{"id":3875,"date":"2026-10-19T14:31:06","date_gmt":"2026-10-19T12:31:06","guid":{"rendered":"https:\/\/insurancevisa.com\/?p=3875"},"modified":"2026-10-19T14:31:06","modified_gmt":"2026-10-19T12:31:06","slug":"khi-mua-bao-hiem-can-kiem-tra-nhung-gi-lien-quan-den-ma-so-ca-nhan-pesel","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/podstawy-ubezpieczenia-zdrowotnego-w-polsce\/pesel-przy-zakupie-ubezpieczenia-co-sprawdzic\/","title":{"rendered":"M\u00e3 s\u1ed1 PESEL v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf \u2013 li\u1ec7u c\u00f3 c\u1ea7n thi\u1ebft kh\u00f4ng?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i mua b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f3 th\u1ec3 th\u1ea5y trong m\u1eabu \u0111\u01a1n c\u00f3 \u00f4 d\u00e0nh cho s\u1ed1 PESEL. <strong>H\u01b0\u1edbng d\u1eabn n\u00e0y kh\u00f4ng x\u00e1c \u0111\u1ecbnh li\u1ec7u m\u00e3 PESEL c\u00f3 ph\u1ea3i l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 hay kh\u00f4ng<\/strong>: C\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp d\u01b0\u1edbi \u0111\u00e2y m\u00f4 t\u1ea3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 quy tr\u00ecnh x\u1eed l\u00fd sau s\u1ef1 c\u1ed1, nh\u01b0ng kh\u00f4ng bao g\u1ed3m c\u00e1c quy t\u1eafc \u0111i\u1ec1n v\u00e0o m\u1eabu \u0111\u01a1n mua h\u00e0ng. Thay v\u00e0o \u0111\u00f3, ph\u1ea7n n\u00e0y h\u01b0\u1edbng d\u1eabn c\u00e1ch ki\u1ec3m tra th\u00f4ng tin tr\u01b0\u1edbc khi thanh to\u00e1n, ph\u00e2n bi\u1ec7t gi\u1eefa c\u00e1c y\u00eau c\u1ea7u trong m\u1eabu \u0111\u01a1n v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m, c\u0169ng nh\u01b0 chu\u1ea9n b\u1ecb t\u00e0i li\u1ec7u cho m\u1ee5c \u0111\u00edch c\u1ee5 th\u1ec3. H\u00e3y xem k\u1ef9 m\u00f4 t\u1ea3 c\u1ee7a t\u1eebng \u00f4, b\u1ea3n t\u00f3m t\u1eaft \u0111\u01a1n h\u00e0ng v\u00e0 th\u00f4ng tin tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p. N\u1ebfu t\u00e0i li\u1ec7u n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa, h\u00e3y so s\u00e1nh ri\u00eang n\u1ed9i dung c\u1ee7a n\u00f3 v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u1ee7a th\u1ee7 t\u1ee5c t\u01b0\u01a1ng \u1ee9ng. \u0110\u1eebng coi vi\u1ec7c c\u00f3 hay kh\u00f4ng c\u00f3 \u00f4 PESEL l\u00e0 b\u1eb1ng ch\u1ee9ng x\u00e1c nh\u1eadn r\u1eb1ng vi\u1ec7c mua b\u1ea3o hi\u1ec3m l\u00e0 kh\u1ea3 thi ho\u1eb7c t\u00e0i li\u1ec7u \u0111\u00f3 s\u1ebd \u0111\u00e1p \u1ee9ng m\u1ee5c \u0111\u00edch ch\u00ednh th\u1ee9c.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#czy-pesel-jest-potrzebny-najkrotsza-odpowiedz\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn s\u1ed1 PESEL<\/a><\/li>\n\n\n<li><a href=\"#co-sprawdzic-przed-zakupem-polisy\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a><\/li>\n\n\n<li><a href=\"#co-naprawde-wynika-z-zakresu-ubezpieczenia\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c s\u1ef1 bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n\n\n<li><a href=\"#jak-postepowac-po-zdarzeniu\">Ph\u1ea3i l\u00e0m g\u00ec sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n<li><a href=\"#jak-podjac-decyzje-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ecfng \u0111o\u00e1n<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"czy-pesel-jest-potrzebny-najkrotsza-odpowiedz\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn s\u1ed1 PESEL<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean cho r\u1eb1ng m\u00e3 s\u1ed1 PESEL lu\u00f4n l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c. C\u0169ng kh\u00f4ng n\u00ean \u00e1p d\u1ee5ng nguy\u00ean t\u1eafc ng\u01b0\u1ee3c l\u1ea1i, theo \u0111\u00f3 kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0o y\u00eau c\u1ea7u m\u00e3 s\u1ed1 n\u00e0y. <strong>C\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 c\u1ee7a m\u1eabu \u0111\u01a1n v\u00e0 th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh<\/strong>, v\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn c\u00e1c giai \u0111o\u1ea1n kh\u00e1c nhau: mua b\u1ea3o hi\u1ec3m, l\u1eadp h\u1ed3 s\u01a1, d\u1ecbch v\u1ee5 h\u1eadu m\u00e3i ho\u1eb7c n\u1ed9p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu bi\u1ec3u m\u1eabu cho ph\u00e9p b\u1ea1n ti\u1ebfp t\u1ee5c m\u00e0 kh\u00f4ng c\u1ea7n s\u1ed1 PESEL, b\u1ea1n v\u1eabn n\u00ean ki\u1ec3m tra l\u1ea1i b\u1ea3n t\u00f3m t\u1eaft tr\u01b0\u1edbc khi thanh to\u00e1n. H\u00e3y xem c\u00e1c th\u00f4ng tin nh\u1eadn d\u1ea1ng n\u00e0o s\u1ebd \u0111\u01b0\u1ee3c ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 li\u1ec7u ch\u00fang c\u00f3 kh\u1edbp v\u1edbi gi\u1ea5y t\u1edd m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111ang s\u1eed d\u1ee5ng hay kh\u00f4ng. <strong>\u0110\u1eebng thay th\u1ebf c\u00e2u h\u1ecfi v\u1ec1 m\u00e3 s\u1ed1 PESEL b\u1eb1ng c\u00e2u h\u1ecfi v\u1ec1 ph\u1ea1m vi b\u1ea3o v\u1ec7<\/strong>. \u0110\u00e2y l\u00e0 hai v\u1ea5n \u0111\u1ec1 kh\u00e1c nhau: m\u1ed9t v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u00e1c \u0111\u1ecbnh danh t\u00ednh c\u1ee7a m\u1ed9t ng\u01b0\u1eddi, v\u1ea5n \u0111\u1ec1 c\u00f2n l\u1ea1i li\u00ean quan \u0111\u1ebfn c\u00e1c s\u1ef1 ki\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u t\u01b0\u01a1ng t\u1ef1 c\u0169ng \u00e1p d\u1ee5ng cho m\u1ee5c \u0111\u00edch mua b\u1ea3o hi\u1ec3m. Ng\u01b0\u1eddi ta c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa t\u1ea1i Ba Lan, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u ph\u00f9 h\u1ee3p trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p. <strong>Vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 \u0111\u00f3 ph\u1ea3i \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn ri\u00eang bi\u1ec7t<\/strong>. Ch\u1ec9 ri\u00eang t\u00ean s\u1ea3n ph\u1ea9m hay th\u00f4ng tin r\u1eb1ng h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00fd k\u1ebft tr\u1ef1c tuy\u1ebfn l\u00e0 ch\u01b0a \u0111\u1ee7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u s\u00e2u h\u01a1n v\u1ec1 ch\u1ee7 \u0111\u1ec1 n\u00e0y, h\u00e3y \u0111\u1ecdc th\u00eam b\u00e0i vi\u1ebft v\u1ec1 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/so-pesel-va-bao-hiem-y-te-tai-ba-lan\/\">\u00dd ngh\u0129a c\u1ee7a s\u1ed1 PESEL trong b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-sprawdzic-przed-zakupem-polisy\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb m\u1eabu bi\u1ec3u m\u1eabu s\u1ea3n ph\u1ea9m hi\u1ec7n h\u00e0nh, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1eeb h\u01b0\u1edbng d\u1eabn chung hay m\u1eabu t\u00e0i li\u1ec7u c\u0169. C\u00e1c tr\u01b0\u1eddng trong bi\u1ec3u m\u1eabu cho th\u1ea5y, <strong>Nh\u1eefng th\u00f4ng tin n\u00e0o l\u00e0 c\u1ea7n thi\u1ebft trong l\u1ed9 tr\u00ecnh mua h\u00e0ng c\u1ee5 th\u1ec3 n\u00e0y?