{"id":3760,"date":"2026-06-30T13:24:22","date_gmt":"2026-06-30T11:24:22","guid":{"rendered":"https:\/\/insurancevisa.com\/nieskategoryzowane\/jaka-suma-ubezpieczenia-do-wizy-wystarczy\/"},"modified":"2026-09-30T05:26:14","modified_gmt":"2026-09-30T03:26:14","slug":"muc-bao-hiem-bao-nhieu-la-du-de-xin-thi-thuc","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/ubezpieczenie-wymagane-do-wizy-i-karty-pobytu\/jaka-suma-ubezpieczenia-do-wizy-wystarczy\/","title":{"rendered":"M\u1ee9c b\u1ea3o hi\u1ec3m bao nhi\u00eau l\u00e0 \u0111\u1ee7 \u0111\u1ec3 xin th\u1ecb th\u1ef1c?"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c<\/strong> \u0110\u00e2y l\u00e0 s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 cho c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen, m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u th\u01b0\u1eddng l\u00e0 30.000 euro, nh\u01b0ng \u0111i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u00f3 ngh\u0129a l\u00e0 s\u1ed1 ti\u1ec1n \u0111\u00f3 s\u1ebd l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch m\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0o l\u00e0 \u0111\u1ee7 cho th\u1ecb th\u1ef1c, gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c ph\u1ea3i l\u00e0 bao nhi\u00eau v\u00e0 c\u00e1ch hi\u1ec3u c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Schengen khi \u0111i du l\u1ecbch \u0111\u1ebfn Ba Lan.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-suma-ubezpieczenia\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-sa-wymagania-schengen\">C\u00e1c y\u00eau c\u1ea7u c\u1ee7a Hi\u1ec7p \u01b0\u1edbc Schengen l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#czy-minimum-zawsze-wystarcza\">Li\u1ec7u m\u1ee9c t\u1ed1i thi\u1ec3u c\u00f3 bao gi\u1edd l\u00e0 \u0111\u1ee7 kh\u00f4ng?<\/a><\/li>\n<li><a href=\"#jak-wybrac-odpowiednia-polise\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-suma-ubezpieczenia\" class=\"kt-adv-heading\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ee9c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho th\u1ecb th\u1ef1c ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i, th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. M\u1ee9c b\u1ea3o hi\u1ec3m ch\u00ednh l\u00e0 gi\u1edbi h\u1ea1n t\u1ed1i \u0111a v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n, ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa ho\u1eb7c v\u1eadn chuy\u1ec3n y t\u1ebf s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n n\u00e0y, mi\u1ec5n l\u00e0 c\u00e1c d\u1ecbch v\u1ee5 \u0111\u00f3 n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Theo th\u00f4ng tin s\u1ea3n ph\u1ea9m v\u1ec1 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen, th\u00f4ng th\u01b0\u1eddng ch\u00fang bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb khi b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n, h\u1ed7 tr\u1ee3 nha khoa kh\u1ea9n c\u1ea5p, h\u1ed3i h\u01b0\u01a1ng, v\u1eadn chuy\u1ec3n thi th\u1ec3 v\u00e0 \u0111\u00f4i khi c\u1ea3 chi ph\u00ed mua quan t\u00e0i. Do \u0111\u00f3, c\u01a1 quan ch\u1ee9c n\u0103ng kh\u00f4ng ch\u1ec9 xem x\u00e9t con s\u1ed1 ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng m\u00e0 c\u00f2n \u0111\u00e1nh gi\u00e1 li\u1ec7u t\u00e0i li\u1ec7u \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n h\u00ecnh th\u1ee9c hay kh\u00f4ng. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c n\u1ed9i dung b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n trong ph\u1ea7n <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/\">C\u01a1 b\u1ea3n v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Ba Lan<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c, nh\u01b0ng tr\u01b0\u1edbc khi mua, b\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb, d\u1ecbch v\u1ee5 h\u1ed3i h\u01b0\u01a1ng v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-sa-wymagania-schengen\" class=\"kt-adv-heading\">C\u00e1c y\u00eau c\u1ea7u c\u1ee7a Hi\u1ec7p \u01b0\u1edbc Schengen l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e1c y\u00eau c\u1ea7u c\u1ee7a Schengen v\u1ec1 b\u1ea3o hi\u1ec3m kh\u00e1 r\u00f5 r\u00e0ng. