{"id":3724,"date":"2026-05-28T13:28:21","date_gmt":"2026-05-28T11:28:21","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/czy-mozna-zmienic-ubezpieczenie-w-trakcie-pobytu\/"},"modified":"2026-09-30T04:22:35","modified_gmt":"2026-09-30T02:22:35","slug":"co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-khong","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/czy-mozna-zmienic-ubezpieczenie-w-trakcie-pobytu\/","title":{"rendered":"C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m<\/strong> \u0111\u00f3 l\u00e0 vi\u1ec7c thay th\u1ebf h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i b\u1eb1ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng kh\u00e1c ho\u1eb7c \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e2u tr\u1ea3 l\u1eddi l\u00e0: c\u00f3, th\u01b0\u1eddng th\u00ec b\u1ea1n c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa, nh\u01b0ng c\u1ea7n duy tr\u00ec t\u00ednh li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m, ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 l\u01b0u tr\u00fa. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng v\u00e0 vi\u1ec7c thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u0169ng nh\u01b0 nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o c\u1ea7n chu\u1ea9n b\u1ecb.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-zmiana-ubezpieczenia\">Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#kiedy-mozna-zmienic-polis\u0119\">Khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/a><\/li>\n<li><a href=\"#aneks-czy-nowa-umowa\">Ph\u1ee5 l\u1ee5c hay h\u1ee3p \u0111\u1ed3ng m\u1edbi?<\/a><\/li>\n<li><a href=\"#jak-zrobic-to-bezpiecznie\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111i\u1ec1u n\u00e0y m\u1ed9t c\u00e1ch an to\u00e0n?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-zmiana-ubezpieczenia\" class=\"kt-adv-heading\">Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa c\u00f3 th\u1ec3 di\u1ec5n ra theo hai h\u00ecnh th\u1ee9c kh\u00e1c nhau. Th\u1ee9 nh\u1ea5t l\u00e0 \u0111i\u1ec1u ch\u1ec9nh h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft, v\u00ed d\u1ee5 nh\u01b0 th\u00f4ng qua ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng nh\u1eb1m thay \u0111\u1ed5i m\u1ed9t s\u1ed1 th\u00f4ng tin c\u1ee5 th\u1ec3 ho\u1eb7c m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Th\u1ee9 hai l\u00e0 chuy\u1ec3n ho\u00e0n to\u00e0n sang c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c v\u00e0 mua h\u1ee3p \u0111\u1ed3ng m\u1edbi cho giai \u0111o\u1ea1n b\u1ea3o hi\u1ec3m ti\u1ebfp theo.<\/p>\n<p>\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi t\u1ea1i Ba Lan kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec3 l\u1ea1i kho\u1ea3ng tr\u1ed1ng gi\u1eefa ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169 v\u00e0 m\u1edbi. Tr\u00ean th\u1ef1c t\u1ebf, c\u01a1 quan h\u00e0nh ch\u00ednh, tr\u01b0\u1eddng h\u1ecdc ho\u1eb7c ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng kh\u00f4ng ch\u1ec9 xem x\u00e9t b\u1ea3n th\u00e2n v\u0103n b\u1ea3n b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n \u0111\u00e1nh gi\u00e1 t\u00ednh li\u00ean t\u1ee5c trong vi\u1ec7c chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Trong \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) v\u00e0 v\u0103n b\u1ea3n b\u1ea3o hi\u1ec3m c\u00f3 n\u00eau r\u00f5 c\u00e1c quy \u0111\u1ecbnh chi ti\u1ebft v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m, c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u0169ng nh\u01b0 th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c y\u00eau c\u1ea7u chung \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/\">B\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft cho visa v\u00e0 th\u1ebb c\u01b0 tr\u00fa<\/a>. \u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh thay \u0111\u1ed5i.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"kiedy-mozna-zmienic-polise\" class=\"kt-adv-heading\">Khi n\u00e0o c\u00f3 th\u1ec3 thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi li\u1ec7u c\u00f3 th\u1ec3 thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa hay kh\u00f4ng th\u01b0\u1eddng l\u00e0 c\u00f3. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c ph\u1ea7n l\u1edbn v\u00e0o lo\u1ea1i h\u1ee3p \u0111\u1ed3ng, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU). M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh trong th\u1eddi gian b\u1ea3o hi\u1ec3m c\u00f2n hi\u1ec7u l\u1ef1c, trong khi \u1edf nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, vi\u1ec7c k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1edbi \u2013 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y ti\u1ebfp theo sau khi h\u1ee3p \u0111\u1ed3ng c\u0169 h\u1ebft h\u1ea1n \u2013 s\u1ebd thu\u1eadn ti\u1ec7n h\u01a1n.<\/p>\n<p>Vi\u1ec7c thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 h\u1ee3p l\u00fd khi b\u1ea1n c\u1ea7n ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb r\u1ed9ng h\u01a1n, m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00e1c, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 b\u1ed5 sung ho\u1eb7c ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa. Theo th\u00f4ng tin v\u1ec1 s\u1ea3n ph\u1ea9m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n ho\u1eb7c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, v.v. Do \u0111\u00f3, b\u1ea1n n\u00ean so s\u00e1nh kh\u00f4ng ch\u1ec9 gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n c\u1ea3 t\u00ednh h\u1eefu \u00edch th\u1ef1c t\u1ebf c\u1ee7a c\u00e1c quy\u1ec1n l\u1ee3i.<\/p>\n<p>N\u1ebfu b\u1ea1n l\u00e0 sinh vi\u00ean, b\u00e0i vi\u1ebft n\u00e0y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-cho-sinh-vien-o-ba-lan-co-can-thiet-khong\/\">b\u1ea3o hi\u1ec3m y t\u1ebf cho sinh vi\u00ean t\u1ea1i Ba Lan<\/a>, b\u1edfi v\u00ec nhu c\u1ea7u c\u1ee7a sinh vi\u00ean kh\u00e1c v\u1edbi nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi \u0111i l\u00e0m hay th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng bao gi\u1edd h\u1ee7y h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169 tr\u01b0\u1edbc khi x\u00e1c nh\u1eadn ng\u00e0y b\u1eaft \u0111\u1ea7u hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng m\u1edbi. Ch\u1ec9 m\u1ed9t ng\u00e0y gi\u00e1n \u0111o\u1ea1n c\u0169ng c\u00f3 th\u1ec3 g\u00e2y ra r\u1eafc r\u1ed1i trong vi\u1ec7c \u0111i\u1ec1u tr\u1ecb y t\u1ebf ho\u1eb7c th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd c\u01b0 tr\u00fa.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"aneks-czy-nowa-umowa\" class=\"kt-adv-heading\">Ph\u1ee5 l\u1ee5c hay h\u1ee3p \u0111\u1ed3ng m\u1edbi?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 v\u0103n b\u1ea3n \u0111i\u1ec1u ch\u1ec9nh m\u1ed9t s\u1ed1 n\u1ed9i dung c\u1ee5 th\u1ec3 trong h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i. Ph\u1ee5 l\u1ee5c n\u00e0y c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn th\u00f4ng tin c\u00e1 nh\u00e2n, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, \u0111\u1ecba ch\u1ec9, vi\u1ec7c m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p thu\u1eadn. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p khi b\u1ea1n kh\u00f4ng mu\u1ed1n thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u00e0 ch\u1ec9 c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c th\u00f4ng tin c\u00e1 nh\u00e2n.<\/p>\n<p>H\u1ee3p \u0111\u1ed3ng m\u1edbi s\u1ebd ph\u00f9 h\u1ee3p khi h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i kh\u00f4ng c\u00f2n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c t\u00ecnh h\u00ecnh c\u1ee7a b\u1ea1n. V\u00ed d\u1ee5 nh\u01b0 vi\u1ec7c chuy\u1ec3n t\u1eeb g\u00f3i b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n sang g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n h\u01a1n, ho\u1eb7c chuy\u1ec3n sang c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u01b0\u1edbc ngo\u00e0i kh\u00e1c v\u00ec \u0111i\u1ec1u ki\u1ec7n d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n. Tr\u00ean th\u1ef1c t\u1ebf, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi c\u00f3 th\u1ec3 cung c\u1ea5p danh m\u1ee5c quy\u1ec1n l\u1ee3i r\u1ed9ng h\u01a1n, nh\u01b0ng b\u1ea1n c\u1ea7n ki\u1ec3m tra k\u1ef9 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m, th\u1eddi gian ch\u1edd v\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c ti\u1ebfp t\u1ee5c b\u1ea3o hi\u1ec3m.