1ebfu b\u1ea1n c\u1ea7n x\u00e1c nh\u1eadn cho th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng ph\u1ee5 l\u1ee5c bao g\u1ed3m: ng\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a thay \u0111\u1ed5i, ph\u1ea1m vi v\u00e0 th\u00f4ng tin nh\u1eadn d\u1ea1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u00e1nh gi\u00e1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n \u0111\u1ec3 h\u1ee3p ph\u00e1p h\u00f3a th\u1eddi gian l\u01b0u tr\u00fa, c\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 duy tr\u00ec s\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c ngay sau khi h\u1ee3p \u0111\u1ed3ng c\u0169 k\u1ebft th\u00fac, kh\u00f4ng c\u00f3 kho\u1ea3ng th\u1eddi gian gi\u00e1n \u0111o\u1ea1n.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Khi n\u00e0o n\u00ean thay \u0111\u1ed5i g\u00f3i b\u1ea3o hi\u1ec3m?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m<\/strong> c\u00f3 \u00fd ngh\u0129a khi r\u1ee7i ro ho\u1eb7c nhu c\u1ea7u c\u1ee7a b\u1ea1n th\u1ef1c s\u1ef1 thay \u0111\u1ed5i. V\u00ed d\u1ee5: b\u1ea1n b\u1eaft \u0111\u1ea7u l\u00e0m c\u00f4ng vi\u1ec7c th\u1ec3 ch\u1ea5t, c\u00f3 k\u1ebf ho\u1ea1ch \u1edf l\u1ea1i l\u00e2u h\u01a1n, c\u00f3 b\u1ea1n \u0111\u1eddi ho\u1eb7c con c\u00e1i, ho\u1eb7c mu\u1ed1n m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n ho\u1eb7c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m, b\u1ea1n th\u01b0\u1eddng th\u1ea5y th\u00f4ng tin r\u1eb1ng vi\u1ec7c m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u tr\u1ea3 th\u00eam ph\u00ed, v\u00e0 \u0111\u00f4i khi c\u0169ng c\u00f3 th\u1eddi gian ch\u1edd cho c\u00e1c y\u1ebfu t\u1ed1 m\u1edbi trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<p>Trong th\u1ef1c t\u1ebf, n\u1ebfu b\u1ea1n quan t\u00e2m \u0111\u1ebfn <strong>c\u00e1c k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m m\u1edbi<\/strong> c\u00f3 s\u1eb5n tr\u00ean th\u1ecb tr\u01b0\u1eddng, h\u00e3y so s\u00e1nh kh\u00f4ng ch\u1ec9 gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n: ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n d\u1ecbch v\u1ee5 (kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t hay ho\u00e0n ti\u1ec1n), m\u1ea1ng l\u01b0\u1edbi c\u01a1 s\u1edf, gi\u1edbi h\u1ea1n trong t\u1eebng d\u1ecbch v\u1ee5 v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7. B\u1ea3ng t\u1ed5ng h\u1ee3p c\u00e1c l\u1ef1a ch\u1ecdn t\u01b0 nh\u00e2n trong b\u00e0i vi\u1ebft c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch. <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-tu-nhan-cho-nguoi-nuoc-ngoai\/xep-hang-cac-cong-ty-bao-hiem-y-te-tu-nhan-tai-ba-lan-nam-2025\/\">x\u1ebfp h\u1ea1ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/a>.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang trong giai \u0111o\u1ea1n l\u00e0m th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd c\u01b0 tr\u00fa, h\u00e3y ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u ch\u00ednh th\u1ee9c trong t\u00e0i li\u1ec7u. <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/yeu-cau-bao-hiem-cho-the-cu-tru-2025\/\">Y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi th\u1ebb c\u01b0 tr\u00fa 2025<\/a>. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn g\u00f3i ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c ti\u00eau ch\u00ed tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ba t\u00ecnh hu\u1ed1ng th\u01b0\u1eddng g\u1eb7p trong th\u1eddi gian l\u01b0u tr\u00fa<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>1) C\u01a1 quan y\u00eau c\u1ea7u c\u00e1c th\u00f4ng s\u1ed1 kh\u00e1c.<\/strong> Khi \u0111\u00f3, b\u1ea1n c\u1ea7n x\u00e1c nh\u1eadn nhanh ch\u00f3ng v\u1ec1 ph\u1ea1m vi v\u00e0 th\u1eddi h\u1ea1n. \u0110\u00f4i khi ch\u1ec9 c\u1ea7n m\u1ed9t ph\u1ee5 l\u1ee5c l\u00e0 \u0111\u1ee7, nh\u01b0ng \u0111\u00f4i khi s\u1ebd \u0111\u01a1n gi\u1ea3n h\u01a1n n\u1ebfu mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u.<\/p>\n<p><strong>2) B\u1ea1n thay \u0111\u1ed5i t\u00ecnh tr\u1ea1ng cu\u1ed9c s\u1ed1ng.<\/strong> Gia \u0111\u00ecnh \u1edf Ba Lan, thay \u0111\u1ed5i c\u00f4ng vi\u1ec7c ho\u1eb7c r\u1ee7i ro (v\u00ed d\u1ee5: c\u00f4ng vi\u1ec7c th\u1ec3 ch\u1ea5t) c\u00f3 th\u1ec3 c\u1ea7n b\u1ea3o v\u1ec7 r\u1ed9ng h\u01a1n.