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn, c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen v\u00e0 \u0111\u1ea3m b\u1ea3o m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u l\u00e0 30.000 euro. S\u1ed1 ti\u1ec1n n\u00e0y ch\u1ee7 y\u1ebfu d\u00f9ng \u0111\u1ec3 chi tr\u1ea3 cho c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, b\u1ec7nh \u0111\u1ed9t ng\u1ed9t v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf, bao g\u1ed3m c\u1ea3 vi\u1ec7c h\u1ed3i h\u01b0\u01a1ng.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n c\u00f3 c\u00e1c m\u1ee9c 30.000 euro v\u00e0 60.000 euro d\u00e0nh cho khu v\u1ef1c Schengen. \u0110i\u1ec1u n\u00e0y kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng 30.000 euro th\u01b0\u1eddng l\u00e0 m\u1ee9c t\u1ed1i thi\u1ec3u, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c m\u1ee5c ti\u00eau \u0111\u1ed1i v\u1edbi m\u1ecdi du kh\u00e1ch. N\u1ebfu m\u1ee5c ti\u00eau l\u00e0 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/\">B\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft cho visa v\u00e0 th\u1ebb c\u01b0 tr\u00fa<\/a>, gi\u1ea5y t\u1edd \u0111\u00f3 ph\u1ea3i r\u00f5 r\u00e0ng, c\u00f2n hi\u1ec7u l\u1ef1c v\u00e0 \u0111\u01b0\u1ee3c L\u00e3nh s\u1ef1 qu\u00e1n ho\u1eb7c c\u01a1 quan t\u1ec9nh ch\u1ea5p nh\u1eadn. Khi \u0111i du l\u1ecbch \u0111\u1ebfn Ba Lan, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u01b0\u1ee3c cung c\u1ea5p t\u1ea1i qu\u1ed1c gia l\u01b0u tr\u00fa, t\u1ee9c l\u00e0 ph\u1ea3i th\u1ef1c s\u1ef1 h\u1eefu \u00edch ch\u1ee9 kh\u00f4ng ch\u1ec9 mang t\u00ednh h\u00ecnh th\u1ee9c.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czy-minimum-zawsze-wystarcza\" class=\"kt-adv-heading\">Li\u1ec7u m\u1ee9c t\u1ed1i thi\u1ec3u c\u00f3 bao gi\u1edd l\u00e0 \u0111\u1ee7 kh\u00f4ng?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. C\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi \u201cm\u1ee9c b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c ph\u1ea3i l\u00e0 bao nhi\u00eau\u201d l\u00e0: \u00edt nh\u1ea5t ph\u1ea3i b\u1eb1ng m\u1ee9c quy \u0111\u1ecbnh trong lu\u1eadt ho\u1eb7c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng, nh\u01b0ng \u0111\u00f4i khi n\u00ean cao h\u01a1n m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd. M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u 30.000 euro th\u01b0\u1eddng \u0111\u1ee7 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Schengen. Tuy nhi\u00ean, \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i, nh\u1eefng chuy\u1ebfn \u0111i d\u00e0i ng\u00e0y, ng\u01b0\u1eddi m\u1eafc b\u1ec7nh m\u00e3n t\u00ednh ho\u1eb7c c\u00e1c chuy\u1ebfn \u0111i c\u00f3 r\u1ee7i ro s\u1ee9c kh\u1ecfe cao h\u01a1n, t\u1ed1t h\u01a1n h\u1ebft l\u00e0 n\u00ean c\u00e2n nh\u1eafc m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n, v\u00ed d\u1ee5 nh\u01b0 60 000 euro.<\/p>\n<p>L\u00fd do r\u1ea5t \u0111\u01a1n gi\u1ea3n. Chi ph\u00ed ch\u1ea9n \u0111o\u00e1n, n\u1eb1m vi\u1ec7n, v\u1eadn chuy\u1ec3n y t\u1ebf ho\u1eb7c h\u1ed3i h\u01b0\u01a1ng c\u00f3 th\u1ec3 t\u0103ng l\u00ean nhanh ch\u00f3ng. Vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh th\u00f4i v\u1eabn ch\u01b0a \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 an to\u00e0n tho\u1ea3i m\u00e1i. Tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng c\u00f3 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c chi tr\u1ea3 cao h\u01a1n \u0111\u00e1ng k\u1ec3 cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u1edf n\u01b0\u1edbc ngo\u00e0i, nh\u01b0ng \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c \u0111\u1ebfn Ba Lan ho\u1eb7c khu v\u1ef1c Schengen, ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 c\u00f3 hai l\u1ef1a ch\u1ecdn: m\u1ee9c t\u1ed1i thi\u1ec3u ho\u1eb7c m\u1ee9c g\u1ea5p \u0111\u00f4i gi\u1edbi h\u1ea1n \u0111\u00f3. N\u1ebfu b\u1ea1n mu\u1ed1n so s\u00e1nh c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ea3o hi\u1ec3m kh\u00e1c nhau, t\u00e0i li\u1ec7u v\u1ec1 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-tu-nhan-cho-nguoi-nuoc-ngoai\/xep-hang-cac-cong-ty-bao-hiem-y-te-tu-nhan-tai-ba-lan-nam-2025\/\">b\u1ea3ng x\u1ebfp h\u1ea1ng c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu th\u1eddi gian l\u01b0u tr\u00fa k\u00e9o d\u00e0i ho\u1eb7c li\u00ean quan \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa, vi\u1ec7c ch\u1ecdn m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n m\u1ee9c t\u1ed1i thi\u1ec3u quy \u0111\u1ecbnh c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro ph\u1ea3i t\u1ef1 chi tr\u1ea3 th\u00eam chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-wybrac-odpowiednia-polise\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c t\u1ed1t nh\u1ea5t l\u00e0 ch\u00ednh s\u00e1ch v\u1eeba \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c, v\u1eeba ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi \u0111i du l\u1ecbch. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra xem gi\u1ea5y t\u1edd \u0111\u00f3 c\u00f3 bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 l\u00e3nh th\u1ed5 t\u01b0\u01a1ng \u1ee9ng hay kh\u00f4ng. Ti\u1ebfp theo, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u1ee9c b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, ch\u1ee9 kh\u00f4ng ch\u1ec9 c\u00e1c d\u1ecbch v\u1ee5 b\u1ed5 sung. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n, nh\u1eadp vi\u1ec7n, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p v\u00e0 h\u1ed3i h\u01b0\u01a1ng hay kh\u00f4ng.<\/p>\n<p>Khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u1ebfn Ba Lan, danh s\u00e1ch ki\u1ec3m tra ng\u1eafn g\u1ecdn sau \u0111\u00e2y s\u1ebd r\u1ea5t h\u1eefu \u00edch:<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u1ed5ng chi ph\u00ed \u0111i\u1ec1u tr\u1ecb:<\/strong> \u00edt nh\u1ea5t 30.000 euro \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Hi\u1ec7p \u01b0\u1edbc Schengen.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi gian b\u1ea3o v\u1ec7:<\/strong> c\u00e1c ng\u00e0y c\u1ee5 th\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> Ba Lan ho\u1eb7c to\u00e0n b\u1ed9 khu v\u1ef1c Schengen, t\u00f9y theo m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi:<\/strong> \u0111i\u1ec1u tr\u1ecb, v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed3i h\u01b0\u01a1ng v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ch\u1ea5p thu\u1eadn ch\u00ednh th\u1ee9c:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng v\u00e0 \u0111\u01b0\u1ee3c c\u1ea5p b\u1edfi m\u1ed9t t\u1ed5 ch\u1ee9c c\u00f3 uy t\u00edn.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n c\u00f2n b\u0103n kho\u0103n li\u1ec7u c\u00f3 th\u1ec3 thay \u0111\u1ed5i ph\u1ea1m vi b\u1ea3o hi\u1ec3m sau khi mua hay kh\u00f4ng, h\u00e3y tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/toi-co-the-thay-doi-bao-hiem-trong-thoi-gian-luu-tru-sang-mot-goi-khac-khong\/\">C\u00f3 th\u1ec3 thay \u0111\u1ed5i b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/a>. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ban \u0111\u1ea7u \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ch\u1ec9 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen l\u00e0 bao nhi\u00eau?<\/h3>\n<p>\u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen, m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u th\u01b0\u1eddng l\u00e0 30.000 euro. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa.<\/p>\n<h3>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c \u0111\u1ec3 sang Ba Lan ph\u1ea3i l\u00e0 bao nhi\u00eau?<\/h3>\n<p>N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m mu\u1ed1n \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Schengen, th\u00f4ng th\u01b0\u1eddng n\u00f3 ph\u1ea3i \u0111\u1ea3m b\u1ea3o m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1i thi\u1ec3u 30.000 euro cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean ki\u1ec3m tra xem c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 y\u00eau c\u1ea7u ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c \u0111\u1ea7y \u0111\u1ee7 hay kh\u00f4ng.<\/p>\n<h3>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ee7 kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady, b\u1edfi v\u00ec m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u ch\u1ee7 y\u1ebfu ch\u1ec9 \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n h\u00ecnh th\u1ee9c. Trong tr\u01b0\u1eddng h\u1ee3p th\u1eddi gian l\u01b0u tr\u00fa d\u00e0i h\u01a1n, \u0111\u1ed9 tu\u1ed5i l\u00e0m t\u0103ng r\u1ee7i ro ho\u1eb7c nhu c\u1ea7u \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n h\u01a1n, m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n c\u00f3 th\u1ec3 l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t h\u01a1n.