{"id":3727,"date":"2026-06-03T13:30:36","date_gmt":"2026-06-03T11:30:36","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/ubezpieczenie-karta-pobytu-co-jest-potrzebne\/"},"modified":"2026-09-30T04:24:10","modified_gmt":"2026-09-30T02:24:10","slug":"bao-hiem-va-the-cu-tru-nhung-giay-to-can-thiet","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/ubezpieczenie-wymagane-do-wizy-i-karty-pobytu\/ubezpieczenie-karta-pobytu-co-jest-potrzebne\/","title":{"rendered":"B\u1ea3o hi\u1ec3m th\u1ebb c\u01b0 tr\u00fa \u2013 c\u1ea7n nh\u1eefng g\u00ec?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m y t\u1ebf<\/strong> \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng t\u00e0i li\u1ec7u quan tr\u1ecdng nh\u1ea5t khi n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u1ea7n ch\u1ee9ng minh r\u1eb1ng h\u1ecd c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong su\u1ed1t th\u1eddi gian c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o th\u01b0\u1eddng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u khi xin th\u1ebb c\u01b0 tr\u00fa, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, c\u00e1c y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi vi\u1ec7c c\u01b0 tr\u00fa, c\u0169ng nh\u01b0 nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o n\u00ean \u0111\u00ednh k\u00e8m v\u00e0o \u0111\u01a1n xin.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-do-karty-pobytu\">B\u1ea3o hi\u1ec3m th\u1ebb c\u01b0 tr\u00fa l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-ubezpieczenie-jest-akceptowane\">Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn?<\/a><\/li>\n<li><a href=\"#jak-sprawdzic-zakres-polisy\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m?<\/a><\/li>\n<li><a href=\"#jakie-dokumenty-przygotowac\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-do-karty-pobytu\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m th\u1ebb c\u01b0 tr\u00fa l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa l\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn r\u1eb1ng ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110\u1ed1i v\u1edbi c\u01a1 quan ch\u1ee9c n\u0103ng, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea3n cam k\u1ebft \u0111\u01a1n thu\u1ea7n, m\u00e0 l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh b\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m kh\u00e1c. S\u1ef1 b\u1ea3o v\u1ec7 n\u00e0y ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u00ean l\u00e3nh th\u1ed5 Ba Lan.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, c\u00f3 hai gi\u1ea3i ph\u00e1p ph\u1ed5 bi\u1ebfn nh\u1ea5t. Th\u1ee9 nh\u1ea5t l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng, v\u00ed d\u1ee5 nh\u01b0 t\u1ea1i NFZ. Th\u1ee9 hai l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Th\u1ebb c\u01b0 tr\u00fa Ba Lan \u0111\u01b0\u1ee3c coi l\u00e0 b\u1eb1ng ch\u1ee9ng x\u00e1c nh\u1eadn vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf, do \u0111\u00f3, t\u00e0i li\u1ec7u n\u00e0y ph\u1ea3i r\u00f5 r\u00e0ng, c\u00f2n hi\u1ec7u l\u1ef1c v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch c\u01b0 tr\u00fa. C\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng c\u00e1c chi ti\u1ebft c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u01a1 quan t\u1ec9nh ph\u1ee5 tr\u00e1ch th\u1ee7 t\u1ee5c x\u00e1c minh.<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/\">C\u01a1 b\u1ea3n v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan<\/a>. \u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 ch\u1ecdn m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00eau r\u00f5 vi\u1ec7c chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan v\u00e0 c\u00f3 gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap c\u01a1 quan ch\u1ee9c n\u0103ng d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c xem x\u00e9t h\u1ed3 s\u01a1.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-ubezpieczenie-jest-akceptowane\" class=\"kt-adv-heading\">Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u1ea3 b\u1ea3o hi\u1ec3m c\u00f4ng v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 \u0111\u1ec1u \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, mi\u1ec5n l\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m cho th\u1eddi gian l\u01b0u tr\u00fa. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian \u0111\u01b0\u1ee3c n\u00eau trong \u0111\u01a1n xin. Trong c\u00e1c t\u00e0i li\u1ec7u gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ng\u01b0\u1eddi ta nh\u1ea5n m\u1ea1nh r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa ho\u1eb7c n\u1ed9i tr\u00fa, c\u0169ng nh\u01b0 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 li\u00ean quan \u0111\u1ebfn vi\u1ec7c t\u1ed5 ch\u1ee9c c\u1ee9u tr\u1ee3.<\/p>\n<p>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n th\u01b0\u1eddng \u0111\u01b0\u1ee3c nh\u1eefng ng\u01b0\u1eddi ch\u01b0a tham gia B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) l\u1ef1a ch\u1ecdn. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p c\u00f3 th\u1ec3 chi tr\u1ea3 cho c\u00e1c chi ph\u00ed kh\u00e1m b\u1ec7nh, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, v\u1eadn chuy\u1ec3n y t\u1ebf, v\u00e0 \u0111\u00f4i khi c\u1ea3 b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n. Kh\u00f4ng ph\u1ea3i m\u1ecdi h\u1ea1ng m\u1ee5c b\u1ed5 sung \u0111\u1ec1u l\u00e0 b\u1eaft bu\u1ed9c, nh\u01b0ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u1ed9ng r\u00e3i th\u01b0\u1eddng mang l\u1ea1i l\u1ee3i \u00edch cho ng\u01b0\u1eddi \u0111\u0103ng k\u00fd, v\u00ec n\u00f3 \u0111\u1ea3m b\u1ea3o s\u1ef1 b\u1ea3o v\u1ec7 th\u1ef1c s\u1ef1.<\/p>\n<p>Nh\u1eefng ai \u0111ang so s\u00e1nh c\u00e1c \u01b0u \u0111\u00e3i c\u00f3 th\u1ec3 tham kh\u1ea3o t\u00e0i li\u1ec7u n\u00e0y <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-tu-nhan-cho-nguoi-nuoc-ngoai\/xep-hang-cac-cong-ty-bao-hiem-y-te-tu-nhan-tai-ba-lan-nam-2025\/\">x\u1ebfp h\u1ea1ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/a>. T\u1ed5ng quan n\u00e0y gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh.<\/p>\n<h3>Khi n\u00e0o th\u00ec b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n l\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00fd?<\/h3>\n<p>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n d\u00e0nh cho th\u1ebb c\u01b0 tr\u00fa \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i m\u1edbi b\u1eaft \u0111\u1ea7u c\u01b0 tr\u00fa, ch\u01b0a c\u00f3 vi\u1ec7c l\u00e0m ch\u00ednh th\u1ee9c ho\u1eb7c ch\u01b0a c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd n\u00e0o kh\u00e1c \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ). H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c k\u00fd k\u1ebft v\u1edbi th\u1eddi h\u1ea1n m\u1ed9t n\u0103m ho\u1eb7c ng\u1eafn h\u01a1n, \u0111i\u1ec1u n\u00e0y th\u01b0\u1eddng r\u1ea5t thu\u1eadn ti\u1ec7n khi n\u1ed9p \u0111\u01a1n l\u1ea7n \u0111\u1ea7u ho\u1eb7c trong th\u1eddi gian ch\u1edd \u0111\u1ee3i k\u1ebft qu\u1ea3 x\u00e9t duy\u1ec7t.<\/p>\n<h3>M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t th\u01b0\u1eddng bao g\u1ed3m nh\u1eefng g\u00ec?<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb:<\/strong> c\u00e1c l\u1ea7n kh\u00e1m, x\u00e9t nghi\u1ec7m, th\u1ee7 thu\u1eadt v\u00e0 th\u1eddi gian n\u1eb1m vi\u1ec7n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u1ec7nh \u0111\u1ed9t ng\u1ed9t:<\/strong> s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf trong tr\u01b0\u1eddng h\u1ee3p g\u1eb7p ph\u1ea3i c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe b\u1ea5t ng\u1edd.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Tai n\u1ea1n \u0111\u00e1ng ti\u1ebfc:<\/strong> c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p li\u00ean quan \u0111\u1ebfn ch\u1ea5n th\u01b0\u01a1ng ho\u1eb7c t\u1ed5n th\u01b0\u01a1ng c\u01a1 th\u1ec3.