<\/strong>. N\u1ebfu th\u00f4ng tin k\u00e8m theo s\u1ed1 PESEL kh\u00f4ng r\u00f5 r\u00e0ng, \u0111\u1eebng t\u1ef1 \u00fd th\u00eam v\u00e0o m\u1ed9t d\u00e3y s\u1ed1 ng\u1eabu nhi\u00ean v\u00e0 \u0111\u1eebng s\u1eed d\u1ee5ng th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, h\u00e3y ki\u1ec3m tra qua danh s\u00e1ch ki\u1ec3m tra ng\u1eafn sau \u0111\u00e2y:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items9b804e-checklist .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items9b804e-checklist kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-9b804e-item-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m:<\/strong> H\u00e3y ki\u1ec3m tra c\u00e1ch ghi t\u00ean, h\u1ecd v\u00e0 c\u00e1c th\u00f4ng tin nh\u1eadn d\u1ea1ng kh\u00e1c.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-9b804e-item-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">M\u1ee5c \u0111\u00edch c\u1ee7a t\u00e0i li\u1ec7u: x\u00e1c \u0111\u1ecbnh n\u01a1i v\u00e0 trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c xu\u1ea5t tr\u00ecnh.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-9b804e-item-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m: H\u00e3y so s\u00e1nh th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn v\u1edbi c\u00e1c ng\u00e0y \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-9b804e-item-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ph\u1ea1m vi l\u00e3nh th\u1ed5: h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u00e0i li\u1ec7u n\u00e0y li\u00ean quan \u0111\u1ebfn vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-9b804e-item-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi b\u1ea3o v\u1ec7:<\/strong> H\u00e3y \u0111\u1ecdc \u0111\u1ec3 bi\u1ebft c\u00e1c s\u1ef1 ki\u1ec7n n\u00e0o \u0111\u01b0\u1ee3c bao g\u1ed3m trong h\u1ee3p \u0111\u1ed3ng v\u00e0 \u0111i\u1ec1u kho\u1ea3n \u0111\u00e3 ch\u1ecdn.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-9b804e-item-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-9b804e-item-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9b804e-item-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Quy tr\u00ecnh x\u1eed l\u00fd sau s\u1ef1 c\u1ed1:<\/strong> H\u00e3y ghi l\u1ea1i th\u1ee7 t\u1ee5c khai b\u00e1o v\u00e0 danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n l\u01b0u gi\u1eef.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi l\u1eadp xong t\u00e0i li\u1ec7u, h\u00e3y \u0111\u1ecdc l\u1ea1i m\u1ed9t l\u1ea7n n\u1eefa. <strong>Th\u00f4ng tin tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i cho ph\u00e9p x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng m\u1ed1i li\u00ean h\u1ec7 gi\u1eefa ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong>. N\u1ebfu b\u1ea1n ph\u00e1t hi\u1ec7n l\u1ed7i ch\u00ednh t\u1ea3 ho\u1eb7c s\u1ef1 kh\u00f4ng kh\u1edbp v\u1edbi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n, h\u00e3y l\u00e0m r\u00f5 v\u1ea5n \u0111\u1ec1 n\u00e0y tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng \u0111\u00e1nh gi\u00e1 s\u1ea3n ph\u1ea9m ch\u1ec9 d\u1ef1a tr\u00ean m\u1ed9t \u00f4 duy nh\u1ea5t trong bi\u1ec3u m\u1eabu. Khi l\u1ef1a ch\u1ecdn, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 m\u1ee9c \u0111\u1ed9 b\u1ea3o hi\u1ec3m c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch th\u1ef1c t\u1ebf c\u1ee7a chuy\u1ebfn \u0111i v\u00e0 nh\u1eefng r\u1ee7i ro m\u00e0 s\u1ea3n ph\u1ea9m \u0111\u00f3 nh\u1eb1m \u1ee9ng ph\u00f3 hay