<\/p>\n<p><strong>3) B\u1ea1n mu\u1ed1n c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5.<\/strong> N\u1ebfu b\u1ea1n quan t\u00e2m \u0111\u1ebfn th\u1eddi gian ch\u1edd \u0111\u1ee3i ng\u1eafn h\u01a1n v\u00e0 quy\u1ec1n truy c\u1eadp kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ebfn c\u00e1c b\u00e1c s\u0129, vi\u1ec7c ch\u1ecdn m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c c\u00f3 th\u1ec3 h\u1ee3p l\u00fd h\u01a1n so v\u1edbi vi\u1ec7c \u201ev\u00e1\u201d l\u1ea1i h\u1ee3p \u0111\u1ed3ng c\u0169.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u00e1ch th\u1ef1c hi\u1ec7n thay \u0111\u1ed5i t\u1eebng b\u01b0\u1edbc m\u1ed9t<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Quy tr\u00ecnh an to\u00e0n nh\u1ea5t l\u00e0 quy tr\u00ecnh gi\u1ea3m thi\u1ec3u r\u1ee7i ro thi\u1ebfu b\u1ea3o hi\u1ec3m. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra xem c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i c\u00f3 cho ph\u00e9p thay \u0111\u1ed5i g\u00f3i b\u1ea3o hi\u1ec3m trong th\u1eddi gian h\u1ee3p \u0111\u1ed3ng hay kh\u00f4ng. N\u1ebfu c\u00f3, h\u00e3y n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u thay \u0111\u1ed5i v\u00e0 y\u00eau c\u1ea7u x\u00e1c nh\u1eadn th\u1eddi \u0111i\u1ec3m g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c. N\u1ebfu kh\u00f4ng, h\u00e3y xem x\u00e9t mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 thi\u1ebft l\u1eadp th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u \u0111\u1ec3 kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng b\u1ea3o hi\u1ec3m.<\/p>\n<p>H\u00e3y nh\u1edb r\u1eb1ng b\u1ea3o hi\u1ec3m trong m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m ch\u1ec9 b\u1eaft \u0111\u1ea7u sau khi \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n (v\u00ed d\u1ee5: thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, ng\u00e0y b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c ghi trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m). N\u1ebfu b\u1ea1n m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ed9t ph\u1ea7n c\u1ee7a \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) quy \u0111\u1ecbnh kh\u1ea3 n\u0103ng c\u00f3 th\u1eddi gian ch\u1edd cho c\u00e1c y\u1ebfu t\u1ed1 m\u1edbi. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 trong nh\u1eefng ng\u00e0y ho\u1eb7c tu\u1ea7n \u0111\u1ea7u ti\u00ean, b\u1ea3o hi\u1ec3m cho c\u00e1c \u201eph\u1ee5 ki\u1ec7n\u201d c\u00f3 th\u1ec3 ch\u01b0a c\u00f3 hi\u1ec7u l\u1ef1c. Do \u0111\u00f3, khi thay \u0111\u1ed5i g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y h\u1ecfi tr\u1ef1c ti\u1ebfp xem c\u00f3 th\u1eddi gian ch\u1edd hay kh\u00f4ng v\u00e0 th\u1eddi gian ch\u1edd s\u1ebd k\u00e9o d\u00e0i bao l\u00e2u.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 1:<\/strong> Ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 xem li\u1ec7u vi\u1ec7c thay \u0111\u1ed5i g\u00f3i d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c ngay b\u00e2y gi\u1edd hay kh\u00f4ng.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 2:<\/strong> X\u00e1c \u0111\u1ecbnh xem s\u1ebd c\u00f3 ph\u1ee5 l\u1ee5c cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hay h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 3:<\/strong> \u0110\u1ea3m b\u1ea3o t\u00ednh li\u00ean t\u1ee5c c\u1ee7a ng\u00e0y b\u1ea3o v\u1ec7 m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 4:<\/strong> H\u1ecfi v\u1ec1 th\u1eddi gian ch\u1edd cho c\u00e1c ti\u1ec7n \u00edch m\u1edf r\u1ed9ng v\u00e0 c\u00e1c gi\u1edbi h\u1ea1n m\u1edbi.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 5:<\/strong> L\u01b0u x\u00e1c nh\u1eadn thay \u0111\u1ed5i tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n l\u01b0u tr\u1eef b\u1ec1n v\u1eefng.