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ed7 tr\u1ee3:<\/strong> t\u1ed5 ch\u1ee9c \u0111i\u1ec1u tr\u1ecb, \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng v\u00e0 h\u1ed7 tr\u1ee3 v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>V\u1eadn chuy\u1ec3n y t\u1ebf:<\/strong> v\u1eadn chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c h\u1ed3i h\u01b0\u01a1ng, n\u1ebfu \u0111i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-sprawdzic-zakres-polisy\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u01b0\u1edbc khi mua, b\u1ea1n kh\u00f4ng ch\u1ec9 c\u1ea7n ki\u1ec3m tra gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n ph\u1ea3i xem x\u00e9t n\u1ed9i dung c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u. C\u01a1 s\u1edf ch\u00ednh l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU). Ch\u00ednh t\u1ea1i \u0111\u00f3 c\u00f3 th\u00f4ng tin v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd \u00e1p d\u1ee5ng c\u0169ng nh\u01b0 c\u00e1c s\u1ef1 c\u1ed1 m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3. Trong c\u00e1c s\u1ea3n ph\u1ea9m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, th\u01b0\u1eddng c\u00f3 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan 24 gi\u1edd m\u1ed7i ng\u00e0y, 7 ng\u00e0y m\u1ed7i tu\u1ea7n.<\/p>\n<p>C\u1ea7n l\u01b0u \u00fd \u0111\u1ebfn m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c gi\u1edbi h\u1ea1n \u0111\u1ed1i v\u1edbi t\u1eebng lo\u1ea1i quy\u1ec1n l\u1ee3i. Trong danh m\u1ee5c s\u1ea3n ph\u1ea9m c\u00f3 c\u00e1c g\u00f3i v\u1edbi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u1edf m\u1ee9c 30.000 ho\u1eb7c 60.000 euro, nh\u01b0ng c\u0169ng c\u00f3 c\u00e1c g\u00f3i kh\u00e1c. Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh duy nh\u1ea5t. C\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m, ph\u1ea1m vi c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh v\u00e0 vi\u1ec7c \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo h\u00ecnh th\u1ee9c thanh to\u00e1n tr\u1ef1c ti\u1ebfp hay ho\u00e0n tr\u1ea3 chi ph\u00ed c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m.<\/p>\n<p>N\u1ebfu b\u1ea1n c\u00f2n b\u0103n kho\u0103n, h\u00e3y \u0111\u1ecdc th\u00eam b\u00e0i vi\u1ebft n\u00e0y <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/bao-hiem-dieu-tri-noi-tru-cho-nguoi-nuoc-ngoai-pham-vi-bao-hiem\/\">B\u1ea3o hi\u1ec3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng n\u1ebfu b\u1ea1n mu\u1ed1n c\u00f3 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf to\u00e0n di\u1ec7n.<\/p>\n<h3>C\u1ea7n ch\u00fa \u00fd nh\u1eefng \u0111i\u1ec3m n\u00e0o trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n?<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi l\u00e3nh th\u1ed5:<\/strong> H\u1ec7 th\u1ed1ng an ninh ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 t\u1ea1i Ba Lan.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi gian b\u1ea3o v\u1ec7:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1ea5y t\u1edd ch\u1ee9ng minh:<\/strong> Gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng \u0111\u1ec3 c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 \u0111\u1ecdc \u0111\u01b0\u1ee3c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Lo\u1ea1i tr\u1eeb:<\/strong> H\u00e3y ki\u1ec3m tra nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u1ee9c chi ph\u00ed \u0111\u00f3 ph\u00f9 h\u1ee3p v\u1edbi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb th\u1ef1c t\u1ebf.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 mua g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t m\u00e0 kh\u00f4ng ki\u1ec3m tra xem n\u00f3 c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan hay kh\u00f4ng. \u0110\u1ed1i v\u1edbi th\u1ebb c\u01b0 tr\u00fa, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ph\u1ea3i l\u00e0 t\u00ean s\u1ea3n ph\u1ea9m, m\u00e0 l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-dokumenty-przygotowac\" class=\"kt-adv-heading\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Th\u00f4ng th\u01b0\u1eddng, khi n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa, ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n c\u1ea7n \u0111\u00ednh k\u00e8m t\u00e0i li\u1ec7u ch\u1ee9ng minh vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf. Th\u00f4ng th\u01b0\u1eddng, \u0111\u00f3 s\u1ebd l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn tham gia h\u1ec7 th\u1ed1ng b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng. T\u00e0i li\u1ec7u n\u00e0y c\u1ea7n n\u00eau r\u00f5 th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Ngo\u00e0i ra, vi\u1ec7c gi\u1eef l\u1ea1i to\u00e0n b\u1ed9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u0169ng l\u00e0 m\u1ed9t th\u00f3i quen t\u1ed1t, v\u00ec c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u gi\u1ea3i th\u00edch th\u00eam.