{"id":3733,"date":"2026-06-09T13:27:37","date_gmt":"2026-06-09T11:27:37","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/"},"modified":"2026-09-30T05:25:22","modified_gmt":"2026-09-30T03:25:22","slug":"bao-hiem-y-te-o-ba-lan-bao-gom-nhung-gi","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan bao g\u1ed3m nh\u1eefng g\u00ec?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m y t\u1ebf<\/strong> \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m t\u00e0i ch\u00ednh chi tr\u1ea3 chi ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u01b0\u1ee3c ch\u1ecdn t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi \u201cb\u1ea3o hi\u1ec3m y t\u1ebf bao g\u1ed3m nh\u1eefng g\u00ec\u201d ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m, g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 v\u00e0 c\u00e1c gi\u1edbi h\u1ea1n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan c\u00f3 th\u1ec3 bao g\u1ed3m nh\u1eefng g\u00ec, c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf n\u00e0o th\u01b0\u1eddng c\u00f3 s\u1eb5n t\u1ea1i Ba Lan, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa, c\u0169ng nh\u01b0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi ph\u00e2n t\u00edch c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-zdrowotne\">B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-swiadczenia-obejmuje-polisy\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m n\u00e0y bao g\u1ed3m nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0o?<\/a><\/li>\n<li><a href=\"#leczenie-ambulatoryjne-i-szpitalne\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n<li><a href=\"#czego-polisa-zwykle-nie-pokrywa\">B\u1ea3o hi\u1ec3m th\u01b0\u1eddng kh\u00f4ng chi tr\u1ea3 nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-sprawdzic-zakres-ochrony\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-zdrowotne\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m gi\u00fap \u0111\u1ea3m b\u1ea3o quy\u1ec1n ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c y t\u1ebf v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro ph\u1ea3i t\u1ef1 chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cao. T\u00f9y thu\u1ed9c v\u00e0o c\u01a1 s\u1edf b\u1ea3o hi\u1ec3m, \u0111\u00e2y c\u00f3 th\u1ec3 l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, c\u00e1c s\u1ea3n ph\u1ea9m \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 c\u01b0 tr\u00fa v\u00e0 th\u1ecb th\u1ef1c c\u0169ng r\u1ea5t quan tr\u1ecdng.<\/p>\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan kh\u00f4ng gi\u1ed1ng nhau \u1edf m\u1ecdi n\u01a1i. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ee7 y\u1ebfu bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, trong khi nh\u1eefng h\u1ee3p \u0111\u1ed3ng kh\u00e1c c\u00f2n bao g\u1ed3m c\u1ea3 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n, v\u1eadn chuy\u1ec3n y t\u1ebf, thu\u1ed1c men v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n kh\u00f4ng ch\u1ec9 c\u1ea7n ki\u1ec3m tra t\u00ean s\u1ea3n ph\u1ea9m m\u00e0 c\u00f2n ph\u1ea3i xem x\u00e9t m\u1ee9c b\u1ea3o hi\u1ec3m, gi\u1edbi h\u1ea1n chi tr\u1ea3 cho t\u1eebng d\u1ecbch v\u1ee5 c\u1ee5 th\u1ec3 c\u0169ng nh\u01b0 ph\u1ea1m vi \u00e1p d\u1ee5ng. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng n\u00e0y, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-cho-sinh-vien-o-ba-lan-co-can-thiet-khong\/\">b\u1ea3o hi\u1ec3m y t\u1ebf cho sinh vi\u00ean t\u1ea1i Ba Lan<\/a>.