<\/p>\n<p>Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n c\u00f3 nh\u1eefng s\u1ea3n ph\u1ea9m ch\u1ec9 \u00e1p d\u1ee5ng cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan, c\u0169ng nh\u01b0 nh\u1eefng s\u1ea3n ph\u1ea9m \u00e1p d\u1ee5ng cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p du l\u1ecbch kh\u00e1c. Do \u0111\u00f3, tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh thay \u0111\u1ed5i, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n hay kh\u00f4ng.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ee5 l\u1ee5c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m:<\/strong> th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh h\u1ee3p \u0111\u1ed3ng hi\u1ec7n c\u00f3 m\u00e0 kh\u00f4ng thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ee3p \u0111\u1ed3ng m\u1edbi:<\/strong> cho ph\u00e9p chuy\u1ec3n sang s\u1ea3n ph\u1ea9m kh\u00e1c ho\u1eb7c sang c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u00ednh li\u00ean t\u1ee5c c\u1ee7a vi\u1ec7c b\u1ea3o v\u1ec7:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi n\u00ean c\u00f3 hi\u1ec7u l\u1ef1c mu\u1ed9n nh\u1ea5t l\u00e0 v\u00e0o ng\u00e0y ti\u1ebfp theo sau khi h\u1ee3p \u0111\u1ed3ng c\u0169 h\u1ebft h\u1ea1n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi d\u1ecbch v\u1ee5:<\/strong> H\u00e3y so s\u00e1nh c\u00e1c g\u00f3i \u0111i\u1ec1u tr\u1ecb, h\u1ed7 tr\u1ee3, b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (n\u1ebfu c\u00f3).<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n:<\/strong> H\u00e3y ki\u1ec3m tra c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7, gi\u1edbi h\u1ea1n v\u00e0 c\u00e1ch th\u1ee9c \u0111\u0103ng k\u00fd nh\u1eadn tr\u1ee3 c\u1ea5p.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-zrobic-to-bezpiecznie\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111i\u1ec1u n\u00e0y m\u1ed9t c\u00e1ch an to\u00e0n?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch an to\u00e0n b\u1eaft \u0111\u1ea7u t\u1eeb vi\u1ec7c ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i. H\u00e3y x\u00e1c \u0111\u1ecbnh ng\u00e0y h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi quy\u1ec1n l\u1ee3i v\u00e0 kh\u1ea3 n\u0103ng \u0111i\u1ec1u ch\u1ec9nh h\u1ee3p \u0111\u1ed3ng. Sau \u0111\u00f3, h\u00e3y so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi t\u1ea1i Ba Lan \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ch\u00fang ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u ph\u00e1p l\u00fd v\u00e0 nhu c\u1ea7u s\u1ee9c kh\u1ecfe th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m th\u1ea5p h\u01a1n kh\u00f4ng n\u00ean l\u00e0 ti\u00eau ch\u00ed duy nh\u1ea5t.<\/p>\n<p>Ti\u1ebfp theo, h\u00e3y chu\u1ea9n b\u1ecb c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft. Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n s\u1ebd c\u1ea7n: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i, h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c, th\u00f4ng tin v\u1ec1 t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa v\u00e0 \u0111\u01a1n xin thay \u0111\u1ed5i (n\u1ebfu c\u00f3). N\u1ebfu b\u1ea1n n\u1ed9p h\u1ed3 s\u01a1 tr\u1ef1c ti\u1ebfp t\u1ea1i c\u01a1 quan ch\u1ee9c n\u0103ng, b\u1ea1n n\u00ean gi\u1eef l\u1ea1i gi\u1ea5y x\u00e1c nh\u1eadn vi\u1ec7c duy tr\u00ec b\u1ea3o hi\u1ec3m v\u00e0 to\u00e0n b\u1ed9 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng m\u1edbi. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi b\u1ea1n xin th\u1ecb th\u1ef1c, gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa ho\u1eb7c gia h\u1ea1n th\u1eddi gian c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p.