<\/p>\n<p>N\u1ebfu \u0111\u00f3 l\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, b\u1ea1n n\u00ean ki\u1ec3m tra xem t\u00e0i li\u1ec7u c\u00f3 ch\u1ee9a \u0111\u1ee7 th\u00f4ng tin \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 \u0111\u01a1n xin hay kh\u00f4ng. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00e0ng r\u00f5 r\u00e0ng th\u00ec nguy c\u01a1 b\u1ecb y\u00eau c\u1ea7u b\u1ed5 sung th\u00f4ng tin c\u00e0ng th\u1ea5p. Khi h\u1ee3p ph\u00e1p h\u00f3a t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa, t\u00ednh nh\u1ea5t qu\u00e1n c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng. Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ph\u1ea3i t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian b\u1ea1n xin c\u01b0 tr\u00fa, v\u00e0 th\u00f4ng tin c\u00e1 nh\u00e2n ph\u1ea3i kh\u1edbp v\u1edbi h\u1ed9 chi\u1ebfu v\u00e0 m\u1eabu \u0111\u01a1n.<\/p>\n<p>B\u00e0i vi\u1ebft n\u00e0y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/cac-lua-chon-bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-viec-lam-tai-ba-lan\/\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi th\u1ea5t nghi\u1ec7p t\u1ea1i Ba Lan<\/a>, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u01b0a c\u00f3 vi\u1ec7c l\u00e0m. \u0110\u00e2y l\u00e0 t\u00ecnh hu\u1ed1ng th\u01b0\u1eddng g\u1eb7p trong l\u1ea7n c\u01b0 tr\u00fa t\u1ea1m th\u1eddi \u0111\u1ea7u ti\u00ean.<\/p>\n<h3>Chu\u1ea9n b\u1ecb tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ee9ng ch\u1ec9:<\/strong> bao g\u1ed3m th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o v\u1ec7.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>X\u00e1c nh\u1eadn thanh to\u00e1n:<\/strong> n\u1ebfu t\u00e0i li\u1ec7u y\u00eau c\u1ea7u.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n:<\/strong> \u0111\u1ec3 tham kh\u1ea3o khi c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u cung c\u1ea5p chi ti\u1ebft v\u1ec1 ph\u1ea1m vi.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin theo h\u1ed9 chi\u1ebfu:<\/strong> h\u1ecd t\u00ean v\u00e0 s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi gian b\u1ea3o v\u1ec7:<\/strong> ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn t\u1ea1i Ba Lan.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f3 \u0111\u1ee7 \u0111\u1ec3 xin th\u1ebb c\u01b0 tr\u00fa kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f3 th\u1ec3 l\u00e0 \u0111\u1ee7 n\u1ebfu n\u00f3 \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c v\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. B\u1ea1n c\u0169ng n\u00ean gi\u1eef l\u1ea1i \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng tr\u01b0\u1eddng h\u1ee3p c\u1ea7n x\u00e1c minh th\u00eam.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia c\u00f3 t\u1ed1t h\u01a1n b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n kh\u00f4ng?<\/h3>\n<p>Ch\u01b0\u01a1ng tr\u00ecnh B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) c\u00f3 th\u1ec3 l\u00e0 l\u1ef1a ch\u1ecdn thu\u1eadn ti\u1ec7n n\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 quy\u1ec1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng, v\u00ed d\u1ee5 nh\u01b0 th\u00f4ng qua c\u00f4ng vi\u1ec7c ho\u1eb7c tr\u00ean c\u01a1 s\u1edf ph\u00e1p l\u00fd kh\u00e1c. Tuy nhi\u00ean, b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n th\u01b0\u1eddng \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn nhi\u1ec1u h\u01a1n trong giai \u0111o\u1ea1n \u0111\u1ea7u c\u1ee7a th\u1eddi gian l\u01b0u tr\u00fa, v\u00ec c\u00f3 th\u1ec3 mua nhanh h\u01a1n v\u00e0 d\u1ec5 d\u00e0ng \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa. S\u1ef1 l\u1ef1a ch\u1ecdn n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o ho\u00e0n c\u1ea3nh c\u00e1 nh\u00e2n v\u00e0 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa.<\/p>\n<h3>C\u1ea7n xu\u1ea5t tr\u00ecnh nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o cho c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ec3 l\u00e0m b\u1eb1ng ch\u1ee9ng v\u1ec1 b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n s\u1ebd c\u1ea7n xu\u1ea5t tr\u00ecnh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn \u0111ang tham gia b\u1ea3o hi\u1ec3m y t\u1ebf. T\u00e0i li\u1ec7u n\u00e0y c\u1ea7n ghi r\u00f5 th\u00f4ng tin c\u00e1 nh\u00e2n, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. B\u1ea1n c\u0169ng n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n b\u1ea3n \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 tr\u00ecnh khi c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u b\u1ed5 sung.