<\/p>\n<p>D\u1eef li\u1ec7u t\u1eeb c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m cho th\u1ea5y ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao g\u1ed3m chi ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u01b0\u1ee3c cung c\u1ea5p tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan. Trong nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m, \u201cd\u1ecbch v\u1ee5 y t\u1ebf\u201d \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 c\u00e1c th\u1ee7 t\u1ee5c y t\u1ebf c\u1ea7n thi\u1ebft li\u00ean quan \u0111\u1ebfn b\u1ec7nh t\u1eadt, thai k\u1ef3 ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n. Ch\u00ednh \u0111\u1ecbnh ngh\u0129a n\u00e0y x\u00e1c \u0111\u1ecbnh nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Ch\u1ec9 t\u00ean c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7. H\u00e3y lu\u00f4n ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung, m\u1ee9c b\u1ea3o hi\u1ec3m, gi\u1edbi h\u1ea1n quy\u1ec1n l\u1ee3i v\u00e0 danh s\u00e1ch c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-swiadczenia-obejmuje-polisy\" class=\"kt-adv-heading\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m n\u00e0y bao g\u1ed3m nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf ph\u1ed5 bi\u1ebfn nh\u1ea5t t\u1ea1i Ba Lan \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 bao g\u1ed3m: t\u01b0 v\u1ea5n b\u00e1c s\u0129, ch\u1ea9n \u0111o\u00e1n c\u01a1 b\u1ea3n v\u00e0 chuy\u00ean khoa, c\u00e1c th\u1ee7 thu\u1eadt ngo\u1ea1i tr\u00fa v\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa. Trong m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m, b\u1ea3o hi\u1ec3m c\u0169ng bao g\u1ed3m ph\u1eabu thu\u1eadt, x\u00e9t nghi\u1ec7m, ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh, th\u0103m kh\u00e1m t\u1ea1i c\u00e1c b\u00e1c s\u0129 chuy\u00ean khoa c\u1ee5 th\u1ec3 v\u00e0 ch\u0103m s\u00f3c sau khi b\u1ecb b\u1ec7nh \u0111\u1ed9t ng\u1ed9t. M\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m th\u0103m kh\u00e1m tr\u1ef1c tuy\u1ebfn, ho\u00e0n tr\u1ea3 chi ph\u00ed thu\u1ed1c, nha khoa, ph\u00f2ng ng\u1eeba ho\u1eb7c h\u1ed7 tr\u1ee3 y t\u1ebf.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n l\u1ef1a ch\u1ecdn. C\u00f3 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n, m\u1edf r\u1ed9ng v\u00e0 to\u00e0n di\u1ec7n. G\u00f3i b\u1ea3o hi\u1ec3m c\u00e0ng r\u1ed9ng, s\u1ed1 l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c cung c\u1ea5p c\u00e0ng nhi\u1ec1u, nh\u01b0ng ph\u00ed b\u1ea3o hi\u1ec3m th\u01b0\u1eddng c\u0169ng cao h\u01a1n. Trong m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 do \u0111\u1ed1i t\u00e1c y t\u1ebf cung c\u1ea5p, trong khi \u1edf nh\u1eefng h\u1ee3p \u0111\u1ed3ng kh\u00e1c, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb v\u00e0 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t th\u00f4ng qua trung t\u00e2m c\u1ea5p c\u1ee9u.<\/p>\n<p>Trong nhi\u1ec1u s\u1ea3n ph\u1ea9m, ng\u01b0\u1eddi ta c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u00e1c t\u00ednh n\u0103ng b\u1ea3o v\u1ec7 nh\u01b0:<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u01b0 v\u1ea5n y t\u1ebf:<\/strong> kh\u00e1m n\u1ed9i khoa v\u00e0 kh\u00e1m chuy\u00ean khoa.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ch\u1ea9n \u0111o\u00e1n:<\/strong> c\u00e1c x\u00e9t nghi\u1ec7m trong ph\u00f2ng th\u00ed nghi\u1ec7m v\u00e0 ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh t\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>C\u00e1c th\u1ee7 thu\u1eadt ngo\u1ea1i tr\u00fa:<\/strong> c\u00e1c d\u1ecbch v\u1ee5 kh\u00f4ng c\u1ea7n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa:<\/strong> nh\u1eadp vi\u1ec7n v\u00e0 ph\u1eabu thu\u1eadt, n\u1ebfu c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ee5 ki\u1ec7n:<\/strong> thu\u1ed1c, v\u1eadn chuy\u1ec3n y t\u1ebf, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ho\u1eb7c t\u01b0 v\u1ea5n t\u1eeb xa.