{"id":3881,"date":"2026-10-26T08:42:11","date_gmt":"2026-10-26T07:42:11","guid":{"rendered":"https:\/\/insurancevisa.com\/?p=3881"},"modified":"2026-10-26T08:42:11","modified_gmt":"2026-10-26T07:42:11","slug":"cach-chuan-bi-ho-so-de-thanh-toan-chi-phi-kham-benh","status":"publish","type":"post","link":"https:\/\/insurancevisa.com\/vi\/poradnik\/najczestsze-pytania-i-problemy-cudzoziemcow\/jak-przygotowac-dokumenty-do-rozliczenia-wizyty-lekarskiej\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 thanh to\u00e1n chi ph\u00ed kh\u00e1m b\u1ec7nh?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">C\u00e1c t\u00e0i li\u1ec7u sau khi \u0111i\u1ec1u tr\u1ecb th\u01b0\u1eddng b\u1ecb th\u1ea5t l\u1ea1c gi\u1eefa h\u00e0ng lo\u1ea1t email, giao d\u1ecbch ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c gi\u1ea5y t\u1edd nh\u1eadn \u0111\u01b0\u1ee3c t\u1ea1i c\u01a1 s\u1edf y t\u1ebf. V\u1ea5n \u0111\u1ec1 n\u00e0y th\u01b0\u1eddng ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n khi ng\u01b0\u1eddi b\u1ec7nh n\u1ed9p h\u1ed3 s\u01a1 y\u00eau c\u1ea7u thanh to\u00e1n chi ph\u00ed cho c\u00f4ng ty b\u1ea3o hi\u1ec3m. L\u00fac \u0111\u00f3, ng\u01b0\u1eddi ta m\u1edbi nh\u1eadn ra r\u1eb1ng thi\u1ebfu b\u1ea3n m\u00f4 t\u1ea3 d\u1ecbch v\u1ee5, bi\u00ean lai thanh to\u00e1n ho\u1eb7c c\u00e1c ch\u1ec9 \u0111\u1ecbnh li\u00ean k\u1ebft vi\u1ec7c mua thu\u1ed1c v\u1edbi li\u1ec7u tr\u00ecnh \u0111i\u1ec1u tr\u1ecb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ec v\u1eady, sau khi \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 do b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n, n\u00ean l\u1eadp t\u1ee9c thi\u1ebft l\u1eadp <strong>m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1<\/strong>. B\u00e1o c\u00e1o n\u00e0y c\u1ea7n n\u00eau r\u00f5 ba n\u1ed9i dung: s\u1ef1 vi\u1ec7c \u0111\u00e3 x\u1ea3y ra l\u00e0 g\u00ec, c\u00e1c d\u1ecbch v\u1ee5 n\u00e0o \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 chi ph\u00ed th\u1ef1c t\u1ebf \u0111\u00e3 ph\u00e1t sinh l\u00e0 bao nhi\u00eau. Tuy nhi\u00ean, kh\u00f4ng c\u00f3 m\u1ed9t danh s\u00e1ch chung n\u00e0o \u00e1p d\u1ee5ng cho m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Danh s\u00e1ch t\u00e0i li\u1ec7u cu\u1ed1i c\u00f9ng v\u00e0 c\u00e1c h\u00ecnh th\u1ee9c \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) v\u00e0 quy tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#co-zebrac-po-leczeniu\">C\u1ea7n thu th\u1eadp nh\u1eefng g\u00ec ngay sau khi \u0111i\u1ec1u tr\u1ecb<\/a><\/li>\n\n\n\n<li><a href=\"#dokumentacja-medyczna\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 tra c\u1ee9u h\u1ed3 s\u01a1 y t\u1ebf<\/a><\/li>\n\n\n\n<li><a href=\"#rachunek-i-platnosc\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 li\u00ean k\u1ebft h\u00f3a \u0111\u01a1n v\u1edbi thanh to\u00e1n<\/a><\/li>\n\n\n\n<li><a href=\"#porzadkowanie-dokumentow\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 \u0111\u1ed3 d\u00f9ng g\u1ecdn g\u00e0ng, ng\u0103n n\u1eafp<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n\n<li><a href=\"#ostatnia-kontrola\">L\u1ea7n ki\u1ec3m tra cu\u1ed1i c\u00f9ng tr\u01b0\u1edbc khi khai b\u00e1o<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zebrac-po-leczeniu\">C\u1ea7n thu th\u1eadp nh\u1eefng g\u00ec ngay sau khi \u0111i\u1ec1u tr\u1ecb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u tr\u01b0\u1edbc khi r\u1eddi kh\u1ecfi c\u01a1 s\u1edf ho\u1eb7c ngay sau khi mua c\u00e1c v\u1eadt t\u01b0 \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb. \u0110i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 thu th\u1eadp b\u1eeba b\u00e3i c\u00e1c b\u1ea3n in. M\u1ed7i t\u00e0i li\u1ec7u \u0111\u1ec1u ph\u1ea3i gi\u00fap t\u00e1i hi\u1ec7n di\u1ec5n bi\u1ebfn s\u1ef1 vi\u1ec7c v\u00e0 li\u00ean k\u1ebft chi ph\u00ed v\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc h\u1ebft, h\u00e3y chu\u1ea9n b\u1ecb:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items0851check1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items0851check1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-0851item1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c th\u00f4ng tin cho ph\u00e9p x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, bao g\u1ed3m <strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u00f4 t\u1ea3 ng\u1eafn g\u1ecdn v\u1ec1 t\u00ecnh hu\u1ed1ng b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u1ed3 s\u01a1 y t\u1ebf li\u00ean quan \u0111\u1ebfn vi\u1ec7c c\u1ea5p c\u1ee9u;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">t\u00e0i li\u1ec7u ch\u1ea9n \u0111o\u00e1n v\u00e0 h\u01b0\u1edbng d\u1eabn \u0111i\u1ec1u tr\u1ecb (n\u1ebfu c\u00f3);<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u00f3a \u0111\u01a1n, bi\u00ean lai ho\u1eb7c t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh kh\u00e1c nh\u1eadn \u0111\u01b0\u1ee3c li\u00ean quan \u0111\u1ebfn vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 ho\u1eb7c mua h\u00e0ng theo \u0111\u01a1n \u0111\u1eb7t h\u00e0ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">gi\u1ea5y x\u00e1c nh\u1eadn r\u1eb1ng kho\u1ea3n n\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c thanh to\u00e1n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-0851item7 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-0851item7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0851item7 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c gi\u1ea5y t\u1edd c\u1ee7a b\u1ec7nh vi\u1ec7n, n\u1ebfu vi\u1ec7c h\u1ed7 tr\u1ee3 bao g\u1ed3m vi\u1ec7c nh\u1eadp vi\u1ec7n c\u1ea7n thi\u1ebft.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Trong ph\u1ea7n m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c, c\u1ea7n ghi r\u00f5 <strong>ng\u00e0y, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 di\u1ec5n bi\u1ebfn c\u1ee7a s\u1ef1 vi\u1ec7c<\/strong>. Ch\u1ec9 c\u1ea7n tr\u00ecnh b\u00e0y theo tr\u00ecnh t\u1ef1 th\u1eddi gian m\u1ed9t c\u00e1ch kh\u00e1ch quan: khi n\u00e0o v\u1ea5n \u0111\u1ec1 \u0111\u1ed9t ng\u1ed9t ph\u00e1t sinh, n\u01a1i n\u00e0o \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c. Kh\u00f4ng n\u00ean th\u00eam v\u00e0o c\u00e1c ch\u1ea9n \u0111o\u00e1n hay t\u00ecnh ti\u1ebft kh\u00f4ng c\u00f3 trong h\u1ed3 s\u01a1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c y\u00eau c\u1ea7u v\u1ec1 h\u1ed3 s\u01a1 t\u00f9y thu\u1ed9c v\u00e0o \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng. Theo \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Compensa Cudzoziemiec, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i cung c\u1ea5p h\u1ed3 s\u01a1 y t\u1ebf c\u00f9ng c\u00e1c b\u1eb1ng ch\u1ee9ng kh\u00e1c c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh t\u00ecnh ti\u1ebft v\u00e0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i. Sau khi th\u00f4ng b\u00e1o v\u1ec1 thi\u1ec7t h\u1ea1i, Compensa c\u00f3 th\u1ec3 y\u00eau c\u1ea7u, trong s\u1ed1 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c, h\u1ed3 s\u01a1 \u0111i\u1ec1u