<\/p>\n<h3>B\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u1ebfn Ba Lan c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed3i h\u01b0\u01a1ng kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c th\u01b0\u1eddng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m v\u1eadn chuy\u1ec3n y t\u1ebf v\u00e0 h\u1ed3i h\u01b0\u01a1ng. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng m\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u00e0 c\u01a1 quan x\u00e9t duy\u1ec7t h\u1ed3 s\u01a1 \u0111\u1eb7c bi\u1ec7t ch\u00fa tr\u1ecdng.<\/p>\n<h3>Ngo\u00e0i s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng, c\u00f2n c\u1ea7n ch\u00fa \u00fd nh\u1eefng g\u00ec n\u1eefa?<\/h3>\n<p>H\u00e3y ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m, ph\u1ea1m vi \u0111\u1ecba l\u00fd v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c. B\u1ea1n c\u0169ng n\u00ean x\u00e1c nh\u1eadn xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m chi ph\u00ed n\u1eb1m vi\u1ec7n v\u00e0 \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u t\u1ea1i b\u1ec7nh vi\u1ec7n hay kh\u00f4ng. C\u1ea9m nang v\u1ec1 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/bao-hiem-dieu-tri-noi-tru-cho-nguoi-nuoc-ngoai-pham-vi-bao-hiem\/\">\u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u1ecb gi\u00e1 60.000 euro c\u00f3 t\u1ed1t h\u01a1n h\u1ee3p \u0111\u1ed3ng tr\u1ecb gi\u00e1 30.000 euro kh\u00f4ng?<\/h3>\n<p>T\u1eeb g\u00f3c \u0111\u1ed9 an to\u00e0n t\u00e0i ch\u00ednh, th\u01b0\u1eddng l\u00e0 nh\u01b0 v\u1eady, v\u00ec n\u00f3 \u0111\u1ea3m b\u1ea3o m\u1ee9c chi tr\u1ea3 cao h\u01a1n cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb. M\u1eb7c d\u00f9 kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u01a1 quan ch\u1ee9c n\u0103ng c\u0169ng y\u00eau c\u1ea7u, nh\u01b0ng \u0111\u00e2y c\u00f3 th\u1ec3 l\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00fd h\u01a1n trong tr\u01b0\u1eddng h\u1ee3p l\u01b0u tr\u00fa d\u00e0i ng\u00e0y ho\u1eb7c khi r\u1ee7i ro v\u1ec1 chi ph\u00ed y t\u1ebf cao h\u01a1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ee9c b\u1ea3o hi\u1ec3m bao nhi\u00eau l\u00e0 \u0111\u1ee7 \u0111\u1ec3 xin th\u1ecb th\u1ef1c? \u0110\u1ed1i v\u1edbi h\u1ea7u h\u1ebft c\u00e1c \u0111\u01a1n xin th\u1ecb th\u1ef1c ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Hi\u1ec7p \u01b0\u1edbc Schengen, m\u1ee9c t\u1ed1i thi\u1ec3u l\u00e0 30.000 euro. Tuy nhi\u00ean, \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ee9c kh\u1edfi \u0111i\u1ec3m. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra ph\u1ea1m vi quy\u1ec1n l\u1ee3i, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00e1nh c\u00e1c r\u1eafc r\u1ed1i trong qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c v\u00e0 trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u1ebfn Ba Lan \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c v\u00e0 mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe th\u1ef1c s\u1ef1.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c l\u00e0 s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 cho c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen\u2026<\/p>","protected":false},"author":2,"featured_media":3759,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[57,56,58,54,53],"class_list":["post-3760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-wymagane-do-wizy-i-karty-pobytu","tag-formalnosci-wizowe","tag-polisa-medyczna","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-wiza-do-polski"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Jaka suma ubezpieczenia do wizy wystarczy? - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jaka suma ubezpieczenia do wizy spe\u0142nia wymagania Schengen i ile musi wynosi\u0107 polisa wizowa do Polski.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/bao-hiem-can-thiet-cho-visa-va-the-cu-tru\/muc-bao-hiem-bao-nhieu-la-du-de-xin-thi-thuc\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jaka suma ubezpieczenia do wizy wystarczy?\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, jaka suma ubezpieczenia do wizy spe\u0142nia wymagania Schengen i 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