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111ang so s\u00e1nh c\u00e1c \u01b0u \u0111\u00e3i, \u0111i\u1ec1u n\u00e0y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-tu-nhan-cho-nguoi-nuoc-ngoai\/xep-hang-cac-cong-ty-bao-hiem-y-te-tu-nhan-tai-ba-lan-nam-2025\/\">X\u1ebfp h\u1ea1ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n<\/a>, b\u1edfi v\u00ec n\u00f3 cho th\u1ea5y ph\u1ea1m vi v\u00e0 gi\u1edbi h\u1ea1n c\u1ee7a s\u1ef1 b\u1ea3o v\u1ec7 c\u00f3 th\u1ec3 kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"leczenie-ambulatoryjne-i-szpitalne\" class=\"kt-adv-heading\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa l\u00e0 hai tr\u1ee5 c\u1ed9t c\u01a1 b\u1ea3n c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf, nh\u01b0ng kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 gi\u1ed1ng nhau. \u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i n\u1eb1m vi\u1ec7n su\u1ed1t ng\u00e0y \u0111\u00eam. Trong \u0111\u00f3 bao g\u1ed3m c\u00e1c bu\u1ed5i t\u01b0 v\u1ea5n b\u00e1c s\u0129, m\u1ed9t s\u1ed1 x\u00e9t nghi\u1ec7m, c\u00e1c th\u1ee7 thu\u1eadt nh\u1ecf, theo d\u00f5i t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe ho\u1eb7c c\u00e1c cu\u1ed9c kh\u00e1m chuy\u00ean khoa. Trong m\u1ed9t s\u1ed1 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m, danh s\u00e1ch c\u00e1c b\u00e1c s\u0129 v\u00e0 c\u00e1c x\u00e9t nghi\u1ec7m c\u00f3 s\u1eb5n trong ph\u1ea1m vi n\u00e0y \u0111\u01b0\u1ee3c n\u00eau r\u00f5 r\u00e0ng.<\/p>\n<p>\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u00e1p d\u1ee5ng cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p nghi\u00eam tr\u1ecdng h\u01a1n. G\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y bao g\u1ed3m th\u1eddi gian n\u1eb1m vi\u1ec7n, ch\u0103m s\u00f3c 24\/7, ph\u1eabu thu\u1eadt, c\u00e1c th\u1ee7 thu\u1eadt ch\u1ea9n \u0111o\u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong th\u1eddi gian nh\u1eadp vi\u1ec7n, c\u0169ng nh\u01b0 c\u00e1c bi\u1ec7n ph\u00e1p c\u1ea7n thi\u1ebft sau khi b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n. Trong m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m vi\u1ec7c s\u1eafp x\u1ebfp \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n v\u00e0 chi tr\u1ea3 chi ph\u00ed ph\u1eabu thu\u1eadt, n\u1ebfu c\u00e1c ca ph\u1eabu thu\u1eadt n\u00e0y \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh v\u1ec1 m\u1eb7t y t\u1ebf.<\/p>\n<p>Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng kh\u00f4ng ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u cung c\u1ea5p quy\u1ec1n l\u1ee3i nh\u01b0 nhau \u0111\u1ed1i v\u1edbi c\u1ea3 hai h\u00ecnh th\u1ee9c \u0111i\u1ec1u tr\u1ecb n\u00e0y. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m ch\u1ec9 b\u1ea3o hi\u1ec3m cho \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, c\u00f2n \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa th\u00ec c\u1ea7n ph\u1ea3i mua th\u00eam g\u00f3i m\u1edf r\u1ed9ng. N\u1ebfu b\u1ea1n \u0111ang xem x\u00e9t c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, b\u00e0i vi\u1ebft v\u1ec1 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/bao-hiem-dieu-tri-noi-tru-cho-nguoi-nuoc-ngoai-pham-vi-bao-hiem\/\">v\u1ec1 vi\u1ec7c \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa th\u01b0\u1eddng bao g\u1ed3m c\u00e1c l\u1ea7n kh\u00e1m v\u00e0 x\u00e9t nghi\u1ec7m m\u00e0 kh\u00f4ng c\u1ea7n nh\u1eadp vi\u1ec7n. \u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa bao g\u1ed3m vi\u1ec7c n\u1eb1m vi\u1ec7n, c\u00e1c th\u1ee7 thu\u1eadt \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n 24\/7 v\u00e0 th\u01b0\u1eddng c\u00f3 m\u1ee9c chi ph\u00ed cao h\u01a1n.