tr\u1ecb, b\u1ea3ng k\u00ea chi ph\u00ed ho\u1eb7c h\u00f3a \u0111\u01a1n li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, thu\u1ed1c men, v\u1eadt t\u01b0 y t\u1ebf ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n h\u1ed7 tr\u1ee3. Trong khi \u0111\u00f3, \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a UNIQA li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i y\u00eau c\u1ea7u cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c, gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf k\u00e8m ch\u1ea9n \u0111o\u00e1n v\u00e0 khuy\u1ebfn ngh\u1ecb \u0111i\u1ec1u tr\u1ecb, h\u00f3a \u0111\u01a1n, bi\u00ean lai, h\u1ed3 s\u01a1 b\u1ec7nh vi\u1ec7n v\u00e0 b\u1eb1ng ch\u1ee9ng thanh to\u00e1n. Nh\u1eefng v\u00ed d\u1ee5 n\u00e0y cho th\u1ea5y r\u00f5 r\u00e0ng r\u1eb1ng kh\u00f4ng c\u00f3 b\u1ed9 h\u1ed3 s\u01a1 chung n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 c\u00e1c y\u00eau c\u1ea7u c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dokumentacja-medyczna\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 tra c\u1ee9u h\u1ed3 s\u01a1 y t\u1ebf<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ed3 s\u01a1 y t\u1ebf gi\u1ea3i th\u00edch chi ti\u1ebft v\u1ec1 m\u1ee5c \u0111\u00edch c\u1ee7a kho\u1ea3n chi ph\u00ed \u0111\u00f3. Theo quy \u0111\u1ecbnh, b\u1ec7nh nh\u00e2n c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o h\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ebfn t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p cho m\u00ecnh. B\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed3 s\u01a1 n\u00e0y d\u01b0\u1edbi d\u1ea1ng tr\u00edch l\u1ee5c, b\u1ea3n sao, b\u1ea3n sao ch\u00e9p ho\u1eb7c b\u1ea3n in, c\u0169ng nh\u01b0 qua h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-powinno-wynikac-z-dokumentu\">T\u00e0i li\u1ec7u n\u00e0y n\u00ean n\u00eau r\u00f5 nh\u1eefng n\u1ed9i dung g\u00ec<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ki\u1ec3m tra xem t\u00e0i li\u1ec7u c\u00f3 n\u00eau r\u00f5 \u0111\u01a1n v\u1ecb \u0111\u00e3 cung c\u1ea5p s\u1ef1 h\u1ed7 tr\u1ee3 hay kh\u00f4ng, v\u00e0 c\u00f3 ch\u1ee9a <strong>M\u00f4 t\u1ea3 d\u1ecbch v\u1ee5 \u0111\u00e3 th\u1ef1c hi\u1ec7n<\/strong> v\u00e0 ng\u00e0y l\u1eadp. H\u1ed3 s\u01a1 c\u00e1 nh\u00e2n c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m ch\u1ea9n \u0111o\u00e1n v\u00e0 <strong>c\u00e1c khuy\u1ebfn ngh\u1ecb sau khi cung c\u1ea5p h\u1ed7 tr\u1ee3<\/strong>. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi kho\u1ea3n chi ph\u00ed sau \u0111\u00f3 ph\u00e1t sinh do quy\u1ebft \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5: sau khi \u0111\u1ed9t ng\u1ed9t m\u1eafc b\u1ec7nh, b\u1ec7nh nh\u00e2n nh\u1eadn \u0111\u01b0\u1ee3c gi\u1ea5y ch\u1ee9ng nh\u1eadn ch\u1ea9n \u0111o\u00e1n k\u00e8m theo ch\u1ec9 \u0111\u1ecbnh s\u1eed d\u1ee5ng m\u1ed9t lo\u1ea1i thu\u1ed1c c\u1ee5 th\u1ec3. B\u1ec7nh nh\u00e2n c\u0169ng l\u01b0u gi\u1eef ri\u00eang h\u00f3a \u0111\u01a1n mua h\u00e0ng v\u00e0 bi\u00ean lai thanh to\u00e1n. B\u1ed9 h\u1ed3 s\u01a1 n\u00e0y ch\u1ee9ng minh m\u1ed1i li\u00ean h\u1ec7 gi\u1eefa d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p, ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129 v\u00e0 chi ph\u00ed \u0111\u00e3 ph\u00e1t sinh. Ch\u1ec9 ri\u00eang t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh kh\u00f4ng th\u1ec3 thay th\u1ebf cho b\u1ea3n m\u00f4 t\u1ea3 y t\u1ebf \u2013 n\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n x\u00e1c nh\u1eadn