kh\u00f4ng. H\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/co-so-cua-bao-hiem-y-te-o-ba-lan\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai-nen-chon-loai-nao\/\">L\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-naprawde-wynika-z-zakresu-ubezpieczenia\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c s\u1ef1 bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a s\u1ea3n ph\u1ea9m ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o vi\u1ec7c b\u1ea3o hi\u1ec3m, ch\u1ee9 kh\u00f4ng ph\u1ea3i v\u00e0o nguy\u00ean t\u1eafc chung li\u00ean quan \u0111\u1ebfn s\u1ed1 PESEL. M\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m Compensa Cudzoziemiec. Trong \u0111i\u1ec1u kho\u1ea3n li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f9ng v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c chi ph\u00ed <strong>vi\u1ec7c \u0111i\u1ec1u tr\u1ecb c\u1ea7n thi\u1ebft t\u1eeb g\u00f3c \u0111\u1ed9 y t\u1ebf<\/strong> b\u1ec7nh t\u1eadt ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111i\u1ec1u tr\u1ecb ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3 m\u1ed9t l\u01b0u \u00fd quan tr\u1ecdng v\u1ec1 m\u1eb7t thi\u1ebft k\u1ebf: ph\u1ea1m vi n\u00e0y ho\u1ea1t \u0111\u1ed9ng <strong>ch\u1ec9 khi \u0111i\u1ec1u kho\u1ea3n t\u01b0\u01a1ng \u1ee9ng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ecdn<\/strong>. Do \u0111\u00f3, kh\u00f4ng n\u00ean \u00e1p d\u1ee5ng m\u00f4 t\u1ea3 c\u1ee7a m\u1ed9t th\u00e0nh ph\u1ea7n s\u1ea3n ph\u1ea9m cho m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra t\u00ean s\u1ea3n ph\u1ea9m, phi\u00ean b\u1ea3n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u01b0\u1ee3c n\u00eau trong ph\u1ea7n t\u00f3m t\u1eaft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1eeb m\u00f4 t\u1ea3 n\u00e0y, kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh li\u1ec7u s\u1ed1 PESEL c\u00f3 ph\u1ea3i l\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m hay kh\u00f4ng. M\u00f4 t\u1ea3 n\u00e0y c\u0169ng kh\u00f4ng cho th\u1ea5y r\u1eb1ng b\u1ea3n th\u00e2n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 \u0111\u1ee7 trong b\u1ea5t k\u1ef3 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh n\u00e0o.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 h\u01b0\u1edbng d\u1eabn \u0111i\u1ec1n v\u00e0o bi\u1ec3u m\u1eabu<\/strong>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Do \u0111\u00f3, c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi v\u1ec1 m\u00e3 PESEL c\u1ea7n \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y trong quy tr\u00ecnh mua h\u00e0ng hi\u1ec7n t\u1ea1i, \u0111\u1ed3ng th\u1eddi c\u1ea7n x\u00e1c nh\u1eadn c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 c\u1ee7a m\u00ecnh.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Trong th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean gi\u1eef l\u1ea1i ba th\u1ee9 sau: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, bi\u00ean lai x\u00e1c nh\u1eadn \u0111\u00e3 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft. <strong>C\u00e1c t\u00e0i li\u1ec7u ph\u1ea3i li\u00ean quan ch\u00ednh x\u00e1c \u0111\u1ebfn s\u1ea3n ph\u1ea9m \u0111\u00e3 mua<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i m\u1ed9t l\u1eddi \u0111\u1ec1 ngh\u1ecb t\u01b0\u01a1ng t\u1ef1 m\u00e0 t\u00f4i \u0111\u00e3 t\u00ecm th\u1ea5y tr\u01b0\u1edbc \u0111\u00f3 tr\u00ean