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czego-polisa-zwykle-nie-pokrywa\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m th\u01b0\u1eddng kh\u00f4ng chi tr\u1ea3 nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m nh\u1eefng g\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m th\u01b0\u1eddng c\u00f3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf kh\u00f4ng thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n, \u0111i\u1ec1u tr\u1ecb n\u1eb1m ngo\u00e0i ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 nha khoa, ph\u1ee5c h\u00ecnh r\u0103ng, ch\u1ec9nh nha, \u0111i\u1ec1u tr\u1ecb v\u00f4 sinh, c\u00e1c th\u1ee7 thu\u1eadt th\u1ea9m m\u1ef9 ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng ch\u1ea5t k\u00edch th\u00edch. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169ng gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m trong tr\u01b0\u1eddng h\u1ee3p chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chi tr\u1ea3 t\u1eeb m\u1ed9t h\u1ec7 th\u1ed1ng b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n<p>C\u00e1c gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m c\u0169ng r\u1ea5t quan tr\u1ecdng. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m d\u1ecbch v\u1ee5 c\u1ee5 th\u1ec3, nh\u01b0ng ch\u1ec9 \u0111\u1ebfn m\u1ed9t m\u1ee9c ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh, s\u1ed1 l\u1ea7n th\u0103m kh\u00e1m nh\u1ea5t \u0111\u1ecbnh ho\u1eb7c sau khi li\u00ean h\u1ec7 tr\u01b0\u1edbc v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u. Tr\u00ean th\u1ef1c t\u1ebf, ph\u1ea1m vi b\u1ea3o hi\u1ec3m tr\u00ean gi\u1ea5y t\u1edd c\u00f3 th\u1ec3 r\u1ed9ng, nh\u01b0ng l\u1ea1i b\u1ecb gi\u1edbi h\u1ea1n b\u1edfi c\u00e1c gi\u1edbi h\u1ea1n ph\u1ee5 ho\u1eb7c y\u00eau c\u1ea7u ph\u1ea3i s\u1eed d\u1ee5ng m\u1ea1ng l\u01b0\u1edbi c\u01a1 s\u1edf y t\u1ebf c\u1ee5 th\u1ec3. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean so s\u00e1nh kh\u00f4ng ch\u1ec9 gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n c\u1ea3 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng th\u1ef1c t\u1ebf c\u00e1c d\u1ecbch v\u1ee5.<\/p>\n<p>N\u1ebfu b\u1ea1n c\u00f3 k\u1ebf ho\u1ea1ch \u1edf l\u1ea1i Ba Lan trong th\u1eddi gian d\u00e0i, b\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem li\u1ec7u c\u00f3 th\u1ec3 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/toi-co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-sang-mot-goi-khac-khong\/\">thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa<\/a>, n\u1ebfu k\u1ebf ho\u1ea1ch hi\u1ec7n t\u1ea1i t\u1ecf ra qu\u00e1 h\u1ea1n h\u1eb9p.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-sprawdzic-zakres-ochrony\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ec3 \u0111\u00e1nh gi\u00e1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u0169ng nh\u01b0 b\u1ea3n m\u00f4 t\u1ea3 s\u1ea3n ph\u1ea9m. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong h\u1ee3p \u0111\u1ed3ng, xem li\u1ec7u h\u1ee3p \u0111\u1ed3ng c\u00f3 bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh c\u1ea5p t\u00ednh, b\u1ec7nh m\u00e3n t\u00ednh, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa hay kh\u00f4ng, c\u0169ng nh\u01b0 li\u1ec7u c\u00f3 h\u1ed7 tr\u1ee3 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t hay kh\u00f4ng. Ti\u1ebfp theo, h\u00e3y xem x\u00e9t m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c gi\u1edbi h\u1ea1n chi tr\u1ea3 cho b\u00e1c s\u0129 chuy\u00ean khoa, c\u00e1c x\u00e9t nghi\u1ec7m, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 thu\u1ed1c men.<\/p>\n<p>Quy tr\u00ecnh s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u0169ng r\u1ea5t quan tr\u1ecdng. V\u1edbi m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m, b\u1ea1n c\u1ea7n \u0111\u1eb7t l\u1ecbch h\u1eb9n qua \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng, c\u1ed5ng th\u00f4ng tin d\u00e0nh cho b\u1ec7nh nh\u00e2n ho\u1eb7c tr\u1ef1c ti\u1ebfp t\u1ea1i c\u01a1 s\u1edf y t\u1ebf. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng ph\u1ea3i xu\u1ea5t tr\u00ecnh h\u1ed9 chi\u1ebfu ho\u1eb7c th\u1ebb c\u01b0 tr\u00fa. Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n cung c\u1ea5p h\u00f3a \u0111\u01a1n, m\u1eabu \u0111\u01a1n khai b\u00e1o v\u00e0 h\u1ed3 s\u01a1 y t\u1ebf. N\u1ebfu b\u1ea1n ch\u01b0a ch\u1eafc ch\u1eafn n\u00ean ch\u1ecdn g\u00f3i n\u00e0o, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/cac-lua-chon-bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-viec-lam-tai-ba-lan\/\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi th\u1ea5t nghi\u1ec7p t\u1ea1i Ba Lan<\/a>.<\/p>\n<p>M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t c\u1ea7n ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf. Ng\u01b0\u1eddi ch\u1ec9 c\u1ea7n t\u01b0 v\u1ea5n c\u01a1 b\u1ea3n kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n. Ng\u01b0\u1ee3c l\u1ea1i, gia \u0111\u00ecnh, sinh vi\u00ean ho\u1eb7c ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa d\u00e0i h\u1ea1n n\u00ean ch\u00fa \u00fd nhi\u1ec1u h\u01a1n \u0111\u1ebfn c\u00e1c d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ch\u1ea9n \u0111o\u00e1n y t\u1ebf v\u00e0 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan th\u01b0\u1eddng bao g\u1ed3m nh\u1eefng g\u00ec?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, c\u00e1c th\u1ee7 thu\u1eadt ngo\u1ea1i tr\u00fa v\u00e0, trong c\u00e1c g\u00f3i m\u1edf r\u1ed9ng h\u01a1n, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa. Ph\u1ea1m vi c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa kh\u00f4ng?<\/h3>\n<p>G\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m c\u1ea3 hai ph\u1ea1m vi, nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ed3ng th\u1eddi. M\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m ch\u1ec9 bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, trong khi d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ph\u1eabu thu\u1eadt ch\u1ec9 c\u00f3 trong g\u00f3i m\u1edf r\u1ed9ng.<\/p>\n<h3>C\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n c\u1ea7n xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u00f9ng v\u1edbi s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c th\u1ebb kh\u00e1ch h\u00e0ng. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng xu\u1ea5t tr\u00ecnh h\u1ed9 chi\u1ebfu ho\u1eb7c th\u1ebb c\u01b0 tr\u00fa, v\u00e0 khi y\u00eau c\u1ea7u ho\u00e0n ti\u1ec1n, b\u1ea1n c\u1ea7n \u0111\u00ednh k\u00e8m h\u00f3a \u0111\u01a1n v\u00e0 h\u1ed3 s\u01a1 y t\u1ebf.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 chi tr\u1ea3 cho thu\u1ed1c men kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. M\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed thu\u1ed1c ho\u1eb7c chi tr\u1ea3 chi ph\u00ed v\u1eadt t\u01b0 y t\u1ebf, nh\u01b0ng th\u01b0\u1eddng ch\u1ec9 trong ph\u1ea1m vi gi\u1edbi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh v\u00e0 theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean to\u00e0n l\u00e3nh th\u1ed5 Ba Lan kh\u00f4ng?<\/h3>\n<p>Nhi\u1ec1u s\u1ea3n ph\u1ea9m c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan, nh\u01b0ng c\u00e1ch th\u1ee9c cung c\u1ea5p d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ea1ng l\u01b0\u1edbi c\u01a1 s\u1edf y t\u1ebf. Tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean ki\u1ec3m tra xem c\u00f3 b\u00e1c s\u0129 n\u00e0o t\u1ea1i n\u01a1i b\u1ea1n \u0111ang c\u01b0 tr\u00fa hay kh\u00f4ng v\u00e0 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/\">c\u1ea9m nang b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n<h3>Ai c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd ki\u1ec3m tra k\u1ef9 ph\u1ea1m vi b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Tr\u01b0\u1edbc h\u1ebft l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, sinh vi\u00ean, nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) v\u00e0 c\u00e1c gia \u0111\u00ecnh c\u00f3 k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa d\u00e0i h\u1ea1n t\u1ea1i Ba Lan. \u0110\u1ed1i v\u1edbi c\u00e1c nh\u00f3m n\u00e0y, kh\u00f4ng ch\u1ec9 c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf l\u00e0 quan tr\u1ecdng, m\u00e0 vi\u1ec7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c c\u0169ng r\u1ea5t quan tr\u1ecdng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi \u201cB\u1ea3o hi\u1ec3m y t\u1ebf bao g\u1ed3m nh\u1eefng g\u00ec?