t\u00ednh h\u1ee3p l\u00fd c\u1ee7a kho\u1ea3n chi ph\u00ed, th\u00ec vi\u1ec7c xu\u1ea5t tr\u00ecnh \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 l\u00e0 \u0111i\u1ec1u b\u1eaft bu\u1ed9c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu tr\u00ean b\u1ea3n in nh\u1eadn \u0111\u01b0\u1ee3c thi\u1ebfu t\u00ean d\u1ecbch v\u1ee5 y t\u1ebf ho\u1eb7c th\u00f4ng tin quan tr\u1ecdng, h\u00e3y y\u00eau c\u1ea7u c\u01a1 s\u1edf y t\u1ebf cung c\u1ea5p h\u1ed3 s\u01a1 y t\u1ebf ch\u00ednh x\u00e1c. <strong>B\u1ea3ng k\u00ea kh\u00f4ng n\u00eau r\u00f5 qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb<\/strong> v\u00e0 kh\u00f4ng n\u00ean t\u1ef1 \u00fd b\u1ed5 sung c\u00e1c ghi ch\u00fa c\u00e1 nh\u00e2n v\u00e0o ph\u1ea7n th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi c\u1ea5p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"dokumenty-elektroniczne\">T\u00e0i li\u1ec7u \u0111i\u1ec7n t\u1eed<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu t\u00e0i li\u1ec7u c\u00f3 s\u1eb5n d\u01b0\u1edbi d\u1ea1ng \u0111i\u1ec7n t\u1eed, b\u1ea1n n\u00ean t\u1ea3i xu\u1ed1ng v\u00e0 l\u01b0u gi\u1eef \u1edf \u0111\u1ecbnh d\u1ea1ng g\u1ed1c. C\u00e1c t\u00e0i li\u1ec7u c\u00f3 s\u1eb5n tr\u1ef1c tuy\u1ebfn trong h\u1ec7 th\u1ed1ng d\u00e0nh cho b\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem ho\u1eb7c t\u1ea3i xu\u1ed1ng. H\u00e3y l\u01b0u ch\u00fang v\u00e0o c\u00f9ng m\u1ed9t th\u01b0 m\u1ee5c v\u1edbi c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c, thay v\u00ec ch\u1ec9 d\u1ef1a v\u00e0o vi\u1ec7c truy c\u1eadp t\u00e0i kho\u1ea3n sau n\u00e0y.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tuy nhi\u00ean, \u0111\u1eebng cho r\u1eb1ng b\u1ea3n qu\u00e9t ho\u1eb7c t\u1ec7p \u0111i\u1ec7n t\u1eed lu\u00f4n l\u00e0 \u0111\u1ee7. H\u00e3y ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung (OWU) c\u0169ng nh\u01b0 h\u01b0\u1edbng d\u1eabn n\u1ed9p \u0111\u01a1n \u0111\u1ec3 bi\u1ebft c\u00e1c \u0111\u1ecbnh d\u1ea1ng t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn. N\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u \u0111\u1ecbnh d\u1ea1ng c\u1ee5 th\u1ec3 ho\u1eb7c b\u1ea3n sao r\u00f5 r\u00e0ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c trang, h\u00e3y chu\u1ea9n b\u1ecb t\u00e0i li\u1ec7u theo quy tr\u00ecnh \u0111\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rachunek-i-platnosc\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 li\u00ean k\u1ebft h\u00f3a \u0111\u01a1n v\u1edbi thanh to\u00e1n<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00e0i li\u1ec7u t\u00e0i ch\u00ednh c\u1ea7n ph\u1ea3i cho ph\u00e9p x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng chi ph\u00ed \u0111\u00f3 li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 g\u00ec. H\u00e3y l\u01b0u gi\u1eef <strong>h\u00f3a \u0111\u01a1n ho\u1eb7c bi\u00ean lai d\u1ecbch v\u1ee5<\/strong>, v\u00e0 trong tr\u01b0\u1eddng h\u1ee3p mua c\u00e1c m\u1eb7t h\u00e0ng \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb \u2013 c\u1ea7n c\u00f3 th\u00eam h\u00f3a \u0111\u01a1n mua h\u00e0ng. N\u1ebfu m\u00f4 t\u1ea3 qu\u00e1 chung chung v\u00e0 kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a kho\u1ea3n ph\u1ea3i thu, h\u00e3y y\u00eau c\u1ea7u ng\u01b0\u1eddi l\u1eadp h\u00f3a \u0111\u01a1n l\u1eadp m\u1ed9t t\u00e0i li\u1ec7u c\u00f3 m\u00f4 t\u1ea3 r\u00f5 r\u00e0ng v\u00e0 chi ti\u1ebft. Kh\u00f4ng t\u1ef1 \u00fd \u0111i\u1ec1n th\u00eam c\u00e1c th\u00f4ng tin c\u00f2n thi\u1ebfu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vui l\u00f2ng \u0111\u00ednh k\u00e8m v\u00e0o h\u00f3a \u0111\u01a1n <strong>b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c \u0111\u00e3 thanh to\u00e1n th\u1ef1c t\u1ebf<\/strong>. T\u00f9y thu\u1ed9c v\u00e0o ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 x\u00e1c nh\u1eadn giao d\u1ecbch, bi\u00ean lai thu ti\u1ec1n ho\u1eb7c ch\u1ee9ng t\u1eeb thanh to\u00e1n kh\u00e1c. Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a UNIQA, h\u00f3a \u0111\u01a1n v\u00e0 bi\u00ean lai \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp song song v\u1edbi c\u00e1c ch\u1ee9ng t\u1eeb thanh to\u00e1n; do \u0111\u00f3, n\u00ean coi ch\u00fang l\u00e0 hai y\u1ebfu t\u1ed1 b\u1ed5 sung cho nhau, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 nh\u1eefng th\u1ee9 c\u00f3 th\u1ec3 thay th\u1ebf l\u1eabn nhau.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed l\u00e0 b\u1eb1ng ch\u1ee9ng h\u1ee3p l\u1ec7 v\u1ec1 vi\u1ec7c mua h\u00e0ng v\u00e0 thanh to\u00e1n. H\u00e3y l\u01b0u l\u1ea1i t\u1ec7p tin \u0111\u00e3 nh\u1eadn ho\u1eb7c phi\u00ean b\u1ea3n c\u00f3 s\u1eb5n trong \u1ee9ng d\u1ee5ng. N\u1ebfu vi\u1ec7c mua h\u00e0ng xu\u1ea5t ph\u00e1t t\u1eeb c\u00e1c ch\u1ec9 \u0111\u1ecbnh sau khi \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 y t\u1ebf, h\u00e3y \u0111\u00ednh k\u00e8m th\u00eam t\u00e0i li\u1ec7u y t\u1ebf c\u00f3 ghi c\u00e1c ch\u1ec9 \u0111\u1ecbnh \u0111\u00f3. <strong>T\u00e0i li\u1ec7u t\u00e0i ch\u00ednh cho th\u1ea5y chi ph\u00ed<\/strong>, v\u00e0 h\u1ed3 s\u01a1 y t\u1ebf gi\u1ea3i th\u00edch m\u1ed1i li\u00ean h\u1ec7 c\u1ee7a anh ta v\u1edbi s\u1ef1 vi\u1ec7c \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng g\u1eedi to\u00e0n b\u1ed9 l\u1ecbch s\u1eed giao d\u1ecbch ng\u00e2n h\u00e0ng n\u1ebfu ch\u1ec9 c\u1ea7n x\u00e1c nh\u1eadn m\u1ed9t giao d\u1ecbch c\u1ee5 th\u1ec3 l\u00e0 \u0111\u1ee7 \u0111\u1ec3 ch\u1ee9ng minh kho\u1ea3n thanh to\u00e1n. T\u00e0i li\u1ec7u ph\u1ea3i r\u00f5 r\u00e0ng v\u00e0 li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111\u01b0\u1ee3c khai b\u00e1o. Tuy nhi\u00ean, \u0111\u1eebng x\u00f3a c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh giao d\u1ecbch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"porzadkowanie-dokumentow\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 \u0111\u1ed3 d\u00f9ng g\u1ecdn g\u00e0ng, ng\u0103n n\u1eafp<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch s\u1eafp x\u1ebfp \u0111\u01a1n gi\u1ea3n nh\u1ea5t l\u00e0 chia th\u00e0nh b\u1ed1n nh\u00f3m: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, h\u1ed3 s\u01a1 y t\u1ebf, t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh v\u00e0 th\u01b0 t\u1eeb. N\u1ebfu c\u00f3 nhi\u1ec1u t\u00e0i li\u1ec7u h\u01a1n, h\u00e3y chu\u1ea9n b\u1ecb <strong>c\u00e1c t\u1ec7p ri\u00eang bi\u1ec7t cho t\u1eebng s\u1ef1 ki\u1ec7n<\/strong> ho\u1eb7c m\u1ed9t g\u00f3i h\u00e0ng s\u1eafp x\u1ebfp theo th\u1ee9 t\u1ef1 th\u1eddi gian k\u00e8m theo danh s\u00e1ch r\u00f5 r\u00e0ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"kolejnosc-materialow\">Th\u1ee9 t\u1ef1 c\u00e1c t\u00e0i li\u1ec7u<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y s\u1eafp x\u1ebfp c\u00e1c t\u00e0i li\u1ec7u theo th\u1ee9 t\u1ef1 sau:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m;<\/li>\n\n\n\n<li>m\u00f4 t\u1ea3 ng\u1eafn g\u1ecdn v\u1ec1 s\u1ef1 vi\u1ec7c;<\/li>\n\n\n\n<li>h\u1ed3 s\u01a1 y t\u1ebf;<\/li>\n\n\n\n<li>c\u00e1c khuy\u1ebfn ngh\u1ecb