<\/span> <\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n kh\u00f4ng ch\u1eafc ch\u1eafn v\u1ec1 nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0o l\u00e0 quan tr\u1ecdng (v\u00ed d\u1ee5: \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n), h\u00e3y ki\u1ec3m tra m\u00f4 t\u1ea3 ph\u1ea1m vi trong b\u00e0i vi\u1ebft. <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/bao-hiem-dieu-tri-noi-tru-cho-nguoi-nuoc-ngoai-pham-vi-bao-hiem\/\">\u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u2013 ph\u1ea1m vi<\/a>. V\u00e0 n\u1ebfu b\u1ea1n \u0111ang chu\u1ea9n b\u1ecb mua h\u00e0ng, b\u1ea1n s\u1ebd tr\u00e1nh \u0111\u01b0\u1ee3c c\u00e1c v\u1ea5n \u0111\u1ec1 nh\u1edd h\u01b0\u1edbng d\u1eabn n\u00e0y. <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/lua-chon-bao-hiem-cho-visa-10-bay\/\">sai l\u1ea7m khi ch\u1ecdn ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu b\u1ea1n mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi, \u0111\u1eebng h\u1ee7y h\u1ee3p \u0111\u1ed3ng c\u0169 cho \u0111\u1ebfn khi b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn v\u1ec1 vi\u1ec7c b\u1eaft \u0111\u1ea7u b\u1ea3o hi\u1ec3m m\u1edbi. \u0110\u00e2y l\u00e0 c\u00e1ch \u0111\u01a1n gi\u1ea3n nh\u1ea5t \u0111\u1ec3 tr\u00e1nh gi\u00e1n \u0111o\u1ea1n v\u00e0 t\u1eeb ch\u1ed1i h\u1ed3 s\u01a1.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u00f3m t\u1eaft v\u00e0 c\u00e2u tr\u1ea3 l\u1eddi nhanh<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p><strong>T\u00f4i c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/strong> \u0110\u00fang, nh\u01b0ng c\u00e1ch th\u1ee9c ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU): ho\u1eb7c thay \u0111\u1ed5i trong h\u1ee3p \u0111\u1ed3ng (ph\u1ee5 l\u1ee5c), ho\u1eb7c mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn thay \u0111\u1ed5i ph\u1ea3i n\u00eau r\u00f5 ng\u00e0y th\u00e1ng v\u00e0 ph\u1ea1m vi.<\/p>\n<p><strong>\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t khi thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch l\u00e0 g\u00ec?<\/strong> S\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o v\u1ec7, kh\u00f4ng c\u00f3 \u201ekho\u1ea3ng tr\u1ed1ng\u201d trong ng\u00e0y th\u00e1ng v\u00e0 nh\u1eadn th\u1ee9c v\u1ec1 th\u1eddi gian ch\u1edd \u0111\u1ee3i c\u00f3 th\u1ec3 x\u1ea3y ra \u0111\u1ed1i v\u1edbi c\u00e1c ph\u1ea7n m\u1edf r\u1ed9ng m\u1edbi. N\u1ebfu b\u1ea1n mu\u1ed1n ch\u1ecdn ph\u01b0\u01a1ng \u00e1n t\u1ed1t nh\u1ea5t, h\u00e3y so s\u00e1nh <strong>c\u00e1c k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m m\u1edbi<\/strong> theo y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng v\u00e0 d\u1ecbch v\u1ee5 y t\u1ebf th\u1ef1c t\u1ebf. Tr\u00ean insurancevisa.com, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y th\u00eam c\u00e2u tr\u1ea3 l\u1eddi trong ph\u1ea7n <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/\">C\u00e1c c\u00e2u h\u1ecfi v\u00e0 v\u1ea5n \u0111\u1ec1 th\u01b0\u1eddng g\u1eb7p nh\u1ea5t c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>C\u00f3 th\u1ec3 thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng? C\u00e2u h\u1ecfi n\u00e0y \u0111\u01b0\u1ee3c \u0111\u1eb7t ra r\u1ea5t th\u01b0\u1eddng xuy\u00ean, v\u00ec t\u00ecnh h\u00ecnh \u1edf Ba Lan c\u00f3 th\u1ec3 thay \u0111\u1ed5i nhanh ch\u00f3ng:\u2026<\/p>","protected":false},"author":2,"featured_media":3509,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[55,63,59,58,54],"class_list":["post-3510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-problemy-cudzoziemcow","tag-cudzoziemcy-w-polsce","tag-owu","tag-prywatne-ubezpieczenie","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana ubezpieczenia w trakcie pobytu, jak dzia\u0142a aneks do polisy i jak wybra\u0107 nowe plany ubezpieczeniowe bez przerwy w ochronie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/thay-doi-bao-hiem-trong-thoi-gian-luu-tru-lam-the-nao-de-thuc-hien-mot-cach-an-toan\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana ubezpieczenia w trakcie pobytu, jak dzia\u0142a aneks do polisy i jak wybra\u0107 nowe plany ubezpieczeniowe bez przerwy w ochronie.