\u201d l\u00e0: tr\u01b0\u1edbc h\u1ebft l\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c ghi r\u00f5 trong h\u1ee3p \u0111\u1ed3ng v\u00e0 n\u1eb1m trong gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m t\u01b0 v\u1ea5n, ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa, nh\u01b0ng c\u00e1c chi ti\u1ebft c\u1ee5 th\u1ec3 lu\u00f4n ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn. Tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn, h\u00e3y ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb, gi\u1edbi h\u1ea1n v\u00e0 c\u00e1ch th\u1ee9c th\u1ef1c hi\u1ec7n c\u00e1c d\u1ecbch v\u1ee5. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c nh\u1eefng g\u00ec th\u1ef1c s\u1ef1 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh gi\u00fap chi tr\u1ea3 chi ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi v\u1ec1 nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c bao g\u1ed3m\u2026<\/p>","protected":false},"author":2,"featured_media":3732,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[52,63,56,59,54],"class_list":["post-3733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-zdrowotnego-w-polsce","tag-koszt-ubezpieczenia","tag-owu","tag-polisa-medyczna","tag-prywatne-ubezpieczenie","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Co obejmuje ubezpieczenie zdrowotne w Polsce? - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, co obejmuje ubezpieczenie zdrowotne w Polsce, jakie \u015bwiadczenia medyczne pokrywa i kiedy dzia\u0142a leczenie ambulatoryjne oraz szpitalne.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-o-ba-lan-bao-gom-nhung-gi\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Co obejmuje ubezpieczenie zdrowotne w Polsce?\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, co obejmuje ubezpieczenie zdrowotne w Polsce, jakie \u015bwiadczenia medyczne pokrywa i kiedy dzia\u0142a leczenie ambulatoryjne oraz szpitalne.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-o-ba-lan-bao-gom-nhung-gi\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance VISA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-09T11:27:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T03:25:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/person\\\/c078f3c69511a8a0baa74f5da100c301\"},\"headline\":\"Co obejmuje ubezpieczenie zdrowotne w Polsce?\",\"datePublished\":\"2026-06-09T11:27:37+00:00\",\"dateModified\":\"2026-09-30T03:25:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/\"},\"wordCount\":1384,\"publisher\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-2.webp\",\"keywords\":[\"koszt ubezpieczenia\",\"OWU\",\"polisa medyczna\",\"prywatne ubezpieczenie\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Podstawy ubezpieczenia zdrowotnego w Polsce\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/\",\"name\":\"Co obejmuje ubezpieczenie zdrowotne w Polsce? - Insurance VISA\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-2.webp\",\"datePublished\":\"2026-06-09T11:27:37+00:00\",\"dateModified\":\"2026-09-30T03:25:22+00:00\",\"description\":\"Sprawd\u017a, co obejmuje ubezpieczenie zdrowotne w Polsce, jakie \u015bwiadczenia medyczne pokrywa i kiedy dzia\u0142a leczenie ambulatoryjne oraz szpitalne.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-2.webp\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/foto-2.webp\",\"width\":2528,\"height\":1696,\"caption\":\"Co obejmuje ubezpieczenie zdrowotne w Polsce?