<\/p>\n<p>Vi\u1ec7c so s\u00e1nh c\u00e1c l\u1eddi khuy\u00ean t\u01b0\u01a1ng t\u1ef1 c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch, v\u00ed d\u1ee5 nh\u01b0 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/toi-co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-sang-mot-goi-khac-khong\/\">T\u00f4i c\u00f3 th\u1ec3 chuy\u1ec3n sang g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/a> v\u00e0 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/thay-doi-bao-hiem-trong-thoi-gian-luu-tru-ke-hoach-moi\/\">thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa<\/a>. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 xem vi\u1ec7c b\u1ed5 sung \u0111i\u1ec1u kho\u1ea3n v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hay vi\u1ec7c thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t h\u01a1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn c\u01b0 tr\u00fa, b\u1ea1n kh\u00f4ng ch\u1ec9 n\u00ean ki\u1ec3m tra gi\u00e1 c\u1ea3 v\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n c\u1ea7n x\u00e1c minh xem t\u00e0i li\u1ec7u n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn l\u00e0m c\u01a1 s\u1edf \u0111\u1ec3 xin th\u1ecb th\u1ef1c ho\u1eb7c th\u1ebb c\u01b0 tr\u00fa hay kh\u00f4ng.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa m\u00e0 kh\u00f4ng c\u1ea7n r\u1eddi kh\u1ecfi Ba Lan kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i r\u1eddi kh\u1ecfi Ba Lan. Tuy nhi\u00ean, b\u1ea1n c\u1ea7n ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c ngay l\u1eadp t\u1ee9c m\u00e0 kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n.<\/p>\n<h3>Vi\u1ec7c thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a vi\u1ec7c c\u01b0 tr\u00fa kh\u00f4ng?<\/h3>\n<p>Vi\u1ec7c thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng nh\u1ea5t thi\u1ebft \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a vi\u1ec7c c\u01b0 tr\u00fa, mi\u1ec5n l\u00e0 h\u1ee3p \u0111\u1ed3ng m\u1edbi \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u00e0 b\u1ea1n duy tr\u00ec \u0111\u01b0\u1ee3c s\u1ef1 li\u00ean t\u1ee5c c\u1ee7a b\u1ea3o hi\u1ec3m. V\u1ea5n \u0111\u1ec1 ch\u1ec9 n\u1ea3y sinh khi c\u00f3 kho\u1ea3ng tr\u1ed1ng trong b\u1ea3o hi\u1ec3m ho\u1eb7c h\u1ee3p \u0111\u1ed3ng m\u1edbi kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n<h3>C\u00e1i n\u00e0o t\u1ed1t h\u01a1n: b\u1ed5 sung v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hay thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i?<\/h3>\n<p>Ph\u1ee5 l\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p h\u01a1n n\u1ebfu b\u1ea1n mu\u1ed1n \u0111i\u1ec1u ch\u1ec9nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 trong h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i. Vi\u1ec7c chuy\u1ec3n sang c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c s\u1ebd ph\u00f9 h\u1ee3p h\u01a1n n\u1ebfu b\u1ea1n c\u1ea7n ph\u1ea1m vi b\u1ea3o hi\u1ec3m m\u1edbi, d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n ho\u1eb7c c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m t\u1ed5ng th\u1ec3 thu\u1eadn l\u1ee3i h\u01a1n.<\/p>\n<h3>C\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n c\u1ea7n c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f2n hi\u1ec7u l\u1ef1c, gi\u1ea5y t\u1edd t\u00f9y th\u00e2n v\u00e0 gi\u1ea5y t\u1edd c\u01b0 tr\u00fa. \u0110\u00f4i khi, b\u1ea1n c\u0169ng c\u1ea7n n\u1ed9p \u0111\u01a1n xin thay \u0111\u1ed5i ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m m\u1edbi t\u1ea1i Ba Lan c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb m\u1ed9t ng\u00e0y c\u1ee5 th\u1ec3.<\/p>\n<h3>K\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m m\u1edbi \u1edf Ba Lan c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c ngay l\u1eadp t\u1ee9c kh\u00f4ng?<\/h3>\n<p>\u0110i\u1ec1u n\u00e0y t\u00f9y thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m v\u00e0 quy \u0111\u1ecbnh c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m. H\u00e3y lu\u00f4n ki\u1ec3m tra ng\u00e0y b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c b\u1ea3o hi\u1ec3m, th\u1eddi gian ch\u1edd (n\u1ebfu c\u00f3) v\u00e0 ph\u1ea1m vi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng ngay t\u1eeb ng\u00e0y \u0111\u1ea7u ti\u00ean.