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/thay-doi-bao-hiem-trong-thoi-gian-luu-tru-lam-the-nao-de-thuc-hien-mot-cach-an-toan\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance VISA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-22T22:35:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T01:34:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/person\\\/c078f3c69511a8a0baa74f5da100c301\"},\"headline\":\"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie\",\"datePublished\":\"2025-12-22T22:35:41+00:00\",\"dateModified\":\"2026-09-30T01:34:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/\"},\"wordCount\":959,\"publisher\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/foto-15.webp\",\"keywords\":[\"cudzoziemcy w Polsce\",\"OWU\",\"prywatne ubezpieczenie\",\"ubezpieczenie dla cudzoziemca\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Najcz\u0119stsze pytania i problemy cudzoziemc\u00f3w\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/\",\"name\":\"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie - Insurance VISA\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/foto-15.webp\",\"datePublished\":\"2025-12-22T22:35:41+00:00\",\"dateModified\":\"2026-09-30T01:34:39+00:00\",\"description\":\"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana ubezpieczenia w trakcie pobytu, jak dzia\u0142a aneks do polisy i jak wybra\u0107 nowe plany ubezpieczeniowe bez przerwy w ochronie.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/foto-15.webp\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/foto-15.webp\",\"width\":2528,\"height\":1696,\"caption\":\"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/najczestsze-pytania-i-problemy-cudzoziemcow\\\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/insurancevisa.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w do wizy i karty pobytu\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"width\":244,\"height\":68,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/person\\\/c078f3c69511a8a0baa74f5da100c301\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa \u2013 c\u00e1ch th\u1ef1c hi\u1ec7n an to\u00e0n - Insurance VISA","description":"Ki\u1ec3m tra khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa, c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1ch ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/thay-doi-bao-hiem-trong-thoi-gian-luu-tru-lam-the-nao-de-thuc-hien-mot-cach-an-toan\/","og_locale":"vi_VN","og_type":"article","og_title":"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie","og_description":"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana ubezpieczenia w trakcie pobytu, jak dzia\u0142a aneks do polisy i jak wybra\u0107 nowe plany ubezpieczeniowe bez przerwy w ochronie.","og_url":"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/thay-doi-bao-hiem-trong-thoi-gian-luu-tru-lam-the-nao-de-thuc-hien-mot-cach-an-toan\/","og_site_name":"Insurance VISA","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2025-12-22T22:35:41+00:00","article_modified_time":"2026-09-30T01:34:39+00:00","og_image":[{"width":2528,"height":1696,"url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"redaktor","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"5 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#article","isPartOf":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/"},"author":{"name":"redaktor","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/person\/c078f3c69511a8a0baa74f5da100c301"},"headline":"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie","datePublished":"2025-12-22T22:35:41+00:00","dateModified":"2026-09-30T01:34:39+00:00","mainEntityOfPage":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/"},"wordCount":959,"publisher":{"@id":"https:\/\/insurancevisa.com\/vi\/#organization"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp","keywords":["cudzoziemcy w Polsce","OWU","prywatne ubezpieczenie","ubezpieczenie dla cudzoziemca","ubezpieczenie zdrowotne"],"articleSection":["Najcz\u0119stsze pytania i problemy cudzoziemc\u00f3w"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/","url":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/","name":"Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa \u2013 c\u00e1ch th\u1ef1c hi\u1ec7n an to\u00e0n - Insurance VISA","isPartOf":{"@id":"https:\/\/insurancevisa.