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\\\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/insurancevisa.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Co obejmuje ubezpieczenie zdrowotne w Polsce?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w do wizy i karty pobytu\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"width\":244,\"height\":68,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/vi\\\/#\\\/schema\\\/person\\\/c078f3c69511a8a0baa74f5da100c301\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"url\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"contentUrl\":\"https:\\\/\\\/insurancevisa.com\\\/wp-content\\\/litespeed\\\/avatar\\\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan bao g\u1ed3m nh\u1eefng g\u00ec? - Insurance VISA","description":"H\u00e3y t\u00ecm hi\u1ec3u xem b\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan bao g\u1ed3m nh\u1eefng g\u00ec, c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf n\u00e0o \u0111\u01b0\u1ee3c chi tr\u1ea3, c\u0169ng nh\u01b0 khi n\u00e0o th\u00ec \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-o-ba-lan-bao-gom-nhung-gi\/","og_locale":"vi_VN","og_type":"article","og_title":"Co obejmuje ubezpieczenie zdrowotne w Polsce?","og_description":"Sprawd\u017a, co obejmuje ubezpieczenie zdrowotne w Polsce, jakie \u015bwiadczenia medyczne pokrywa i kiedy dzia\u0142a leczenie ambulatoryjne oraz szpitalne.","og_url":"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-o-ba-lan-bao-gom-nhung-gi\/","og_site_name":"Insurance VISA","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-06-09T11:27:37+00:00","article_modified_time":"2026-09-30T03:25:22+00:00","og_image":[{"width":2528,"height":1696,"url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"redaktor","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"7 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#article","isPartOf":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/"},"author":{"name":"redaktor","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/person\/c078f3c69511a8a0baa74f5da100c301"},"headline":"Co obejmuje ubezpieczenie zdrowotne w Polsce?","datePublished":"2026-06-09T11:27:37+00:00","dateModified":"2026-09-30T03:25:22+00:00","mainEntityOfPage":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/"},"wordCount":1384,"publisher":{"@id":"https:\/\/insurancevisa.com\/vi\/#organization"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp","keywords":["koszt ubezpieczenia","OWU","polisa medyczna","prywatne ubezpieczenie","ubezpieczenie zdrowotne"],"articleSection":["Podstawy ubezpieczenia zdrowotnego w Polsce"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/","url":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/","name":"B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan bao g\u1ed3m nh\u1eefng g\u00ec? - Insurance VISA","isPartOf":{"@id":"https:\/\/insurancevisa.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#primaryimage"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp","datePublished":"2026-06-09T11:27:37+00:00","dateModified":"2026-09-30T03:25:22+00:00","description":"H\u00e3y t\u00ecm hi\u1ec3u xem b\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan bao g\u1ed3m nh\u1eefng g\u00ec, c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf n\u00e0o \u0111\u01b0\u1ee3c chi tr\u1ea3, c\u0169ng nh\u01b0 khi n\u00e0o th\u00ec \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng.","breadcrumb":{"@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#primaryimage","url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2.webp","width":2528,"height":1696,"caption":"Co obejmuje ubezpieczenie zdrowotne w Polsce?"