li\u00ean quan \u0111\u1ebfn c\u00e1c kho\u1ea3n chi \u0111\u00e3 ph\u00e1t sinh;<\/li>\n\n\n\n<li>h\u00f3a \u0111\u01a1n, bi\u00ean lai ho\u1eb7c phi\u1ebfu thu;<\/li>\n\n\n\n<li>c\u00e1c ch\u1ee9ng t\u1eeb thanh to\u00e1n t\u01b0\u01a1ng \u1ee9ng;<\/li>\n\n\n\n<li>th\u01b0 t\u1eeb trao \u0111\u1ed5i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c1p d\u1ee5ng <strong>t\u00ean t\u1ec7p d\u1ec5 \u0111\u1ecdc k\u00e8m theo ng\u00e0y th\u00e1ng<\/strong>, v\u00ed d\u1ee5 nh\u01b0 2026-10-12_t\u00e0i-li\u1ec7u-c\u01a1-s\u1edf.pdf v\u00e0 2026-10-12_bi\u00ean-l\u1eadp-thanh-to\u00e1n.pdf. Nh\u1edd \u0111\u00f3, vi\u1ec7c ki\u1ec3m tra xem m\u1ed7i kho\u1ea3n chi ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c k\u00e8m theo bi\u00ean l\u1eadp thanh to\u00e1n ph\u00f9 h\u1ee3p hay kh\u00f4ng s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi, h\u00e3y m\u1edf t\u1ea5t c\u1ea3 c\u00e1c t\u1ec7p. Ki\u1ec3m tra xem c\u00e1c b\u1ea3n qu\u00e9t c\u00f3 bao g\u1ed3m to\u00e0n b\u1ed9 trang hay kh\u00f4ng, v\u0103n b\u1ea3n c\u00f3 b\u1ecb nh\u00f2e kh\u00f4ng v\u00e0 t\u00e0i li\u1ec7u c\u00f3 b\u1ecb l\u01b0u theo chi\u1ec1u ngang hay kh\u00f4ng.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Kh\u00f4ng ch\u1ec9nh s\u1eeda n\u1ed9i dung c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng t\u1ea3i<\/strong>. N\u1ebfu b\u1ea1n c\u1ea7n gi\u1ea3i th\u00edch, h\u00e3y th\u00eam m\u1ed9t ghi ch\u00fa ri\u00eang thay v\u00ec s\u1eeda h\u00f3a \u0111\u01a1n ho\u1eb7c t\u00e0i li\u1ec7u.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y gi\u1eef l\u1ea1i m\u1ed9t b\u1ea3n sao c\u1ee7a b\u1ed9 t\u00e0i li\u1ec7u \u0111\u00e3 g\u1eedi. N\u1ebfu b\u1ea1n g\u1eedi t\u00e0i li\u1ec7u qua bi\u1ec3u m\u1eabu, h\u00e3y ghi l\u1ea1i danh s\u00e1ch c\u00e1c t\u1ec7p \u0111\u00ednh k\u00e8m v\u00e0 <strong>x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u0103ng k\u00fd \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00e0nh c\u00f4ng<\/strong>. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c nh\u1eefng g\u00ec \u0111\u00e3 \u0111\u01b0\u1ee3c truy\u1ec1n \u0111\u1ea1t sau n\u00e0y.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh sau khi \u0111\u00e3 b\u00e1o c\u00e1o, h\u01b0\u1edbng d\u1eabn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y c\u00f3 th\u1ec3 s\u1ebd h\u1eefu \u00edch, <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/phai-lam-gi-khi-bao-hiem-khong-chi-tra-chi-phi-dieu-tri\/\">Ph\u1ea3i l\u00e0m g\u00ec khi b\u1ecb t\u1eeb ch\u1ed1i chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/a>. N\u1ebfu s\u1ef1 m\u01a1 h\u1ed3 li\u00ean quan \u0111\u1ebfn c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng, h\u00e3y ki\u1ec3m tra th\u00eam, <a href=\"https:\/\/insurancevisa.com\/vi\/huong-dan\/cac-cau-hoi-va-van-de-thuong-gap-cua-nguoi-nuoc-ngoai\/phai-lam-gi-khi-khong-hieu-cac-dieu-khoan-cua-hop-dong-bao-hiem\/\">C\u00e1ch \u0111\u1ecdc c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-sam-rachunek-wystarczy-do-rozliczenia-kosztu\">Ch\u1ec9 ri\u00eang h\u00f3a \u0111\u01a1n th\u00f4i c\u00f3 \u0111\u1ee7 \u0111\u1ec3 thanh to\u00e1n chi ph\u00ed kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 gi\u1ea3 \u0111\u1ecbnh \u0111i\u1ec1u \u0111\u00f3. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u h\u1ed3 s\u01a1 y t\u1ebf, b\u1ea3n t\u01b0\u1eddng tr\u00ecnh s\u1ef1 vi\u1ec7c, c\u00e1c khuy\u1ebfn ngh\u1ecb ho\u1eb7c ch\u1ee9ng t\u1eeb thanh to\u00e1n. <strong>H\u00e3y xem \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) v\u00e0 h\u01b0\u1edbng d\u1eabn khai b\u00e1o<\/strong> cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-zrobic-gdy-rachunek-nie-opisuje-swiadczenia\">Ph\u1ea3i l\u00e0m g\u00ec khi h\u00f3a \u0111\u01a1n kh\u00f4ng ghi r\u00f5 d\u1ecbch v\u1ee5 \u0111\u00e3 cung c\u1ea5p?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y y\u00eau c\u1ea7u nh\u00e0 cung c\u1ea5p cung c\u1ea5p t\u00e0i li\u1ec7u ho\u1eb7c h\u1ed3 s\u01a1 ph\u00f9 h\u1ee3p m\u00f4 t\u1ea3 kho\u1ea3n h\u1ed7 tr\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p. \u0110\u1eebng t\u1ef1 \u00fd s\u1eeda h\u00f3a \u0111\u01a1n. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ed9 h\u1ed3 s\u01a1 ph\u1ea3i cho ph\u00e9p li\u00ean k\u1ebft chi ph\u00ed c\u1ee5 th\u1ec3 v\u1edbi kho\u1ea3n h\u1ed7 tr\u1ee3 c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-mozna-przekazac-dokumentacje-w-formie-elektronicznej\">C\u00f3 th\u1ec3 n\u1ed9p h\u1ed3 s\u01a1 d\u01b0\u1edbi d\u1ea1ng \u0111i\u1ec7n t\u1eed kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ec7nh nh\u00e2n c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn h\u1ed3 s\u01a1 y t\u1ebf qua h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed, v\u00e0 m\u1ed9t s\u1ed1 t\u00e0i li\u1ec7u c\u00f3 s\u1eb5n tr\u1ef1c tuy\u1ebfn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ea3i xu\u1ed1ng. Vi\u1ec7c t\u1ec7p tin \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn trong th\u1ee7 t\u1ee5c hay kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) v\u00e0 quy tr\u00ecnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. <strong>C\u1ea7n x\u00e1c nh\u1eadn \u0111\u1ecbnh d\u1ea1ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn<\/strong> tr\u01b0\u1edbc khi g\u1eedi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-e-paragon-jest-dowodem-zaplaty\">H\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed c\u00f3 ph\u1ea3i l\u00e0 b\u1eb1ng ch\u1ee9ng thanh to\u00e1n kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00fang v\u1eady, h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn l\u00e0 b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c mua h\u00e0ng v\u00e0 thanh to\u00e1n. H\u00e3y l\u01b0u gi\u1eef h\u00f3a \u0111\u01a1n n\u00e0y c\u00f9ng v\u1edbi gi\u1ea5y t\u1edd y t\u1ebf n\u1ebfu vi\u1ec7c mua h\u00e0ng l\u00e0 do tu\u00e2n theo ch\u1ec9 \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn b\u1ec7nh c\u1ea5p t\u00ednh ho\u1eb7c tai n\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-zrobic-gdy-ubezpieczyciel-poprosi-o-dodatkowe-dokumenty\">Ph\u1ea3i l\u00e0m g\u00ec khi c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u cung c\u1ea5p th\u00eam t\u00e0i li\u1ec7u?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y \u0111\u1ecdc k\u1ef9 th\u00f4ng b\u00e1o v\u00e0 chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh. C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd th\u00f4ng b\u00e1o nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m ho\u1eb7c m\u1ee9c b\u1ed3i th\u01b0\u1eddng, n\u1ebfu nh\u1eefng gi\u1ea5y t\u1edd \u0111\u00f3 l\u00e0 c\u1ea7n thi\u1ebft cho qu\u00e1 tr\u00ecnh x\u1eed l\u00fd ti\u1ebfp theo. <strong>Tr\u1ea3 l\u1eddi y\u00eau c\u1ea7u c\u1ee5 th\u1ec3<\/strong>, \u0111\u1ed3ng th\u1eddi l\u01b0u l\u1ea1i b\u1ea3n sao c\u1ee7a c\u00e1c t\u1ec7p \u0111\u00e3 g\u1eedi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-ubezpieczyciel-moze-uzyskac-informacje-bezposrednio-od-placowki\">C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 