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#primaryimage"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp","datePublished":"2025-12-22T22:35:41+00:00","dateModified":"2026-09-30T01:34:39+00:00","description":"Ki\u1ec3m tra khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa, c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1ch ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m.","breadcrumb":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#primaryimage","url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15.webp","width":2528,"height":1696,"caption":"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie"},{"@type":"BreadcrumbList","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/zmiana-ubezpieczenia-w-trakcie-pobytu-jak-zrobic-to-bezpiecznie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/insurancevisa.com\/"},{"@type":"ListItem","position":2,"name":"Zmiana ubezpieczenia w trakcie pobytu \u2013 jak zrobi\u0107 to bezpiecznie"}]},{"@type":"WebSite","@id":"https:\/\/insurancevisa.com\/vi\/#website","url":"https:\/\/insurancevisa.com\/vi\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0 th\u1ebb c\u01b0 tr\u00fa","publisher":{"@id":"https:\/\/insurancevisa.com\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurancevisa.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/insurancevisa.com\/vi\/#organization","name":"naZycie.pl","url":"https:\/\/insurancevisa.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","width":244,"height":68,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/person\/c078f3c69511a8a0baa74f5da100c301","name":"bi\u00ean t\u1eadp vi\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","url":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":43,"label":"Najcz\u0119stsze pytania i problemy cudzoziemc\u00f3w"}],"post_tag":[{"value":55,"label":"cudzoziemcy w Polsce"},{"value":63,"label":"OWU"},{"value":59,"label":"prywatne ubezpieczenie"},{"value":58,"label":"ubezpieczenie dla cudzoziemca"},{"value":54,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/12\/foto-15-1024x687.webp",1024,687,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/insurancevisa.com\/vi\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":43,"name":"Najcz\u0119stsze pytania i problemy cudzoziemc\u00f3w","slug":"najczestsze-pytania-i-problemy-cudzoziemcow","term_group":0,"term_taxonomy_id":43,"taxonomy":"category","description":"","parent":0,"count":29,"filter":"raw","cat_ID":43,"category_count":29,"category_description":"","cat_name":"Najcz\u0119stsze pytania i problemy cudzoziemc\u00f3w","category_nicename":"najczestsze-pytania-i-problemy-cudzoziemcow","category_parent":0}],"tag_info":[{"term_id":55,"name":"cudzoziemcy w Polsce","slug":"cudzoziemcy-w-polsce","term_group":0,"term_taxonomy_id":55,"taxonomy":"post_tag","description":"","parent":0,"count":63,"filter":"raw"},{"term_id":63,"name":"OWU","slug":"owu","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: OWU, w tym \u201ePrywatne ubezpieczenie cudzoziemca \u2013 jak wybra\u0107?\u201d.","parent":0,"count":33,"filter":"raw"},{"term_id":59,"name":"prywatne ubezpieczenie","slug":"prywatne-ubezpieczenie","term_group":0,"term_taxonomy_id":59,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: prywatne ubezpieczenie, w tym \u201ePrywatne ubezpieczenie cudzoziemca \u2013 jak wybra\u0107?\u201d.","parent":0,"count":54,"filter":"raw"},{"term_id":58,"name":"ubezpieczenie dla cudzoziemca","slug":"ubezpieczenie-dla-cudzoziemca","term_group":0,"term_taxonomy_id":58,"taxonomy":"post_tag","description":"","parent":0,"count":64,"filter":"raw"},{"term_id":54,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":54,"taxonomy":"post_tag","description":"","parent":0,"count":75,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/comments?post=3510"}],"version-history":[{"count":1,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3510\/revisions"}],"predecessor-version":[{"id":3511,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3510\/revisions\/3511"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/media\/3509"}],"wp:attachment":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/media?parent=3510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/categories?post=3510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/tags?post=3510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}