},{"@type":"BreadcrumbList","@id":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/co-obejmuje-ubezpieczenie-zdrowotne-w-polsce\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/insurancevisa.com\/"},{"@type":"ListItem","position":2,"name":"Co obejmuje ubezpieczenie zdrowotne w Polsce?"}]},{"@type":"WebSite","@id":"https:\/\/insurancevisa.com\/vi\/#website","url":"https:\/\/insurancevisa.com\/vi\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0 th\u1ebb c\u01b0 tr\u00fa","publisher":{"@id":"https:\/\/insurancevisa.com\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurancevisa.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/insurancevisa.com\/vi\/#organization","name":"naZycie.pl","url":"https:\/\/insurancevisa.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","width":244,"height":68,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/insurancevisa.com\/vi\/#\/schema\/person\/c078f3c69511a8a0baa74f5da100c301","name":"bi\u00ean t\u1eadp vi\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","url":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","contentUrl":"https:\/\/insurancevisa.com\/wp-content\/litespeed\/avatar\/b228801e78b4ec2f78c1ff43658495b0.jpg?ver=1793978175","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":41,"label":"Podstawy ubezpieczenia zdrowotnego w Polsce"}],"post_tag":[{"value":52,"label":"koszt ubezpieczenia"},{"value":63,"label":"OWU"},{"value":56,"label":"polisa medyczna"},{"value":59,"label":"prywatne ubezpieczenie"},{"value":54,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/insurancevisa.com\/wp-content\/uploads\/2026\/06\/foto-2-1024x687.webp",1024,687,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/insurancevisa.com\/vi\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":41,"name":"Podstawy ubezpieczenia zdrowotnego w Polsce","slug":"podstawy-ubezpieczenia-zdrowotnego-w-polsce","term_group":0,"term_taxonomy_id":41,"taxonomy":"category","description":"","parent":0,"count":24,"filter":"raw","cat_ID":41,"category_count":24,"category_description":"","cat_name":"Podstawy ubezpieczenia zdrowotnego w Polsce","category_nicename":"podstawy-ubezpieczenia-zdrowotnego-w-polsce","category_parent":0}],"tag_info":[{"term_id":52,"name":"koszt ubezpieczenia","slug":"koszt-ubezpieczenia","term_group":0,"term_taxonomy_id":52,"taxonomy":"post_tag","description":"","parent":0,"count":21,"filter":"raw"},{"term_id":63,"name":"OWU","slug":"owu","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: OWU, w tym \u201ePrywatne ubezpieczenie cudzoziemca \u2013 jak wybra\u0107?\u201d.","parent":0,"count":33,"filter":"raw"},{"term_id":56,"name":"polisa medyczna","slug":"polisa-medyczna","term_group":0,"term_taxonomy_id":56,"taxonomy":"post_tag","description":"","parent":0,"count":58,"filter":"raw"},{"term_id":59,"name":"prywatne ubezpieczenie","slug":"prywatne-ubezpieczenie","term_group":0,"term_taxonomy_id":59,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: prywatne ubezpieczenie, w tym \u201ePrywatne ubezpieczenie cudzoziemca \u2013 jak wybra\u0107?\u201d.","parent":0,"count":54,"filter":"raw"},{"term_id":54,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":54,"taxonomy":"post_tag","description":"","parent":0,"count":75,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/comments?post=3733"}],"version-history":[{"count":3,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3733\/revisions"}],"predecessor-version":[{"id":3852,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/posts\/3733\/revisions\/3852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/media\/3732"}],"wp:attachment":[{"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/media?parent=3733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/categories?post=3733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancevisa.com\/vi\/wp-json\/wp\/v2\/tags?post=3733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}