<\/p>\n<h3>B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa c\u00f3 gi\u00e1 bao nhi\u00eau?<\/h3>\n<p>Gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ed9 tu\u1ed5i, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi quy\u1ec1n l\u1ee3i. C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb h\u01a1n th\u01b0\u1eddng c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1eb9p h\u01a1n, trong khi c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n h\u01a1n c\u00f2n bao g\u1ed3m b\u1ea3o hi\u1ec3m tai n\u1ea1n, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. Tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean so s\u00e1nh kh\u00f4ng ch\u1ec9 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n c\u1ea3 c\u00e1c gi\u1edbi h\u1ea1n th\u1ef1c t\u1ebf v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/h3>\n<p>V\u1ec1 nguy\u00ean t\u1eafc, gi\u1ea5y t\u1edd b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c trong kho\u1ea3ng th\u1eddi gian m\u00e0 b\u1ea1n khai b\u00e1o trong \u0111\u01a1n xin ho\u1eb7c theo th\u1eddi h\u1ea1n l\u01b0u tr\u00fa \u0111\u01b0\u1ee3c c\u1ea5p. N\u1ebfu th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m qu\u00e1 ng\u1eafn, b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb y\u00eau c\u1ea7u b\u1ed5 sung gi\u1ea5y t\u1edd. Do \u0111\u00f3, t\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean \u0111i\u1ec1u ch\u1ec9nh th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn.<\/p>\n<h3>C\u01a1 quan c\u00f3 th\u1ec3 ph\u1ea3n \u0111\u1ed1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u gi\u1ea3i th\u00edch n\u1ebfu t\u00e0i li\u1ec7u kh\u00f4ng r\u00f5 r\u00e0ng, qu\u00e1 chung chung ho\u1eb7c kh\u00f4ng x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan. M\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1c l\u00e0 thi\u1ebfu th\u00f4ng tin v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m ho\u1eb7c th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c. Do \u0111\u00f3, b\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<h3>C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec1u n\u00e0y l\u00e0 kh\u1ea3 thi, nh\u01b0ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi c\u1ea7n \u0111\u1ea3m b\u1ea3o t\u00ednh li\u00ean t\u1ee5c c\u1ee7a quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n \u0111ang c\u00e2n nh\u1eafc vi\u1ec7c thay \u0111\u1ed5i, h\u00e3y \u0111\u1ecdc h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/toi-co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-sang-mot-goi-khac-khong\/\">T\u00f4i c\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/a>. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i \u0111\u1ea3m b\u1ea3o kh\u00f4ng \u0111\u1ec3 x\u1ea3y ra gi\u00e1n \u0111o\u1ea1n trong vi\u1ec7c b\u1ea3o hi\u1ec3m y t\u1ebf.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m th\u1ebb c\u01b0 tr\u00fa c\u1ea7n ph\u1ea3i \u0111\u1ea3m b\u1ea3o s\u1ef1 b\u1ea3o v\u1ec7 y t\u1ebf th\u1ef1c s\u1ef1 trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c ph\u00f9 h\u1ee3p v\u00e0 t\u00e0i li\u1ec7u r\u00f5 r\u00e0ng \u0111\u1ec3 n\u1ed9p cho c\u01a1 quan ch\u1ee9c n\u0103ng. N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00e1nh sai s\u00f3t, h\u00e3y so s\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) v\u00e0 chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u k\u00e8m theo tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. Nh\u1edd \u0111\u00f3, b\u1ea3o hi\u1ec3m th\u1ebb c\u01b0 tr\u00fa Ba Lan s\u1ebd kh\u00f4ng c\u00f2n l\u00e0 tr\u1edf ng\u1ea1i m\u00e0 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng trong to\u00e0n b\u1ed9 quy tr\u00ecnh.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea5y t\u1edd quan tr\u1ecdng khi n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u1ea7n ph\u1ea3i ch\u1ee9ng minh 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