m\u1ea1ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-postepowac-po-zdarzeniu\">Ph\u1ea3i l\u00e0m g\u00ec sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ed1 PESEL kh\u00f4ng thay th\u1ebf cho c\u00e1c ngh\u0129a v\u1ee5 ph\u00e1t sinh t\u1eeb h\u1ee3p \u0111\u1ed3ng. Sau khi b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n, nh\u1eefng quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u00eau trong \u0111i\u1ec1u ki\u1ec7n c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00e3 ch\u1ecdn m\u1edbi l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 \u00e1p d\u1ee5ng. Trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Compensa d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 quy \u0111\u1ecbnh <strong>b\u00e1o c\u00e1o s\u1ef1 c\u1ed1 trong v\u00f2ng 14 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n<\/strong>. N\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y do tai n\u1ea1n, th\u1eddi h\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh k\u1ec3 t\u1eeb khi nguy\u00ean nh\u00e2n c\u1ea3n tr\u1edf vi\u1ec7c th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong s\u1ea3n ph\u1ea9m n\u00e0y, c\u1ea7n ph\u1ea3i cung c\u1ea5p th\u00eam <strong>m\u1eabu \u0111\u01a1n khai b\u00e1o thi\u1ec7t h\u1ea1i \u0111\u00e3 \u0111i\u1ec1n \u0111\u1ea7y \u0111\u1ee7<\/strong> v\u00e0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh t\u00ednh h\u1ee3p l\u1ec7 c\u1ee7a y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng v\u00e0 m\u1ee9c chi tr\u1ea3, \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh sau khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u. C\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u0169ng quy \u0111\u1ecbnh ngh\u0129a v\u1ee5 b\u1ea3o qu\u1ea3n c\u00e1c b\u1eb1ng ch\u1ee9ng li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a TUZ Ubezpieczenia v\u1ec1 b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i quy \u0111\u1ecbnh vi\u1ec7c th\u00f4ng b\u00e1o v\u1ec1 s\u1ef1 c\u1ed1 <strong>ngay l\u1eadp t\u1ee9c, ch\u1eadm nh\u1ea5t l\u00e0 trong v\u00f2ng 14 ng\u00e0y<\/strong> k\u1ec3 t\u1eeb khi x\u1ea3y ra tai n\u1ea1n ho\u1eb7c khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 thi\u1ec7t h\u1ea1i. C\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung c\u1ee5 th\u1ec3 c\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c quy \u0111\u1ecbnh ri\u00eang bi\u1ec7t. C\u1ea7n ph\u1ea3i n\u1ed9p m\u1eabu \u0111\u01a1n khai b\u00e1o v\u00e0 c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u0169ng ph\u1ea3i s\u1eed d\u1ee5ng m\u1ecdi bi\u1ec7n ph\u00e1p c\u00f3 th\u1ec3 \u0111\u1ec3 gi\u1ea3m thi\u1ec3u m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c th\u1ee7 t\u1ee5c n\u00e0y cho th\u1ea5y t\u1ea1i sao tr\u01b0\u1edbc khi mua h\u00e0ng, ch\u00fang ta n\u00ean xem x\u00e9t k\u1ef9 h\u01a1n ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf \u00f4 \u201ePESEL\u201d. <strong>Sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra, th\u1eddi h\u1ea1n, m\u1eabu \u0111\u01a1n v\u00e0 b\u1eb1ng ch\u1ee9ng l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 then ch\u1ed1t<\/strong>. H\u00e3y ghi l\u1ea1i c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1eebng \u0111\u1ec3 \u0111\u1ebfn ph\u00fat ch\u00f3t m\u1edbi n\u1ed9p \u0111\u01a1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra y\u00eau c\u1ea7u v\u1ec1 s\u1ed1 PESEL tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">B\u00e0i vi\u1ebft n\u00e0y kh\u00f4ng x\u00e1c nh\u1eadn li\u1ec7u m\u00e3 PESEL c\u00f3 ph\u1ea3i l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m \u0111\u00e3 ch\u1ecdn hay kh\u00f4ng. <strong>Tr\u01b0\u1edbc khi thanh to\u00e1n, h\u00e3y ki\u1ec3m tra ph\u1ea7n m\u00f4 t\u1ea3 v\u1ec1 m\u00e3 PESEL trong m\u1eabu \u0111\u01a1n hi\u1ec7n t\u1ea1i<\/strong>, sau \u0111\u00f3 so s\u00e1nh th\u00f4ng tin v\u1edbi b\u1ea3n t\u00f3m t\u1eaft \u0111\u01a1n h\u00e0ng v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1eadp. N\u1ebfu bi\u1ec3u m\u1eabu kh\u00f4ng gi\u1ea3i th\u00edch r\u00f5 v\u1ec1 \u00f4 \u0111\u00f3 ho\u1eb7c kh\u00f4ng cho ph\u00e9p b\u1ea1n ti\u1ebfp t\u1ee5c, \u0111\u1eebng \u0111i\u1ec1n s\u1ed1 ng\u1eabu nhi\u00ean; h\u00e3y l\u00e0m r\u00f5 c\u00e1c b\u01b0\u1edbc c\u1ea7n thi\u1ebft tr\u01b0\u1edbc khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vi\u1ec7c cung c\u1ea5p s\u1ed1 PESEL c\u00f3 ngh\u0129a l\u00e0 t\u00f4i \u0111\u00e3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 ch\u01b0a?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh b\u1edfi h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00f3, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 d\u1ef1a v\u00e0o vi\u1ec7c \u0111i\u1ec1n v\u00e0o m\u1ed9t \u00f4 duy nh\u1ea5t. H\u00e3y ki\u1ec3m tra gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p, c\u00e1c ng\u00e0y hi\u1ec7u l\u1ef1c v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Gi\u1ea5y b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 s\u1ed1 PESEL c\u00f3 \u0111\u1ee7 \u0111\u1ec3 xin th\u1ecb th\u1ef1c ho\u1eb7c th\u1ebb c\u01b0 tr\u00fa kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng t\u1ef1 \u0111\u1ed9ng cho r\u1eb1ng nh\u01b0 v\u1eady. <strong>C\u1ea7n ki\u1ec3m tra ri\u00eang c\u00e1c y\u00eau c\u1ea7u c\u1ee7a th\u1ee7 t\u1ee5c th\u00edch h\u1ee3p<\/strong>, b\u1eb1ng c\u00e1ch li\u00ean h\u1ec7 ch\u00fang v\u1edbi n\u1ed9i dung c\u1ee7a m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">N\u1ebfu t\u00f4i kh\u00f4ng c\u00f3 s\u1ed1 PESEL th\u00ec n\u00ean \u0111i\u1ec1n th\u00f4ng tin g\u00ec?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 s\u1eed d\u1ee5ng nh\u1eefng th\u00f4ng tin m\u00e0 m\u1eabu \u0111\u01a1n hi\u1ec7n t\u1ea1i y\u00eau c\u1ea7u, theo \u0111\u00fang t\u00e0i li\u1ec7u m\u00e0 b\u1ea1n \u0111ang tham kh\u1ea3o. Kh\u00f4ng t\u1ef1 \u00fd \u0111i\u1ec1n s\u1ed1 thay th\u1ebf. N\u1ebfu m\u1eabu \u0111\u01a1n kh\u00f4ng gi\u1ea3i th\u00edch r\u00f5 v\u1ec1 \u00f4 \u0111\u00f3, h\u00e3y t\u1ea1m d\u1eebng qu\u00e1 tr\u00ecnh mua h\u00e0ng v\u00e0 t\u00ecm hi\u1ec3u c\u00e1ch \u0111i\u1ec1n v\u00e0o \u00f4 \u0111\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ec1 c\u1eadp g\u00ec \u0111\u1ebfn ngh\u0129a v\u1ee5 cung c\u1ea5p m\u00e3 s\u1ed1 PESEL kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">M\u00f4 t\u1ea3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00eau r\u00f5 nh\u1eefng s\u1ef1 c\u1ed1 v\u00e0 chi ph\u00ed n\u00e0o c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. <strong>\u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c r\u1eb1ng vi\u1ec7c cung c\u1ea5p s\u1ed1 PESEL l\u00e0 y\u00eau c\u1ea7u ph\u1ed5 bi\u1ebfn hay kh\u00f4ng ph\u1ea3i l\u00e0 y\u00eau c\u1ea7u<\/strong> khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea7n gi\u1eef l\u1ea1i nh\u1eefng g\u00ec trong tr\u01b0\u1eddng h\u1ee3p khai b\u00e1o thi\u1ec7t h\u1ea1i?