{"id":3636,"date":"2026-03-24T17:40:52","date_gmt":"2026-03-24T16:40:52","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/publiczne-ubezpieczenie-zdrowotne-co-obejmuje\/"},"modified":"2026-09-05T04:52:53","modified_gmt":"2026-09-05T02:52:53","slug":"bao-hiem-y-te-cong-cong-bao-gom-nhung-gi","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/publiczne-ubezpieczenie-zdrowotne-co-obejmuje\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng \u2013 bao g\u1ed3m nh\u1eefng g\u00ec?"},"content":{"rendered":"
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B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec?<\/h2>\n<\/div>\n
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B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng t\u1ea1i Ba Lan l\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i tr\u1ee3 c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf t\u1eeb ngu\u1ed3n ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, ch\u1ee7 y\u1ebfu th\u00f4ng qua Qu\u1ef9 Y t\u1ebf Qu\u1ed1c gia. Tuy nhi\u00ean, \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, c\u00e2u h\u1ecfi kh\u00f4ng ph\u1ea3i l\u00e0 h\u1ec7 th\u1ed1ng n\u00e0y l\u00e0 g\u00ec, m\u00e0 l\u00e0 n\u00f3 bao g\u1ed3m nh\u1eefng g\u00ec v\u00e0 h\u1ecd th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng h\u1ed7 tr\u1ee3 n\u00e0o. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, sinh vi\u00ean, ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 c\u00e1c th\u00e0nh vi\u00ean gia \u0111\u00ecnh \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd tham gia b\u1ea3o hi\u1ec3m.<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan bao g\u1ed3m quy\u1ec1n ti\u1ebfp c\u1eadn nhi\u1ec1u d\u1ecbch v\u1ee5 y t\u1ebf thi\u1ebft y\u1ebfu. Trong s\u1ed1 \u0111\u00f3 c\u00f3 c\u00e1c cu\u1ed9c kh\u00e1m t\u1ea1i b\u00e1c s\u0129 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe ban \u0111\u1ea7u, \u0111i\u1ec1u tr\u1ecb chuy\u00ean khoa, ch\u1ea9n \u0111o\u00e1n, nh\u1eadp vi\u1ec7n, ch\u0103m s\u00f3c tr\u01b0\u1edbc v\u00e0 sau sinh, c\u0169ng nh\u01b0 h\u1ed7 tr\u1ee3 trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u. Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng kh\u00f4ng ph\u1ea3i m\u1ecdi d\u1ecbch v\u1ee5 \u0111\u1ec1u c\u00f3 s\u1eb5n kh\u00f4ng gi\u1edbi h\u1ea1n, v\u00e0 m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 y\u00eau c\u1ea7u gi\u1ea5y gi\u1edbi thi\u1ec7u ho\u1eb7c ph\u1ea3i ch\u1edd \u0111\u1ee3i. Do \u0111\u00f3, b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng v\u00e0 ph\u1ea1m vi c\u01a1 b\u1ea3n c\u1ee7a n\u00f3 k\u1ebft th\u00fac \u1edf \u0111\u00e2u.<\/p>\n<\/div>\n

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\ud83d\udca1 M\u1eb9o<\/h4>\n

Vi\u1ec7c ch\u1ec9 \u0111\u01a1n thu\u1ea7n c\u00f3 quy\u1ec1n h\u01b0\u1edfng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn ngay l\u1eadp t\u1ee9c v\u1edbi m\u1ecdi d\u1ecbch v\u1ee5. Trong h\u1ec7 th\u1ed1ng y t\u1ebf c\u00f4ng, c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng bao g\u1ed3m gi\u1ea5y gi\u1edbi thi\u1ec7u, th\u1eddi gian ch\u1edd \u0111\u1ee3i v\u00e0 ph\u1ea1m vi c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) chi tr\u1ea3.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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C\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf n\u00e0o \u0111\u01b0\u1ee3c Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) chi tr\u1ea3?<\/h2>\n<\/div>\n
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Th\u00f4ng th\u01b0\u1eddng, khi ai \u0111\u00f3 h\u1ecfi b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng bao g\u1ed3m nh\u1eefng g\u00ec, h\u1ecd \u0111ang \u0111\u1ec1 c\u1eadp \u0111\u1ebfn danh m\u1ee5c c\u00e1c d\u1ecbch v\u1ee5 c\u01a1 b\u1ea3n. Trong khu\u00f4n kh\u1ed5 danh m\u1ee5c n\u00e0y, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u01a1 b\u1ea3n, t\u1ee9c l\u00e0 c\u00e1c cu\u1ed9c kh\u00e1m t\u1ea1i b\u00e1c s\u0129 n\u1ed9i khoa, b\u00e1c s\u0129 gia \u0111\u00ecnh ho\u1eb7c b\u00e1c s\u0129 nhi khoa. \u0110\u00e2y l\u00e0 \u0111i\u1ec3m ti\u1ebfp x\u00fac \u0111\u1ea7u ti\u00ean v\u1edbi h\u1ec7 th\u1ed1ng v\u00e0 l\u00e0 n\u01a1i ng\u01b0\u1eddi b\u1ec7nh c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n, \u0111\u01a1n thu\u1ed1c, gi\u1ea5y ngh\u1ec9 \u1ed1m c\u0169ng nh\u01b0 gi\u1ea5y gi\u1edbi thi\u1ec7u \u0111\u1ebfn b\u00e1c s\u0129 chuy\u00ean khoa ho\u1eb7c \u0111\u1ec3 l\u00e0m c\u00e1c x\u00e9t nghi\u1ec7m.<\/p>\n

Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng bao g\u1ed3m d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c chuy\u00ean khoa ngo\u1ea1i tr\u00fa, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, c\u00e1c th\u1ee7 thu\u1eadt y t\u1ebf c\u1ea7n thi\u1ebft, m\u1ed9t s\u1ed1 x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, ch\u0103m s\u00f3c thai s\u1ea3n v\u00e0 sinh n\u1edf, c\u0169ng nh\u01b0 c\u00e1c d\u1ecbch v\u1ee5 c\u1ea5p c\u1ee9u y t\u1ebf. \u0110\u1ed1i v\u1edbi nh\u1eefng ai mu\u1ed1n t\u00ecm hi\u1ec3u c\u01a1 b\u1ea3n v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng, b\u00e0i vi\u1ebft n\u00e0y c\u00f3 th\u1ec3 h\u1eefu \u00edch b\u1ea3o hi\u1ec3m y t\u1ebf cho sinh vi\u00ean<\/a>, cho th\u1ea5y khi n\u00e0o v\u00e0 ai c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/p>\n

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