<\/p>\n<h3>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i m\u1ed9t ph\u1ea7n ph\u00ed b\u1ea3o hi\u1ec3m sau khi h\u1ee7y h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169 kh\u00f4ng?<\/h3>\n<p>\u0110\u00f4i khi l\u00e0 nh\u01b0 v\u1eady, nh\u01b0ng \u0111i\u1ec1u n\u00e0y c\u00f2n t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u00e0 giai \u0111o\u1ea1n hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ee3p \u0111\u1ed3ng. T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean ki\u1ec3m tra c\u00e1c quy \u0111\u1ecbnh v\u1ec1 ho\u00e0n tr\u1ea3 ph\u00ed b\u1ea3o hi\u1ec3m trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) ho\u1eb7c li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h3>C\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 ch\u1ea5p nh\u1eadn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u1edbi kh\u00f4ng?<\/h3>\n<p>C\u01a1 quan ch\u1ee9c n\u0103ng th\u01b0\u1eddng \u0111\u00e1nh gi\u00e1 xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c hay kh\u00f4ng v\u00e0 c\u00f3 bao g\u1ed3m ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p hay kh\u00f4ng. B\u1ea1n n\u00ean l\u01b0u gi\u1eef \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 v\u00e0 tham kh\u1ea3o c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 trong m\u1ee5c <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/\">C\u00e1c c\u00e2u h\u1ecfi v\u00e0 v\u1ea5n \u0111\u1ec1 th\u01b0\u1eddng g\u1eb7p nh\u1ea5t c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng? C\u00f3, nh\u01b0ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c thay \u0111\u1ed5i m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd, b\u1ea1n c\u1ea7n so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m, ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o t\u00ednh li\u00ean t\u1ee5c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u00f4i khi ch\u1ec9 c\u1ea7n b\u1ed5 sung ph\u1ee5 l\u1ee5c v\u00e0o h\u1ee3p \u0111\u1ed3ng l\u00e0 \u0111\u1ee7, nh\u01b0ng \u0111\u00f4i khi l\u1ef1a ch\u1ecdn t\u1ed1t h\u01a1n l\u00e0 k\u00fd h\u1ee3p \u0111\u1ed3ng m\u1edbi ho\u1eb7c chuy\u1ec3n sang c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh, h\u00e3y ki\u1ec3m tra c\u00e1c m\u1ed1c th\u1eddi gian, y\u00eau c\u1ea7u h\u00e0nh ch\u00ednh v\u00e0 c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan. N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00e1nh sai s\u00f3t, h\u00e3y so s\u00e1nh c\u00e1c gi\u1ea3i ph\u00e1p c\u00f3 s\u1eb5n tr\u00ean insurancevisa.com v\u00e0 ch\u1ecdn h\u1ee3p \u0111\u1ed3ng ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m c\u00f3 ngh\u0129a l\u00e0 thay th\u1ebf h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i b\u1eb1ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng kh\u00e1c ho\u1eb7c \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m hi\u1ec7n t\u1ea1i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e2u tr\u1ea3 l\u1eddi l\u00e0:\u2026<\/p>","protected":false},"author":2,"featured_media":3723,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[55,63,56,58,54],"class_list":["post-3724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-problemy-cudzoziemcow","tag-cudzoziemcy-w-polsce","tag-owu","tag-polisa-medyczna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Czy mo\u017cna zmieni\u0107 ubezpieczenie w trakcie pobytu? - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana polisy zdrowotnej i nowy plan ubezpieczenia w Polsce. Poznaj zasady, dokumenty i ryzyka przerwy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-khong\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Czy mo\u017cna zmieni\u0107 ubezpieczenie w trakcie pobytu?\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, kiedy mo\u017cliwa jest zmiana polisy zdrowotnej i nowy plan ubezpieczenia w Polsce. 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