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y gi\u1eef l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng, m\u1eabu \u0111\u01a1n khai b\u00e1o v\u00e0 c\u00e1c ch\u1ee9ng t\u1eeb li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1. Danh s\u00e1ch c\u1ee5 th\u1ec3 c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i s\u1ea3n ph\u1ea9m v\u00e0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-podjac-decyzje-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ecfng \u0111o\u00e1n<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Ti\u1ebfp theo, h\u00e3y m\u1edf m\u1eabu \u0111\u01a1n hi\u1ec7n t\u1ea1i v\u00e0 ki\u1ec3m tra xem b\u1ea1n c\u00f3 th\u1ec3 \u0111i\u1ec1n ch\u00ednh x\u00e1c c\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u hay kh\u00f4ng. Tr\u01b0\u1edbc khi thanh to\u00e1n, h\u00e3y \u0111\u1ecdc ph\u1ea7n t\u00f3m t\u1eaft v\u00e0 sau khi mua, h\u00e3y ki\u1ec3m tra l\u1ea1i t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p. <strong>\u0110\u1eebng ch\u1ec9 d\u1ef1a v\u00e0o vi\u1ec7c c\u00f3 hay kh\u00f4ng c\u00f3 \u00f4 PESEL \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n d\u1ef1 \u0111\u1ecbnh s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong m\u1ed9t th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3, h\u00e3y so s\u00e1nh n\u1ed9i dung c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u1ee7a v\u1ee5 vi\u1ec7c \u0111\u00f3. \u0110\u1eebng coi vi\u1ec7c mua b\u1ea3o hi\u1ec3m l\u00e0 b\u1eb1ng ch\u1ee9ng cho th\u1ea5y h\u1ee3p \u0111\u1ed3ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u. \u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, b\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn l\u00e0 g\u00ec v\u00e0 th\u1ee7 t\u1ee5c th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>K\u1ebft lu\u1eadn r\u1ea5t \u0111\u01a1n gi\u1ea3n: h\u00e3y ki\u1ec3m tra t\u1eebng m\u1eabu \u0111\u01a1n c\u1ee5 th\u1ec3, t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 v\u00e0 m\u1ee5c \u0111\u00edch c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng t\u00e0i li\u1ec7u.<\/strong> \u0110i\u1ec1u n\u00e0y an to\u00e0n h\u01a1n so v\u1edbi m\u1ed9t c\u00e2u tr\u1ea3 l\u1eddi chung chung, v\u1ed1n c\u00f3 th\u1ec3 kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi s\u1ea3n ph\u1ea9m ho\u1eb7c ho\u00e0n c\u1ea3nh c\u1ee5 th\u1ec3 c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancevisa.com\/vi\/\">MUA B\u1ea2O HI\u1ec2M CHO NG\u01af\u1edcI N\u01af\u1edaC NGO\u00c0I TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i mua b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f3 th\u1ec3 th\u1ea5y \u00f4 \u0111i\u1ec1n s\u1ed1 PESEL trong m\u1eabu \u0111\u01a1n. H\u01b0\u1edbng d\u1eabn n\u00e0y kh\u00f4ng \u0111\u01b0a ra k\u1ebft lu\u1eadn li\u1ec7u s\u1ed1 PESEL\u2026<\/p>","protected":false},"author":1,"featured_media":3874,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[85,88,84,87,86],"class_list":["post-3875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-zdrowotnego-w-polsce","tag-czy-pesel-jest-potrzebny","tag-formalnosci-zdrowotne-w-polsce","tag-pesel-a-ubezpieczenie-zdrowotne","tag-pesel-i-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-bez-pesel"],"acf":[],"yoast_head":"<!-- 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