thu th\u1eadp th\u00f4ng tin tr\u1ef1c ti\u1ebfp t\u1eeb c\u01a1 s\u1edf \u0111\u00f3 kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u c\u01a1 s\u1edf y t\u1ebf cung c\u1ea5p th\u00f4ng tin v\u1ec1 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi m\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c k\u00fd k\u1ebft nh\u00e2n danh, ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p c\u1ee7a h\u1ecd. Tr\u01b0\u1edbc khi \u0111\u1ed3ng \u00fd, qu\u00fd v\u1ecb c\u1ea7n \u0111\u1ecdc k\u1ef9 ph\u1ea1m vi c\u1ee7a s\u1ef1 \u0111\u1ed3ng \u00fd n\u00e0y v\u00e0 gi\u1eef l\u1ea1i m\u1ed9t b\u1ea3n sao c\u1ee7a t\u00e0i li\u1ec7u.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ostatnia-kontrola\">L\u1ea7n ki\u1ec3m tra cu\u1ed1i c\u00f9ng tr\u01b0\u1edbc khi khai b\u00e1o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi, h\u00e3y ki\u1ec3m tra ba \u0111i\u1ec1u sau: m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi h\u1ed3 s\u01a1 y t\u1ebf, m\u1ecdi chi ph\u00ed ph\u1ea3i c\u00f3 ch\u1ee9ng t\u1eeb t\u00e0i ch\u00ednh x\u00e1c nh\u1eadn, v\u00e0 m\u1ecdi kho\u1ea3n thanh to\u00e1n ph\u1ea3i c\u00f3 bi\u00ean nh\u1eadn h\u1ee3p l\u1ec7. <strong>N\u1ebfu thi\u1ebfu b\u1ea5t k\u1ef3 y\u1ebfu t\u1ed1 n\u00e0o trong s\u1ed1 n\u00e0y, c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i b\u1ed5 sung<\/strong>, nh\u01b0ng kh\u00f4ng n\u00ean d\u1ef1a v\u00e0o ph\u1ecfng \u0111o\u00e1n hay t\u1ef1 \u00fd s\u1eeda \u0111\u1ed5i c\u00e1c t\u00e0i li\u1ec7u.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u00f9ng v\u1edbi th\u1ee7 t\u1ee5c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i \u00e1p d\u1ee5ng cho t\u1eebng h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3 v\u1eabn l\u00e0 c\u01a1 s\u1edf tham chi\u1ebfu cu\u1ed1i c\u00f9ng. <strong>T\u00ednh \u0111\u1ea7y \u0111\u1ee7 c\u00f3 ngh\u0129a l\u00e0 tu\u00e2n th\u1ee7 theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u00f3<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 vi\u1ec7c thu th\u1eadp c\u00e0ng nhi\u1ec1u t\u1ec7p \u0111\u00ednh k\u00e8m c\u00e0ng t\u1ed1t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n c\u1ea7n m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i nh\u1eb1m ph\u1ee5c v\u1ee5 c\u00e1c th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o s\u1ef1 b\u1ea3o v\u1ec7 trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, h\u00e3y mua tr\u1ef1c tuy\u1ebfn t\u1ea1i \u0111\u00e2y:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurancevisa.com\/vi\/\">Mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>C\u00e1c t\u00e0i li\u1ec7u sau khi \u0111i\u1ec1u tr\u1ecb th\u01b0\u1eddng b\u1ecb l\u1ea1c gi\u1eefa h\u00e0ng lo\u1ea1t email, giao d\u1ecbch ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c gi\u1ea5y t\u1edd nh\u1eadn \u0111\u01b0\u1ee3c t\u1ea1i c\u01a1 s\u1edf y t\u1ebf. V\u1ea5n \u0111\u1ec1 n\u00e0y th\u01b0\u1eddng ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n khi\u2026<\/p>","protected":false},"author":1,"featured_media":3880,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[95,92,96,94,93],"class_list":["post-3881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-problemy-cudzoziemcow","tag-dokumentacja-medyczna-do-rozliczenia","tag-dokumenty-do-rozliczenia-wizyty","tag-opis-swiadczenia-na-fakturze","tag-potwierdzenie-zaplaty-za-leczenie","tag-rachunek-za-wizyte-lekarska"],"acf":[],"yoast_head":"<!-- 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